QVACA t 1 - Federal Reserve Bank of Chicago

Transcripción

QVACA t 1 - Federal Reserve Bank of Chicago
FRY-6
COPY
OMB Number 7100-0297
Approval expires December 31, 2015
Page 1 of 2
Board of Governors of the Federal Reserve System
Annual Report of Holding .Companies-FR Y-6
Report at the close of business as of the end of fiscal year
This Report is required by law: Section 5(c)(1)(A) of the Bank
Holding Company Act (12 U.S.C. § 1844 (c)(1)(A)); Section 8(a)
of the International Banking Act (12 U.S.C. § 3106(a)); Sections
11(a)(1), 25 and 25A of the Federal Reserve Act (12 U.S.C.
§§ 248(a)(1), 602, and 611a); Section 211.13(c) of Regulation K
(12 C.F.R. § 211.13(c)); and Section 225.5(b) of Regulation Y (12
C.F.R. § 225.5(b)) and section 10(c)(2)(H) of the Home Owners'
Loan Act. Return to the appropriate Federal Reserve Bank the
original and the number of copies specified.
This report form is to be filed by all top-tier bank holding compa­
nies and top-tier savings and loan holding companies organized
under U.S. law, and by any foreign banking organization that
does not meet the requirements of and is not treated as a qualify­
ing foreign banking organization under Section 211.23 of
Regulation K (12 C.F.R. § 211.23). (See page one of the general
instructions for more detail of who must file.) The Federal
Reserve may not conduct or sponsor, and an organization (or a
person) is not required to respond to, an information collection
unless it displays a currently valid OMB control number.
NOTE: The Annual Report of Holding Companies must be signed
by one director of the top-tier holding company. This individual
should also be a senior official of the top-tier holding company. In
the event that the top-tier holding company does not have an
individual who is a senior official and is also a director, the chair­
man of the board must sign the report.
Date of Report (top-tier holding company's fiscal year-end):
1, Alberto Paracchini
Name of the Holding Company Director and Official
President and CEO
December 31, 2014
Month
I Day I Year
n/a
Reporter's Legal Entity Identifier (LEI) (20-Character LEI Code)
Reporter's Name, Street, and Mailing Address
Metropolitan Bank Group, Inc.
Legal Title of Holding Company
Title of the Holding Company Director and Official
attest that the Annual Report of Holding Companies (including
the supporting attachments) for this report date has been pre­
pared in conformance with the instructions issued by the Federal
Reserve System and are true and correct to the best of my
knowledge and belief.
With respect to information regarding individuals contained in this
report, the Reporter certifies that it has the authorti y to provide this
information to the Federal Reserve. The Reporter also certife
i s
180 N. LaSalle St., Suite 300
(Mailing Address of the Holding Company) Street I P.O. Box
Chicago
IL
_6_
06__
01
City
State
Zip Code
Physical Location (if different from mailing address)
Person to whom questions about this report should be directed:
that it has the authority, on behalf of each individual, to consent or
William Tabaka
object to public release of information regarding that individual.
The Federal Reserve may assume, in the absence of a request for
Name
Area Code
that the Reporter and individual consent to public release of all
details in the report concerning that individual.
Area Code I FAX Number
Q VACA t� 1::-� �
�la• (rs
I Phone
Number
I Extension
773-843-7832
[email protected]
E-mail Address
www.bylinebank.com
Address (URL) for the Holding Company's web page
Date of Signature
For holding companies []Qi registered with the SECIndicate status of Annual Report to Shareholders:
D
1:8:1
D
-=S....:.V.:....:P.:..:/C::..:F.:..:O=---Title
773-475-2961
confidential treatment submitted in accordance with the Board's
"Rules Regarding Availability of Information," 12 C.FR. Part 261,
Signature of Holding Company Director and Official
___
_
is included with the FR
Y-6 report
Does the reporter request confidenta
i l treatment for any portion of this
submission?
[8J Yes
Please identify the report items to which this request applies:
will be sent under separate cover
[8] In accordance with the instructions on pages GEN-2
is not prepared
For Federal Reserve Bank Use Only
RSSDID
C.I.
18f/1-/h � L_
I
and
3, a letter justifying the request is being provided.
[8J The information for which confidential treatment is sought
is being submitted separately labeled "Confidential."
7
Public reporting burden for this information collection is estimated to vary from 1.3 to 101 hours per response, with an average of 5.25 hours per response, including time to gather and
.
maintain data in the required form and to review instructions and complete the information collection. Send comments regarding this burden estimate or any other aspect of this
collection of
Information, including suggestions for reducing this burden to: Secretary, Board of Governors of !he Federal Reserve System, 20th and C Streets, NW, Washington, DC 20551, and to the
Office of Management and Budget, Paperwork Reduction Project (7100-0297), Washington, DC 20503.
1012014
Report of a·ndependent Auditors &
Consolidated Financial Statements
December 31, 2014 and
�013
Byline Bancorp,, Inc.
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CONTENTS
PAGE
REPORT OF INDEPENDENT AUDITORS
1-2
CONSOLJDATED FINANCIAL STATEMENTS
Statements of financial condition
State�ents ofincome (loss)
Statements of comprehensive income (Joss)
Statements of changes in shareholders' equity
Statements of cash flows
Notes to financial statements
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REPORT OF INDEPENDENT AUDITORS
To the Shareholders and
the Board of Directors
Byline Bancorp, Inc:. and Subsidiary
Chicago, Illi nois
Report on Financial Statements
We have a udjted the accompanying consolidated financial statements of Byline Bancorp, Inc. and
Subsidiary (the Company), which comprise the consolidated statements of financial condition
as
of
D ec ember 31, 2014 and 2013, and the related consoHdate d statements of income (loss), changes in
shareholders' equity, comprehensive income (loss), and cash flows for the year ended December 31,
2014 and for the period from June 28, 2013
related notes to the financial statements.
[date of recapitalization)
to December 31, 2013, and the
Management's Responsibilityfor the Financial Statements
Mana gement is responsible for the prep aration and fair presentation of these consolidated financial
statements in accordance with accounting principles generally accepted in the United Stat es of Am erica;
this includes the design, implementation, an d maintenance of internal control relevant to the
preparation and fair presentation of consolidated fmancial statements that are free from m ate ria l
misstatement, whether due to fraud or error.
Auditor's Responsibility
Our responsibility is to express an opini on on these consolidated
financial
statements based on our
audits. We conducted our audits in accordance with auditing standards generally accepted in the United
States of America. T hose standards require that we plan and perfo rm the audits to obtain reasonable
assurance about whether the consolidated financial s tatements are free from material misstatemen t
An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in
the consolidated financial statements. The procedures .selected depend on the auditor's judgm ent,
including the assessment of the risks of material misstatement of the co ns olidated financial statements,
whether due to fraud or err o r. In making those risk assessments, the auditor consi ders internal control
relevant to the entity's preparati on and fatr presentation of the consolidated financial statements in
order to d esign audit procedures that are appropri ate in the circumstances, but not for the :purpose of
exp res sing
an
opinion on the effectiveness of tbe entity' s internal control. Accordingly, we e:>."])ress no
such opinion. An audit also includes evaluating the appropriateness of a�counting policies �ed and the
reaso nabl en ess of significant accounting estimates made by manag ement; as well
as
evaluating the
overall presentation of the consolidated financial statements.
1
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REPORT OF INDEPENDENT AUDITORS
(continued)
Opinion
In our opinion, the consolidated financial statements referred to above present fairly, in all material
respects,
the
consolidated financial position of Byline Bancorp, Inc. and Subsidiary
as
of December
31,
2014 and 2013,·and the consolidated results oftbeir operations and their cash flows for the year en ded
December 31, 2014 and for the period from June 28, 2013
(date of recapitalization} to December 31,
2013 in accordance with accounting principles generally accepted in the United States ofAmerica.
Portland, Oregon
April
2, 2015
2
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BYLINE BANCORP, INC. AND SUBSIDIARY
CONSOLIDATED STATEJ'1ENTS
OF FINANCIAL CONDITION
.
DECEMBER 31,
(dollars in thousands, except per share amounts]
2014 AND
Z014
ASSETS
$
Cash and due from banks
Interest bearlng deposits v.r:lth other hanks
Cash and cash .equivalents
231372
133,281
2013
s
156,653
Securities .available-for-sale atfair value
Loans and leases, net
680,960
321,871
1,280,175
1,183,756
5,046
7.,484
l,062
4,510
Accrned!nterestret:eivable
7,4B4
Federal Home Loan Bank stock at cost
Premises and equipmertt net
121,416
Other real estate owned1 net
Goodi.vill
Otherintangib1€ assets, net
Other assets
Total assets
ZZ,599
64 8,083
670,682
8,413
351
Securities he1d-to-maturity at amortized cost
Loans: held for sale
2013
123,471
56,181
61.519
25,613
Zl,166
25,278
ZB,215
9,415
6,540
$
2,376,449
$
602,902
590,719
961,721
935,726
$
2,430,812
UABILlTl!iS AND SHAREHOLDERS' EQUITY
L!ABILJTIES
Non-Interest bearing demand deposits
Interest bearing deposits:
NOliV, savings accol.mts, and mon ey market accounts
Time deposits
Total deposits
Ac<:rued interest payable
Securities sold under agreemen� to repurchase
535,434
642,752
2,100,057
2,169,197
5,593
4,151
9,677
10,n2
2 3,767
Trust preferred securities
· Other !!abilities
Total l!ablllties
22,747
27,229
17,230
2,167,378
2,223.002
15,003
15,003
193,729
193,729
COMMITMENTS AND CONTINGENT 1!ABILJTJES (Note 18)
SHAREHOLDERS' EQDJTY
Non-crrmulative perpetual preforred stock; $0.01 par value; 1,000,000 shares
authorized, 15,003 Serles E shares issued; llquidatlon preference, nan·voting, and
redeemable at Company op ti on Dn or after ]Ulyl, 2016
common stock;- voting no pax value: 150,000,000 shares
authorized, 86,664,294 shares issued and outstanding
Common stock non·votlng no par value; 10,000,000 shares authorized; no shares issued
Retained earnings (aronnulated deficit}
·
(B22]
Accumulated other comprehensive in<:ome (Joss), net of tax
Total shareholders' equity
Total liabilities and shareholders' equity
See
accompanying notes-
465
(l,387)
1,161
207,810
209,071
$
2,376,449
$
2,430,812
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BYLINE BANCORP, INC. AND SUBSIDIARY
CONSOLIDATED STATEMENTS OF INCOME (LOSS)
FOR THE YEAR ENDED DECEMBER 31, 2014 AND FOR THE PERIOD FROM
JUNE 28, 2013 (DATE OF RECAPITALIZATION) TO DECEMBER 31, 20l3
(dollars in thousands)
JNTEREST INCOME
·mrerestand fees on loans and leases
Intereston securities
Other interest income
Total interestincome
2014
$
78,792
9,B45
999
2013
$
43,018
3,288
925
89,636
47,231
3,040
2,506
909
1.210
5,546
2,119
84,090
45,11.2
5,842
842
78,248
44,270
6,878
6,946
10,046
2,539
233
1,657
3,887
3,392
891
287
202
1,597
28,299
10,256
43,612
15,163
2,065
10,442
6,505
7,041
6,706
3,386
2,970
9,944
20,859
6,623
943
6,362
4,402
4,247
2,295
2,264
1;485
4,581
107,834
54,061
INTERES'l' EXPENSE
Interest on deposits
Intereston borrowings
Total interestexpense
Net interest income
PROVISION FORCRIWITLOSSES
Net.interest Income after provision for credit losses
NON-JN'fE.RES'l' fNCOME.
Fees and service charges on deposits
ATM and interchange fees
Netga!ns on sales of other real estateovmedandvaluation adjustments
Net gains on sa1es of securities available-for-sale
Fees on mortgage loan sales, net
Other non-lnterestlncome.
Total non-interest income
NON-INTEREST EXPENSE
Salaries and employee benefits
Occupancy exp ense, net
Equip-meotexpense
Loan related expense
LegaJ, audit and other professional fees
Data processing
Other real estate awned expenses, net
Regulatnryassessments
Amortization ofintangible assets
Other non·interestexpense
Total non-interest expense
INCOME (LOSS) BEFORE PROVISION FOR INCOME TAXES
(1,287)
465
PROVJSIDN l'OR INCOME TAXES
NE'!' INCOME
4
(LOSS]
(1,287)
$
465
See accompanying notes.
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BYLINE BANCORP, INC. AND SUBSIDIARY
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)
FOR THE YEAR ENDED DECEMBER31, 2014 AND FOR THE PERIOD FROM
JUNE 28, 2013 (DATE OF RECAPITALIZATION) TO DECEMBER 31, 2013
201.4·
'(dollarsin thousandsj
Net income (loss)
$
Other comµrehensi� income (loss):
Unrealized gains (l osses) arising during me period on available-for-sale securities
Reclassification adjusonents for net gains on available-for-sale securities
(1,28z.l
2013
s
5,087
(1,100)
(Z87]
(2,539]
realized in net income Qoss)
Income. tax expense
Other comprehensive lnco�e Ooss),net oftax
2,548
[1,387)
[922)
.i
IN SHAREHOLDERS' EQUITY
iI
Comprehensive income (loss)
$
CONSOLIDATED STATEIVIENTS OF CHANGES
465
1,261
$
FOR Tll:E YEAR ENDED DECEMBER31, 2014 AND FOR THE PERIOD FROM
JUN!;: 28, 2013
(DATE OF RECAPITALIZATION)
TO DECEMBER 31, 2013
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See accompanying notes.
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BYLINE BANCORP, INC. AND
SUBSIDIARY
CONSOLIDATED STATEMENTS OF CASH FLOWS
FOR THE YEAR ENDED DECEMBER 31, 2014 AND FOR THE PERIOD FROM
JUNE 28, 2013 (DATE OF RECAPITALIZATION) TO DECEMBER 31, 2013
(dollars in thousands]
20:l4
CASH FLOWS FROM OP ERATrNG ACTfVITIES
Net income (loss)
Adjustments to reconcile. netlncome (loss) to net cash from
$
(1,287)
2013
s
465
operating activities:
Provision for credit losses
D epreciatio n
Netamortiz:ation ofsecurities
on sales of securities available-for-sale
Net gains
Netgalns (losses] on sales or disposals of premises and equipment
Originations ofloans held for sale
Proceeds from loans sold
Net valuation adjustments on other real estai:.e o�ed
Net gains on sales of other real estate owned
Amortizat10n of core deposit Intangible assets
in assets and liabilities:
Accrued interest receivable
Other assets
5,842
5,239
2,282
(2,539)
397
(8,858)
9,569
(3,101)
(6,945)
2,970
842
2,667
702
(287)
(29)
(6,559)
6,466
928
(1,819)
1,485
536
(Z,834}
1,442
1,597
1,372
5,031
770
(250)
Changes
Accrued interest payable
Other JI.abilities
Net cash from operating activities
CASH FLOWS FROM lNVEST!NG ACT!VlTIES
Purchases of securities availab1e-for-sale
·
11, 784
4,310
Proceeds from maturities and calls of securities avaiJable-for-sale
Proceeds from paydowns of sErurities available-for-sale
Proceeds from sales ofsecurities available-for-sale
Purchases of securities beld-to-maturit:y
.Proceeds from paydowns of securities held-to-maturity
Net change in loans and leases
Purchases of premises and eq_uipment
Proceeds from sales ofpremises and equJprnent
Proceeds from sales of at.her real estate owned
Cash pald In acqulsltlon ofbuslness
Net cash from (used in) investing activities
[656,405)
(164,121)
14,830
5,697
32,165
41,495
67,733
190,903
(8,459]
36
(83,863)
(3,501)
62
38,946
(38,221]
127,297
( 391]
73
31,429
C451,274)
46,979
See accompanying notes.
6
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BYLINE BANCORP, INC. AND SUBSIDIARY
CONSOLIDATED STATEMENTS OJ'. CASH FLOWS
FOR THE YEAR ENDED DECEMBER31, 2014AND FOR THE PERIOD FROM
JUNE28, Z013 [DATE OF RECAPITALIZATION) TO DECEMBER 31, 2013
(dollars in thousands)
2014
CASH FLOWS FROM FINANClNG ACTIVITIBS
Net ·decrease
in dep osits
Repayment of Federal Home. Loan
$
Bank advances
2013
(69,140)
$
Cash received in recapitalization transaction
Net increase in other borrowings
Net cash
2,075
from (used In) financing activities
NET CHANGE IN CASH AND CASH EQUIVALENTS
$
CASH AND CASH EQUIVALENTS, beglnn!ng ofper!ad
CASH AND
CASH EQUIVALENTS, end ofperiod
SUPPLEMENTAL DJS CLOSURES OF CASH FLOW lNFORMATION:
Cash paid during the period for interest
(66,937)
(5,000)
206,723
552
(67,065)
135,338
(514,029)
194,101
670,682
476,581
$
156,653
$
670,682
$
4,104
s
l,34 9
$
(1,387)
SUPPLEMENTAL DISCLOSURES OF NON-CASH INVESTING AND FINANCING
ACTlVlTIES:
C hange in fair value of available-fur-sale securities1 net of tax
Transfers of loans to
$
otber real estate o wned
$
$
Internally financed other real estate m.vned
$
Total assets acquired from acquisition or recapitalization
$
Total l!abllltles assumed from acquisltlon or recapltalizatlan
495
46,622
8,401
$
$
5
s
8,072
2,502,554
2,293,822
7
See accompanying notes.
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2,548
24,057
.
Form FR Y-6
Metropolitan Bank Group, Inc.
Chicago, Illinois
Fiscal Year Ending December 31, 2014
Report Item
2a: Organizational Chart
METROPOLITAN BANK GROUP, INC.
(incorporated in Illinois)
.,
..,
·METROPOLITAN ST4,TUT8RYTRUST I
100%
(issuer of Trust Preferred Securities)
.,
NORTH COMMUNITY BANK
180 N. LaSalle St Suite 300, Chicago IL
60601
Incorporated in Illinois
.
. 100%
BFG CORPORATION
721 N. McKinr€v AVe, Lake Forest, IL 60045
Incorporated in Illinois
100%
.
RHu1t1:A Ii<! of bu..chn foryour holdlns tomp1ny: METROPOUTAN BANK.GROUP, INC. (1704627) of CHICAGO,ll.
Th• d1h •re u of 12/31/2014.. 0•1• renPcts lnform•llonth•t wo r•c•lv..d one! procened throuth 07/Qf,/2015.
Rtconrlll1t!onandYulflcat!onStep1
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OK: If the br•rlth lnlorm•tlonk tonPct.ffll•r 'OK' In the 0•1• Action tolumn.
Chace: lithe braoch lnlorm•tlon ls Incorrect crlrn:omple!e,revke lho d•t•, enter "Ch•n&e'lnthe Data Action columnondthe dotewhenthh lnfomut!onnnt becomeva!ld lnthe Eff•Ulo O•t• column.
C!o•o: lf1 branch IM..dwn s o l d orclo1..l, •Mer'Clnso'lnthe Doto Action column •nd the sale er closure dote Inth• E!fecllvo D•tocolumn.
Pelote: H • bunchtkted was never owned bvthls de;>asltorylnst�utlon, enter'Oelete'tn the 01!1 Action column.
Add: If• r•port•bl• br1nch k mi»lrir.lmlfft •row, odd tl>e bur>eh d1t1, or.d el'ltor'Add'lntM D•I• Action to!umn1nclth111p.nin1 or•cqulsltlon dote In the Etf e UJu D•I• column.
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D•to Action Etfe�t!ve D•t• 9rond1 Servi<• T
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B1•Mh lD RSSD* Popul•r N•m•
129732 NORTH COMMUNITY BANK
3639 NORTH BROADWAY
CHICAGO
787539 BERWYN BRANCH
3322.SOlJTH OAK PARK AVENUE
BERwYN
129732
fuU ervke
418n47 rn:GROVEVlllAGEBRANCH
702.5 ROOSMll ROAD
BEl!wYN
,,
Full Service
.3492932 BRIOGfVlEWBRANCH
8267 SOUTH ROBERTS ROAD
BRIDGEVIEW
,,
full .Servi c e
3345494 BRIDGEVIEW HARLEM BRANCH
8601.SOUTH HARLEM AVENUE
BRIDGEVIEW
ll
W4SS
COOK
UNIT£0STATES
40COBROADVIEWVlllAGE.SQUARE
BROADVIEW
IL
COOK
UN!TEOSTATES
48�WEST87THS1REET
BURBANK
tl
60155
,,
Ful! .S•rvlce
2389183 BROADVIEW BRANCH
&0459
COOK
,,
FuRSe rv ko
6400WEST79TH STREET
BURBANK
IL
60459
,,
FuQServlce
1110 WEST35THSTllEET
CHICAGO
IL
,,
full Servlc•
2201 WUTCERMAK. ROAD
CHICAGO
ll
60609
60608
,,
FuilServlce
CHICAGO
IL
,,
full Service
CHtCAGO
IL
60609
,,
Full Service
CHICAGO
IL
60632
,,
Full S •rvlce
CH!CAGO
IL
60626
COOK.
,,
full Servke
CHICAGO
IL
FuQServlce
CHICAGO
60640
COOK
,,
rt
60634
,,
Full Service
CHICAGO
IL
,,
fu!IServk•
,,
,,
129732
49 NORTH COMMUNITY BANK
129732
.S! NORTH COMMUNITY BANK
129732
'254984
' ' 65 NORTH COMMUNITY BANK
1'29732
UNIHOSTATE.5
.5()0346
59 NORTH COMMUNITY BANK
129732
COOK
UNITEOSTATES
'245920
48 NORTH COMMUNttY BANK
COOK
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Metropolitan Bank Group, Inc.
FORM FR
December 31, 2014
Report Item 3: Shareholders
Current shareholders with ownership, control or holdings of 5% or
more with power to vote as of fiscal year ending 12-31-2014.
(l)(a)
Name & Address
(City, State, Country)
(l)(b)
Citizenship
(l)(c)
Number and Percentage of
Each Class of Voting
Securities
Canada
Com Stk
45,333,989.44
53.45%
Mexico
Com Stk
8,545,774.52
9.97%
Mexico
Com Stk
8,532,701.08
9.84%
Mexico
Com Stk
3,355,104.23
3.87%1
Mexico
Com Stk
3,355,104.23
3.87%2
.
MBG Investors I, LP
Y-6
Shareholders not listed in 3 (l)(a) through (3)(1)(c) that had
ownership, control or holdings of 5% or more with power to vote
during the fiscal year ending 12-31-2014.
{2)(a)
Name & Address
(City, State, Country)
Toronto, Ontario,
Canada
ECR Holding, S.A. de .
c.v.
Mexico City, Mexico
Fambeck Servicios
Financieros del Exterior,
S.A. de C.V.
Mexico City, Mexico
ETH Trigo Holding, S.A.
de C.V.
Mexico City, Mexico
Tenedora Rosario ETG,
S.A. de C.V.
Mexico City, Mexico
1
ETH Trigo Holding, S.A. de C.V. and Tenedora Rosario ETG, S.A. de C.V. act in concert.
2
ETH Trigo Holding, S.A. de C.V. and Tenedora Rosario ETG, S.A. de C.V. act in concert.
(2)(b)
Citizenship
(l)(c)
Number and Percentage of
Each Class of Voting
Securities
'
�·
Metropolitan Bank Group, Inc.
FORM FR Y-6
December 31, 2014
Report Item 4: Insiders
(1) Name, City,
State, Country
(Z) Principal
Occupation if
other than Holding
Company
(3)(a) Title &
Position with
Holding Company
(3)(b) Title &
Position with
Subsidiaries
(3)(c) Title &
Position with
Other
Businesses
(4)(a)
Percentage of
Voting Shares
in Holding
Company
(4)(b) Percentage
of Voting Shares
in Subsidiaries
(4)(c) Names of
other companies
with over 25%
interest and
ownership
Antonio del
Shareholder and
N/A
N/A
See Annex
17.85%
N/A
See Annex (4)(c) AVR
Valle Ruiz
Director of several
(3)(c) AVR and
and Confidential
Mexico City,
companies.
Confidential
Submission
Mexico
Submission
Antonio del
Chairman of the
Valle Perochena
Director
8.80%
See Annex (4)(c) AVP
Director .
See Annex
Board of Directors
North Comm unity
(3)(c) AVP and
and Confidential
Mexico City,
of Kaluz, S.A. and
Bank and BFG
Confidential
Submission
Mexico
Grupo Financiero
Corporation
Submission
N/A
See Annex
N/A
Ve par Mas.
8.80%
Francisco Javier
Chairman of the
del Valle
Board of
(3)(c) FVP and
and Confidential
Perochena
Elementia, S.A.
Confidential
Submission
Mexico City,
CEO of
Submission
Mexico
Controladora GEK,
N/A
N/A
See Annex (4)(c) FVP
S.A. de C.V.
8.80%
See Annex (4)(c) JVP
Juan Pablo del
Chairman of the
Valle Perochena
Board of
(3)(c) JVP and
and
Mexico City,
Mexichem, S.A.B.
Confidential
Submission
N/A
N/A
See Annex
Mexico
de C.V.
Ignacio del Valle
Shareholder and
Ruiz
Director of several
Confidential
Mexico City,
companies.
Submission
N/A
Confidential
Submission
N/A
N/A
See
9.21%
N/A
See Confidential
Submission
Mexico
1
,,
.
(1) Name, City,
State, Country
Alberto J.
(2) Principal
Occupation if
other than Holding
Company
N/A
Paracchini
(3)(a) Title &
Position with
Holding Company
(3)(b) Title &
Position with
Subsidiaries
President and
Director, President
CEO
and CEO
Winnetka,
North Community
Illinois, USA
Bank and BFG
(3)(c) Title &
Position with
Other
Businesses
(4)(a)
Percentage of
Voting Shares
in Holding
Company
(4)(b) Percentage
of Voting Shares
in Subsidiaries
(4)(c) Names of
other companies
with over 25%
interest and
ownership
N/A
0.07%
N/A
N/A
0.38%
N/A
N/A
N/A
N/A
N/A
Corporation
Roberto R.
President and CEO
Chairman of the
Chairman of the
See Annex
Herencia
BXM Holdings Inc.
Board
Board
(3)(c) RH
Glenview,
(Bank consulting
North Community
Illinois, USA
and investor)
Bank and BFG
•
.
Corporation
Phillip R.
Corporate Vice
Cabrera
President and
Naperville,
Illinois, USA
Director
International
Treasurer at
McDonald's
Director
Trustee
North Community
Dupage
Bank and BFG
Community
Corporation
Foundation
Director
N/A
N/A
N/A
N/A
Director
See
N/A
N/A
N/A
North Community
Confidential
Bank and BFG
Submission
0.36%
N/A
Corporation
L. Gene Beube
Retired Financial
Burr Ridge,
Services Executive
Director
North Community
Illinois, USA
Bank and BFG
Corporation
Edward Magnus
Managing Director
Glenview,
& Head of Research
Illinois, USA
at BlueSpruce
Director
Investments, LP
Corporation
Jaime Ruiz
Chairman of the
Director
See Annex
Sacristan
Board of Directors
Director
North Community
(3)(c) JRS and
Mexico City,
of Banco Ve par
Bank and BFG
Confidential
Mexico
Mas, S.A. and Balsa
Corporation
Submission
See Confidential
Submission
Mexicana de
Valores, S.A.B de
c.v.
2
.., ......
•'
(1) Name, City,
State, Country
(2) Principal
Occupation if
other than Holding
Company
Timothy Hadro
N/A
Chicago, Illinois,
(3){a) Title &
Position with
Holding Company
(3){b) Title &
Position with
Subsidiaries
Chief Credit
Officer
USA
.
William Tabaka
N/A
Chicago, Illinois,
USA
{3){c) Title &
Position with
Other
Businesses
(4){a)
Percentage of
Voting Shares
in Holding
Company
{4){b) Percentage
of Voting Shares
in Subsidiaries
{4){c) Names of
other companies
with over 25%
interest and
ownership
Chief Credit Officer
See
N/A
N/A
See Confidential
North Community
Confidential
Bank and BFG
Submission
Submission
Corporation
Chief Financial
Chief Financial
Officer
Officer
N/A
N/A
N/A
N/A
North Community
Bank and BFG
.
Corporation
.
.
3
Annex (3){c) AVR
M etropolitan B a n k Gro u p, Inc.
FORM FR Y-6
Dece m b e r 31, 2014
Company
Grupo Pochteca, 5.A . B . de C.V.
G ru p o Fina nciero Ve Por Mas, 5.A. de c.v.
Ba nco Ve p o r Mas, 5.A. lnstitucion de Ba nca
Multiple, G rupo Fina nciero Ve Por Mas.
M exichem, 5.A. B . de C.V.
Telefonos d e M exico, 5.A. B . d e C.V.
AXA 5eguros M exico, 5.A.B. de C.V.
Escu e l a B a ncaria y Comercial, 5.C.
Fundacion Pro Empleo Prod uctivo, A.C.
Position
Directo r
H o n o rary Chairman
H o n o rary Chairman
H o n o rary Chairman
D i rector
Directo r
Director
Director
Annex {4) (c) AVR
Metropolitan Bank Group, Inc.
FORM FR Y-6
December 31, 2014
Company
Grupo Pochteca, S.A.B. de C.V.
Interest Percentage
See Confidentia l S u b m ission Annex (4)(c) AVR
See Confidentia l S u b m ission Annex (4)(c) AVR
Grupo Financiero Ve Por Mas, S.A. de C.V.
Ba nco Ve por Mas, S.A. l nstituci6n de Ba nca
See Co nfidentia l S u b m ission Annex (4)(c) AVR
Multiple, Grupo Fina nciero Ve Por M as.
Casa de Balsa Ve P o r M a s, S.A. de C.V. Grupo
See Confidential S u b m ission Annex (4)(c) AVR
Fina nciero Ve Por Mas.
Arrend a d o ra Ve Por Mas, S.A. de C.V., Organizaci6n
See Confidential S u b m ission Annex {4)(c) AVR
Auxiliar de Cred ito, Grupo Fina nciero Ve Por M a s
Opera d o ra V e Por Mas, S.A. d e C.V., Sociedad
Opera d o ra de Sociedades de Inversion, Grupo
Fina nciero Ve P o r Mas
See Confidential S u b m ission Annex (4)(c) AVR
Annex {3)(c} AVP
M etropolitan B a n k Gro u p, Inc.
FORM FR Y-6
Dece m be r 31, 2014
Company
Grupo Pochteca, S.A. B . de C.V.
Grupo Fina nciero Ve Par Mas, S.A. de C.V.
Position
Director
Director
Ba nco Ve p a r Mas, S.A. l nstituci 6 n de Ba nca
Multi p l e, Grupo Fina nciero Ve Par Mas.
D i recto r
Casa d e B a lsa Ve Par Mas, S.A. de C.V. Grupo
Fina nciero Ve Par Mas.
Director
Arre n d a d o ra Ve Par Mas, S.A. de C.V., Organizaci6n
Auxiliar de Credito, Grupo Financiero Ve Par M a s
Director
O p e ra d ora Ve Par Mas, S.A. de C.V., Socie d a d
O p e r a d o ra d e Sociedades d e Inversion, Grupo
Fina nciero Ve Par Mas
M exichem, S . A . B . d e C.V.
M exica n o s Prim era, A.C.
Fideicomiso Probosque de Chap ultepec
Afianza d o ra Sofimex, S.A.
Antigua Colegio de Sa n Ild efonso, A.C.
Directo r
Director
Trustee
Trustee
Director
Trustee
Annex (4}(c) AVP
Metropolitan Ban k Group, Inc.
FORM FR Y-6
December 3 1, 20 14
Compa ny
Mexichem, S.A . B . de C.V.
Grupo Pochteca, S.A.B. de C.V.
I nterest Percentage
See Confidential S u b m ission Annex (4)(c) AVP
See Confidential S u b m ission Annex (4)(c) AVP
See Confidential S u b m ission Annex (4)(c) AVP
Grupo Fina nciero Ve Por Mas, S.A. de C.V.
Ba nco Ve p o r M a s, S.A. lnstitucion de Ba nca
See Confidential S u b m ission Annex (4)(c) AVP
Multip le, Grupo Fina nciero Ve Por Mas.
Casa de Bo Isa Ve P o r Mas, S.A. de C.V. Grupo
See Confidential S u b m ission Annex (4)(c) AVP
Fina nciero Ve Por Mas.
Arre n d a d ora Ve Por M a s, S.A. de C.V., Organizacion
See Confidential S u b m ission Annex (4)(c) AVP
Auxi l i a r d e Cred ito, Grupo Fina nciero Ve Por M a s
Opera d o ra V e Por Mas, S.A. de C.V., Sociedad
Opera d o ra de Sociedades de I nversion, Grupo
Fina nciero Ve Por Mas
See Confidentia l S u b m ission Annex (4)(c) AVP
Annex (3){c) FVP
Metro p o l itan B a n k G ro u p, Inc.
FORM F R Y-6
December 31, 2014
Company
G ru p o Pochteca, 5.A . B . de C.V.
Grupo Fina nciero Ve Par M a s, S.A. de C.V.
Position
Director
Alternate Director
Ba nco Ve p a r Mas, 5.A. lnstitucion de Ba nca
Multiple, Grupo Fina nciero Ve Par M as.
Alternate Directo r
Casa de Bo Isa Ve P a r Mas, 5.A. de C.V. Grupo
Fina nciero Ve Par Mas.
Directo r
Arren d a d ora Ve Par Mas, 5.A. de C.V., Organizacion
Auxi l i a r de Credito, Grupo Fina nciero Ve Par M a s
Director
Opera d o ra Ve Par M a s, 5.A. de C.V., 5ociedad
Opera d o ra de 5ociedades de Inversion, Grupo
Fina nciero Ve Par Mas
Mexichem, 5.A. B . de C.V.
Consejo de la C o m u n icacion, A.C.
Co nsejo Consu ltivo B a na mex
Director
Director
D i rector
Directo r
Annex (4}(c) FVP
M etropo litan Bank Group, I nc.
FORM F R Y-6
December 31, 2014
Company
M exichem, S.A. B . de C.V.
Grupo Pochteca, S.A.B. de C.V.
Interest Percentage
See Co nfid ential S u b m ission Annex (4) (c) FVP
See Confid entia l S u b m ission Annex (4) (c) FVP
See Confidential S u b m ission Annex (4) (c) FVP
G r u p o Fina nciero Ve Par M a s, S.A. de C.V.
Ba nco Ve par M a s, S.A. l nstitu ci6n de B a n ca
See Confidentia l S u b m ission Annex (4)(c) FVP
M u ltiple, G rupo Fina nciero Ve Par Mas.
Casa d e Balsa Ve Par Mas, S.A. de C.V. Grupo
See Confidential S u b mission Annex (4)(c) FVP
Fina nciero Ve Par M a s.
Arre n d a d ora Ve Par Mas, S.A. de C.V., Orga nizaci6n
See Confid ential S u b m ission Annex (4) (c) FVP
Auxiliar d e Credito, Grupo Fin a n ciero Ve Par M a s
Operadora Ve Par Mas, S.A. d e C.V., Sociedad
Operadora de Socied ades de Inversion, Grupo
Financiero Ve Par M a s
See Confidential S u b m ission Annex (4)(c) FVP
Annex (3){c) JVP
M etropo lita n B a n k Group, I n c.
F O R M FR Y-6
December 31, 2014
Company
Grupo Pochteca, S.A.B. de C.V.
Position
Director
Ba nco Ve par M a s, S.A. l nstituci6n de Ba nca
M u ltiple, G rupo Financiero Ve Par M a s.
Director
Casa de Bo Isa Ve Par Mas, S.A. de C.V. Grupo
Fina nciero Ve Par Mas.
Arre n d a d ora Ve Par Mas, S.A. de C.V., Organizaci6n
Auxil i a r d e Cred ito, Grupo Fina n ciero Ve Par M a s
Director
.
.
Director
Operadora Ve Par M a s, S.A. de C.V., Sociedad
Operadora d e Sociedades de Inversion, Grupo
F i n a n ciero Ve Par M a s
M exich e m, S . A . B . de C.V.
Grupo Lala, S . A . B . de C.V.
El Colegio de M exico, A.C.
Endeavor M exico, A.C.
Director
Director
Director
Trustee
Director
Advisory David Rockefe l l e r Center for Latin
Am erica n Studies
Jose Limon Da nce Foundation
Council of the Americas
The Nature Conservancy LACC (Latin American
Conservation Cou ncil)
Externa l Advisor
Director
M e m b e r of the I nternational Advisory C o u ncil
Council M e m b e r
Annex (4}(c) JVP
Metropolita n Bank Group, I nc.
FORM F R Y-6
December 31, 2014
Com p any
M exichem, S.A.B. de C.V.
Grupo Pochteca, S.A.B. d e C.V.
Interest Percentage
See Co nfid ential S u b m ission Annex (4)(c) JVP
See Confidential S u b m ission Annex (4) {c) JVP
See Confid ential S u b m ission Annex {4) {c) JVP
G r u p o Finan ciero Ve Par Mas, S.A. de C.V.
Ba nco Ve par M a s, S.A. lnstitucic\n de Ba nca
See Confidential S u b m ission Annex (4) (c) JVP
M u ltiple, Grupo Financiero Ve Par M as.
Casa d e Bo Isa Ve P a r M a s, S.A. de C.V. Grupo
See Co nfid ential S u b m ission Annex (4)(c) JVP
Fina nciero Ve P a r Mas.
Arre n d a d o ra Ve P a r Mas, S.A. de C.V., O rganizacic\n
See Confidential S u b m ission Annex (4) (c) JVP
Auxil i a r de Credito, Grupo Financiero Ve Par M a s
Operadora Ve Par Mas, S.A. d e C.V., Sociedad
O p e ra d o ra d e Socied ades de I nversion, Grupo
Fina nciero Ve Par Mas
See Confidential S u b mission Annex {4) {c) JVP
AN N EX {3){c) RH
M etropolitan Ban k Group, Inc.
FORM FR Y-6
December 3 1, 2014
C o m p a ny
Position
BXM H o l d ings I n c .
President and C EO
S K B H C H o l d ings LLC
Director
Sta rbuck B a n csha res, I n c
Directo r
Ame ricanWest B a n k & First Nationa l B a n k of
Director
Sta rbuck
First B a nCorp & FirstB a n k Puerto Rico
Chairm a n
M u s e u m of Science a n d I n d ustry
Trustee
DePa u l U niversity
Trustee
N o rthwestern M e m o ri a l Fo undatio n
Trustee
Navy P i e r, I n c
Trustee
J u n i o r Achieve ment of Chicago
Director
O p e ration H o p e
Director
Annex (3){c) JRS
Metropolitan B a n k G ro u p, Inc.
FORM FR Y-6
December 31, 2014
Com pa ny
G ru p o Fin a n ciero Ve Por Mas, S.A. de C.V.
Position
D i rector
Ba nco Ve p o r M a s, S.A. l nstitu ci6n de Ba nca
M u ltiple, G rupo Fina nciero Ve Por Mas.
Director
Casa de Bolsa Ve Por Mas, S.A. de C.V. Grupo
Fina nciero Ve Por Mas.
Director
Arre n d a d ora Ve Por Mas, S.A. de c.v., Orga nizaci6n
Auxilia r de Cred ito, Grupo Fina nciero Ve Por M a s
Director
O p e ra d ora Ve Por M a s, S.A. de C.V., Sociedad
O p e ra d o ra d e Sociedades de I nversion, Grupo
Fina nciero Ve Por M a s
M exichem, S . A . B . d e C.V.
Bolsa M exica n a del Merca do de Va l o res, S.A. B . d e
c.v.
S . D . l n deval I nst. para el Dep6sito de Valores, S.A.
de C.V.
M ex D e r M e rcado Mexica no de Derivados, S.A. de
c.v.
Contra pa rte Central de Va l o res de Mexico, S.A. de
c.v.
D i rector
Director
Director
D i rector
Director
Director
Fideicomiso Asigna, Compensaci6n y Liquidaci6n
Director
Sif leap, S.A. de C.V.
Director
Sif leap S e rvicios, S.A. de C.V.
Director

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