Golden Plains Credit Union
Transcripción
Golden Plains Credit Union
Golden Times October 2011 FREE Checking Member Newsletter GPCU continues to offer FREE Checking, No-Fee VISA Check Card New regulations cap the fees banks can charge merchants to process check card transactions. The big banks have decided since they can no longer collect these large fees from merchants that they will charge their card users instead. While some of the nation’s largest banks have decided to charge monthly check card fees, other banks have started eliminating their free checking programs and charging fees on the most basic of services as an alternative way to make money for their shareholders. At Golden Plains Credit Union, we are here to serve you, our members, and to look out for your best financial interests. We continue to offer two different types of FREE Checking accounts. Our Golden Rewards Checking account pays 3.01% annual percentage yield when you: complete 10 VISA check card transactions per month, log-on to Golden Plains Online one time per month and receive e-statements. You can also earn FREE ATMs* nationwide. Both of our FREE Checking accounts have no minimum balance required and no maintenance fees. With our no-fee VISA check card, it’s just like paying with a credit card but the amount of your purchase is automatically withdrawn from your checking account. The VISA check card also works like an ATM card allowing you to make a deposit, withdrawal, or even transfer funds from one account to another. At GPCU, it is our goal to offer you the best value in financial products and services. To learn more about these products, please visit our web site at www.gpcu.org. *ATM fees will be reimbursed up to $25 at the end of your monthly qualification cycle. Inside this Issue: Holiday Payment Extension. . . . . . . . . . . . . . . 2 Product Spotlight: Golden Plains Online . . . . . 2 En Español . . . . . . . . . . . . . 3 Golden Tip: Save Money on Gas . . . . . . 4 Holiday Open Dates: Columbus Day October 10th Holiday Closings: Thanksgiving Veterans’ Day November 11 November 24th All Branches CLOSED 1 Start Your Holiday Shopping Early Have extra money to spend with our Holiday Payment Extension The holidays are just around the corner, which means Christmas will be here very soon. Wouldn’t it be nice to have extra money to spend on your holiday shopping? You can! Upon your request, you can skip your November or December loan payment(s) for one month. This agreement extends the repayment period of your loan(s). This offer does not apply to term loans, first mortgage loans, loans with payment frequency longer than one month, leases, credit cards, delinquent loans, loans with poor payment history or loans that have had an extension agreement within the last six months. A $10 maintenance fee will be assessed for each loan. Look for our insert in next month’s statement. Call or come in today to see if you qualify! Product Spotlight: Golden Plains Online Saves You Time Golden Plains Online is always open for business and is available to enhance your experience with GPCU. It can be used to monitor your account activity without having to call or visit a branch. .With Golden Plains Online, you can: check account balances, loan payment due dates & CD maturity dates, find out if and when a check has cleared, transfer funds between accounts, make a loan or credit card payment and much more! If you would like to enroll for Golden Plains Online, please visit our web site at www.gpcu.org and click on the “Applications” tab. 2 En Español Translation by Orlando Corral !Haga sus Compras Navideñas Temprano! Diciembre se aproxima, lo cual quiere decir que ya vienen los días festivos. No le gustaría tener dinero extra para gastar en sus compras navideñas? Si se puede! Si usted lo desea, usted puede prolongar su pago de Noviembre o Diciembre por un mes. Le llamamos nuestra promoción de “Extensión de pago Navideño.” Este acuerdo extiende el periodo de pago a su préstamo por un mes. Esto no aplica a prestamos a plazo, prestamos de hipoteca, prestamos que no tengan pagos mensuales, tarjetas de crédito, prestamos atrasados, prestamos con historial de pagos tarde o prestamos que haigan prolongado el pago en los últimos 6 meses. Una cuota de $10 será recolectada por cada préstamo. Chequera Gratis GPCU todavía te ofrece una chequera gratis, también una tarjeta de debito sin cuotas El gobierno ha decidido limitar las cuotas que los bancos grandes pueden cobrar a sus clientes en chequeras. Por esta misma razón estos bancos grandes les están cobrando más cuotas a sus clientes que utilizan tarjetas de debito. Mientras algunos bancos están cobrando por chequeras, algunos bancos han decidido cobrar por sus servicios básicos para recuperar su dinero. En Golden Plains Credit Union estamos aquí para servirte, estamos aquí para ayudarte con tu interés financiero. Tenemos dos tipos de chequeras gratis. Nuestra chequera Golden Rewards te paga 3.01% anual cuando tu: haces 10 transacciones usando tu tarjeta de debito VISA cada mes, usas tu cuenta en-línea, y recibes tus estados de cuenta por medio de internet. También recibirás cajeros automáticos gratis en todo el país*. Ninguna de nuestras chequeras gratis requieren balance mínimo y ninguna de estas dos cuentas te cobraran cuotas. Nuestra tarjeta de debito VISA funciona como una tarjeta de crédito, pero tus fondos saldrán de tu cuenta de cheques. Nuestra tarjeta de debito VISA también funciona como una tarjeta de cajero automático, te permite hacer depósitos, retiros y hasta puedes transferir dinero de una cuenta a otra. En GPCU, nuestra meta es poder ofrecerte un gran valor en nuestros productos financieros. Si quieres saber más sobre nuestros productos, por favor visita nuestra página web en www.gpcu.org *Reembolso de cajeros automáticos máximo $25 por mes. Venga ahora para ver si usted califica! 3 Golden Tip: Save Money on Gas Southwest Kansas Live on Stage Empty out your trunk. If you have a lot of extra items that you carry with you and don’t use regularly – golf clubs, store purchases, winter gear – consider removing them. One hundred extra pounds can reduce fuel economy by 2%. Check your owner’s manual. See what type of gas to buy for your car. You can most likely get by with a regular octane level of gas, rather than premium fuels. Use the correct gradient of oil, and change your oil according to what is recommended. This reduces wear caused by the friction of moving engine parts and removes harmful substances. Keeping your engine in tune according to your owner’s manual can boost gas mileage by 4%. Plus, find out what the proper inflation is for your tires. Underinflated tires can decrease fuel economy by 6%. Buy gas during cost saving times. Gas is typically cheaper on Wednesdays. It’s also best to buy gas three days prior to a holiday before the price climbs. Shop around for good prices. Search gas price web sites to see gas stations in your area that have the best deal. Examples include gasbuddy.com, gasprices.mapquest.com and gaspricewatch.com. Use your cruise control. Gas mileage decreases at speeds above 60 mph. Use your cruise control to avoid random accelerating and slowing down, which lessens your fuel economy. Locations & Hours: Liberal Garden City *1714 E. Kansas Ave., 67846 (620) 275-2151 or (800) 825-7661 Lobby: 9-5, M-F 9-12, Sat Drive-up: 7:45-6, M-F 9-12, Sat 1135 College Dr., Ste. C (620) 276-8175 or (877) 775-8175 Lobby: 9-5, M-F, 10-1 p.m. Sat *Dillons East, 1305 E. Kansas Ave. (620) 271-0680 *Dillons West, 1211 Buffalo Jones Rd. (620) 275-8187 Dillons Hours: 11-7, M-F 11-6, Sat *Quicker Market 4005 E. Hwy 50 Ulysses *112 E. Grant, 67880 (620) 356-4343 Lobby & Drive-up: 8:30-4:30, M-F 9-12, Sat Quinter *400 Hwy 212, 67752 (785) 754-2159 Lobby & Drive-up: 8-4, M-F 9-12, Sat, Drive-up only Phillipsburg *475 State Street, 67661 (785) 543-5267 Lobby: 9-4, M-F Drive-up: 8:30-5:30, M-F 8:30-12, Sat *Denotes ATM Locations *21 Medical Dr., 67901 (620) 624-8491 Lobby: 9-5, M-F 9-12, Sat Drive-up: 8:30-6, M-F 9-12, Sat Lakin *109 N. Main, 67860 (620) 355-6203 Lobby: 9-4:30, M-F 9-12, Sat Drive-up: 8:30-5:30, M-F 9-12, Sat Hays *2720 Broadway, 67601 (785) 628-1007 Lobby: 9-4, M-F 9-12, Sat Drive-up: 8-6, M-F 9-12, Sat Hesston *140 N. Main, 67062 (620) 327-4144 Lobby: 9-5, M-F Drive-up: 9-5, M-F, 9-12 Sat 4
Documentos relacionados
Golden Plains Credit Union
For a limited time, you can transfer your high-rate card balances to a Golden Plains Credit Union credit card and enjoy our special promotional offer of 3.9% annual percentage rate (APR) on all bal...
Más detalles