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Estimado Propietario de Vivienda: Gracias por su interés en
Estimado Propietario de Vivienda: Gracias por su interés en el Rhode Island Housing Help Center. El próximo paso es completar y enviar los documentos requeridos a Rhode Island Housing Help Center. Por Favor No Mande Documentos Originales. Los puede mandar por fax, correo o dejarlos en nuestra oficina. Cuando recibamos su aplicación y los documentos requeridos, vamos a asignarlos a un especialista para revisar. Rhode Island Housing Help Center se comunica con Usted dentro unos días para hacer una cita o para pedir información sobre sus documentos. Rhode Island Housing Help Center 43 Jefferson Boulevard Warwick, RI 02888 Fax: 401-450-1370 Sinceramente, Rhode Island Housing Help Center Lista de Control Del HHFRI Por Favor NO Mandar Documentos Originales 1. Sus últimas colillas de pago – 30 días consecutivos de colillas de pago de cada solicitante y contribuidor (personas que no están en la hipoteca). Contribuidores tienen que mandar una carta explicando el monto de contribución con fecha y firma. 2. Prueba de todas fuentes de ingresos adicionales para solicitantes/contribuidores (SSI, SSDI, manutención de niños, renta etc.) Las cartas más recientes de SSI, SSDI, TDI y/o desempleo Asistencia Gubernamental (ex. SNAP) por favor incluye Informe Trimestral de Beneficio. 3. Declaraciones fiscales federales - Declaraciones fiscales federales de los últimos dos años (personal y empresa) con todos los adjuntos y formularios W2. 4. Estados de cuenta bancarios de los últimos de todas las cuentas bancarias (personal y empresa) y deben incluir todas las páginas (frente y detrás). Por favor no imprimir documentos que no sean oficiales. 5. Empleados por su propia cuenta deben presentar un resumen de ganancias y gastos del trabajo del año actual. 6. Recibo más reciente de las utilidades – recibo de gas, electricidad o cable. 7. Recibo más reciente de la hipoteca con número del préstamo y información del banco. 8. Carta de atraso de su hipotecario por falta de pago y/o aviso de embargo (si aplica). 9. Recibo del impuesto anual de la propiedad con valor de tasación (si el pago de la hipoteca actual no incluye los impuestos). 10. Póliza Del Seguro de la Vivienda – prima anual y monto total. 11. Documentos relativos a la bancarrota (si aplica). 12. Forma de identificación. 13. Documentos de Divorcio/Orden judicial una pensión alimentica (si aplica). 14. Recibos de la hipoteca y arrendamiento rental sobre propiedades de inversión. 15. Cuota de la Asociación de Propietarios (si aplica). 16. Formularios de Autorización/Dodd Frank/4506-T con firma y fecha de cada solicitante. 17. Descripción Legal sobre la Propiedad que se ubica en Exhibit A de tu hipoteca. 18. Carta explicando su dificultad con firma y fecha. * Información Financiero Información Del Propietario PROPIETARIO Propietario CO-PROPIETARIO Co-Propietario Número de Seguro Social Fecha de Nacimiento (mes/dia/año) - - / / Número de Teléfono ( Número de Seguro Social - - ( / ) Número Móvil Número Móvil Correo Electrónico Correo Electrónico Dirección Dirección Dirección Actual Dirección Actual Soltero (incluye divorciado, viuda) Separado Educación Estatus Militar: - / Número de Teléfono ) Casado Fecha de Nacimiento (mes/dia/año) Casado - Soltero (incluye divorciado, viuda) Separado Educación N/A Estadounidense? Activo Si Residente Permanente? Veterano No Si Estatus Militar: Estadounidense? No N/A Activo Si Residente Permanente? Veterano No Si No Tamaño de Hogar. Nombre Relación al Solicitante Edad Page 2/13 Información de Empleo PROPIETARIO Empleo CO-PROPIETARIO Desempleo Independiente Empleo Desempleo Empleador Empleador Número del Trabajo Número del Trabajo ( ) - ( ) # Años en Posición # Años en Posición Posición/Titulo Posición/Titulo Independiente - Información de Propiedad Una Familia Multi-familia (1-4 Domicilios) Condición : Yo quiero: Excelente Condo Bueno Mantener la Propiedad Razonable Mal Estado Vender la Propiedad La Propiedad está en venta? Si No Por el Propietario? No Si Fecha de Compra Valor Aproximado de la Propiedad Esta propiedad es: Residencia Principal Has tenido cita con agencia de asesoría? Segundo Hogar Si Casa de Inversión No Nombre de Consejero: Nombre del Agente: Número de Teléfono: Has recibido una oferta? Número de Teléfono: Si No Correo Electrónico: Fecha de Oferta? Monto de Oferta $ Tienes una fecha de ejecución de una hipoteca? Si Has recibido carta de Mediación o Conciliación? Se ha declarado en bancarrota? Se ha descargado? Si No Si Fecha No Si No (si aplica): Capítulo 7 No Número del Caso: Capítulo 13 Fecha: Abogado: Page 2/13 Información Hipotecaria Primer Hipoteca/Nombre del Banco Número del Préstamo Balance Tasa Interés Pago Mensual (Principal, Tasa Interés y Seguro) Seguro Privado de Hipoteca (Si Aplica) Tu Hipoteca esta al dia? Si Estás apunto de estar atrasado? No Si No Se ha modificado tu hipoteca antes? Si Has recibido Hardest Hit Funds antes? Si No Tu impuestos de propiedad está incluido? Los impuestos están al día? Pagas cuota de Condominio? Si No Quien paga seguro de riesgo para tu propiedad? No La póliza está actualizado? Si $ Si No No Pagado a quien? Tienes un segundo hipoteca? Si No Segunda Hipoteca/Nombre del Banco Número del Préstamo Balance Tasa Interés Pago Mensual (Principal, Tasa Interés y Seguro) Seguro Privado de Hipoteca (Si Aplica) Gravamen sobre la Propiedad? Por favor lista los nombres/compañías con su número de teléfono. Dueño del gravamen sobre la Propiedad Número de Teléfono Balance Número del Préstamo Page 3/13 Información Para el Gobierno Federal La siguiente información la solicita el gobierno federal para vigilar el cumplimiento de las leyes federales que prohíbe discriminación en viviendas. Usted no está obligado a proporcionar esta información, pero le instamos a hacerlo. La ley dispone que un Prestador no puede discriminar en base a esta información ni por el hecho de que decida o no proporcionarla. Si usted decide proporcionarla debe indicar grupo étnico y raza. Usted puede indicar más de una raza. Si usted no desea suministrar la información, de acuerdo a las reglamentaciones federales el Prestador debe anotar la raza y el sexo basado en una observación visual y de acuerdo a su apellido si usted preparó esta solicitud en persona. Si usted desea proporcionar la información, sírvase marcar en el cuadro ubicado en la parte inferior. PROPIETARIO No deseo proporcionar esta información CO- PROPIETARIO No deseo proporcionar esta información PROPIETARIO Etnicidad: Hispano o Latino Etnicidad: Hispano o Latino Raza: Indio Americano o Nativo de Alaska Asiático Negro o Afroamericano Nativo de Hawái o de otra isla del Pacifico Raza: Sexo: No Hispano o Latino Indio Americano o Nativo de Alaska Asiático Negro o Afroamericano Nativo de Hawái o de otra isla del Pacifico Femenino Masculino Blanco Sexo: Femenino No Hispano o Latino Masculino Page 4/13 Blanco Ingreso Mensual/ Gastos del Hogar Page 5/13 Declaración Jurada de la Dificultad Explicación (Requerida): Si necesita más espacio, por favor de incluir una página adicional. Page 6/13 HelpCenter Authorization / Disclosure I understand that Rhode Island Housing provides foreclosure prevention counseling (“Counseling”) and I request that Rhode Island Housing provide me such assistance. An overview of the range of Counseling services that I am entitled to receive is set forth on Attachment A. I understand that I have a choice with respect to HUD-approved counseling agencies, and I am not required to use Rhode Island Housing to provide counseling. I authorize Rhode Island Housing to contact my mortgage lender or servicer (collectively, the “Mortgagee”) on my behalf regarding any loan secured by my property located at (the “Loan”) and to obtain from such Mortgagee any information regarding my Loan that Rhode Island Housing deems necessary to provide the Counseling. I have provided Rhode Island Housing information regarding my personal finances and authorize Rhode Island Housing to obtain a credit report on me in order to provide the Counseling (this information, along with the information obtained from the Mortgagee, the “Financial Information”). I understand and agree that Rhode Island Housing will use the Financial Information to evaluate my options regarding the Loan and to develop an action plan consisting of recommendations for handling of the Loan and my finances, which will be presented to me. I understand that the Loan and the Financial Information will be discussed with the Mortgagee and that I may or may not be present during the discussion. I understand that Rhode Island Housing receives federal funds through the National Foreclosure Mitigation Counseling (“NFMC”) program and, as such, is required to make client-level Financial Information and other client-level information available to the NFMC data collection system. I authorize Rhode Island Housing to (a) submit client-level Financial Information and other client-level information to the NFMC data collection system; (b) make available to NFMC representatives files containing Financial Information for program monitoring and compliance purposes; and; (c) contact me to conduct follow-up related to program evaluation. I understand that I have the right to decline to participate in follow-up related to program evaluation set forth in Section 6(c). Please initial the appropriate line below: I agree to participate in follow-up program evaluation. I choose to opt out of follow-up program evaluation. I may be referred to other housing services of Rhode Island Housing or another agency or agencies as appropriate that may be able to assist with particular issues that have been identified. I understand that I am not obligated to use any of the services offered to me. I understand that Rhode Island Housing provides a variety of lending and mortgage products, including: mortgage loans to low- and moderate-income homebuyers and homeowners; home repair loans; home equity loans; septic system replacement loans; sewer tiein loans; lead abatement loans; loans for home weatherization; loans under the federal Hardest Hit Fund program to prevent avoidable foreclosures; and loans for home modification to assist disabled residents. The loans described above may also be originated by participating lenders or third-party brokers, who are compensated by Rhode Island Housing for their origination services. I further understand that I am not obligated to use or receive any other products or services from Rhode Island Housing or its participating lenders or brokers. Rhode Island Housing offers a variety of mortgage-related services, including first-time homebuyer training and landlord training. I understand that I am not obligated to use or receive any of these other services from Rhode Island Housing. If I already receive mortgage-related services from Rhode Island Housing, I understand that I am not obligated to use Rhode Island Housing for Counseling services and may choose from among HUD-approved housing counseling agencies. I understand that a counselor may answer questions and provide information, but not provide legal advice. Counseling is not a substitute for legal advice. If I want legal advice, I will be referred for appropriate assistance. I acknowledge that I have received a copy of Rhode Island Housing’s Privacy Policy. Loan Number ____________________________ Name (printed) Signature Date Name (printed) Signature Date Page 7/13 Attachment A Outline of Counseling Services The following is an outline of the Counseling Services which are provided as part of this program. 1. The Intake Counselor reviews the homeowner’s financial situation. In order to complete this review, the counselor obtains a credit report and collects income and expense documentation. This allows the Counselor to analyze the homeowner’s financial capacity and determine if there is a hardship. 2. If, based upon this intake and initial file, mortgage fraud is suspected, we may refer the case to the Consumer Protection Division of the Rhode Island Attorney General and the Rhode Island Department of Business Regulation. 3. Based on the review of the information developed through the intake, and any supplemental information submitted, we will work with you to develop an action plan to seek relief, including steps you may need to take to control household expenses, and any additional documents you must submit. 4. We will review your situation to determine potential eligibility for loss mitigation options including the Making Home Affordable programs and lender’s proprietary programs. 5. If appropriate, we will inform you of other local programs and resources that may be available to assist you. Examples of the these services and programs include Food Stamps, Heating Assistance programs, Community Action Program agencies, alternative housing options, financial management assistance (through Money Management International), legal assistance (through Rhode Island Legal Services or the Rhode Island Bar Association), and the like. 6. If appropriate, we will assist you in preparing a hardship letter for submission to your lender/servicer to support your request for a work out option. We will maintain communication with you and your lender/servicer to monitor the status of your loan workout request and to ensure that all necessary documentation is submitted on time. 7. We will review and evaluate any written work out proposal you receive from your lender/servicer to help you determine whether to accept the proposal. 8. We will ask you whether you have been offered questionable mortgage foreclosure prevention assistance, including proposals that guarantee a successful outcome; require payment in advance of the provision of assistance; require that you stop making mortgage payment or require redirection of your mortgage payments to someone other than your lender/servicer; involve signing over title to your home to a third-party. If we suspect that improper practices are present we will report the practices to the Consumer Division of the Rhode Island Attorney General and the Loan Modification Scam alert website. Page 8/13 Page 9/13 Third Party Authorization Form Mortgage Lender/Servicer Name [Account][Loan] Number The undersigned Borrower and Co-Borrower (if any) (individually and collectively, “Borrower” or “I”), authorize the above mortgage lender/servicer and its successors and assigns (individually and collectively, “Servicer”) and the following third parties Rhode Island Housing (401) 277-1500 [State HFA Entity] [State HFA Contact Phone Number] Hardest Hit Fund provider ________________________________________________________ [Relationship of Other Third Party to Borrower and Co-Borrower] (individually and collectively, “Third Party”) to obtain, share, release, discuss, and otherwise provide to and with each other public and non-public personal information contained in or related to the mortgage loan of the Borrower. This information may include (but is not limited to) the name, address, telephone number, social security number, credit score, credit report, income, government monitoring information, loss mitigation application status, account balances, program eligibility, and payment activity of the Borrower. I also understand and consent to the disclosure of my personal information and the terms of any agreements under the Making Home Affordable or Hardest Hit Fund Programs by Servicer or State HFA to the U.S. Department of the Treasury or their agents in connection with their responsibilities under the Emergency Economic Stabilization Act. The Servicer will take reasonable steps to verify the identity of a Third Party, but has no responsibility or liability to verify the identity of such Third Party. The Servicer also has no responsibility or liability for what a Third Party does with such information. Before signing this Third Party Authorization, beware of foreclosure rescue scams! It is expected that a HUD-approved housing counselor, HFA representative or other authorized third party will work directly with your lender/mortgage servicer. Please visit http://makinghomeaffordable.gov/counselor.html to verify you are working with a HUD-approved housing counseling agency. Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan. This Third-Party Authorization is valid when signed by all borrowers and co-borrowers named on the mortgage and until the Servicer receives a written revocation signed by any borrower or co-borrower. I UNDERSTAND AND AGREE WITH THE TERMS OF THIS THIRD-PARTY AUTHORIZATION: Borrower Co-Borrower Printed Name Printed Name Signature Date SIGN Signature SIGN Date Page 10/13 HHFRI Program Authorization / Disclosure Form I understand that I am seeking assistance through the Housing Finance Agency Innovation Fund for Hardest-Hit housing markets (“HHF” or “HardestHit Fund”) established by the U.S. Department of the Treasury (“U.S. Treasury”) and administered by Rhode Island Housing. These funds will be used on behalf of qualified Rhode Island homeowners to help prevent avoidable foreclosures and to stabilize housing markets. 1. I/We am/are a Borrower/Co-Borrower regarding a loan (the “Loan”) from secured by my property located at (the “Property”). (the “Lender/Servicer”) and 2. I/We authorize Rhode Island Housing to contact my mortgage Lender/Servicer or any other designated third party on my behalf regarding any Loan secured by my Property and to obtain from such party any information regarding my Loan. 3. I/We have provided Rhode Island Housing information regarding my personal finances (“Financial Information”) and authorize Rhode Island Housing to obtain a credit report on me in order to process my request for assistance. In addition, if HHFRI assistance is provided by Rhode Island Housing on my behalf, I authorize Rhode Island Housing to obtain credit reports in the future in order to monitor the status of my participation and in order to obtain information that Rhode Island Housing is required to report to Treasury under the Hardest-Hit Fund Program. 4. I/We understand and agree that Rhode Island Housing will use the Financial Information to evaluate my options. 5. I/We understand that the Loan and the Financial Information will be discussed with the lender/servicer or counselor and that I may or may not be present during the discussions. 6. I/We understand that Rhode Island Housing receives federal funds from the U.S. Treasury and, as such, may be required to share some of my Financial Information with U.S. Treasury program administrators or their agents for purposes of program monitoring, compliance and evaluation. I authorize Rhode Island Housing to disclose to Treasury my Financial Information as required to comply with requirements of the Hardest-Hit Fund. 7. I/We may be referred to other housing services of the organization or another agency or agencies as appropriate that may be able to assist with particular issues that have been identified. I understand that I am not obligated to use any of the services offered to me. 8. I/We acknowledge that I have received a copy of Rhode Island Housing’s Privacy Policy. Loan Number Borrower Name (print) Signature Date Co-Borrower (print) Signature Date Page 11/13 Borrower’s Certification and Authorization Form The undersigned certify the following: (a) I/We have applied for a mortgage loan from RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION. In applying for the loan, I/We completed a loan application containing various information on the purpose of the loan, the amount and source of down payment, employment and income information, and assets and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentations in the loan application or other documents, nor did I/we omit pertinent information. (b) I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for this mortgage, as applicable under the provisions of Title 18, United States Code, Section 1014. Authorization to Release Information To whom it may concern: • I/We have applied for a mortgage loan from RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION. As part of the application process, RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION may verify information contained in my/our loan application and in other documents required in connection with the loan, either before the loan is closed or as a part of its quality control program. • I/We authorize you to provide RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION any and all information and documentation that they request. Such information includes, but is not limited to, employment history and income; bank, money market, and similar account balance; credit history; and copies of income tax returns. • RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION may address this authorization to any party named in the loan application. • A copy of this authorization may be accepted as an original. • Your prompt reply to RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION is appreciated. Borrower Signature Date Co-Borrower Signature Date - Social Security # - Social Security # Page 12/13 ACKNOWLEDGEMENT AND AGREEMENT In making this request for consideration to review my loan terms I/We certify under penalty of perjury: • That all of the information in this document is truthful and the event(s) identified is/are the reason that I/we need to request HHFRI assistance. • I/we understand that Rhode Island Housing, the U.S. Department of the Treasury, or its agents may investigate the accuracy of my/our statements and/or may require me/us to provide supporting documentation. I/we also understand that knowingly submitting false information may violate Federal law. • I/we understand that Rhode Island Housing will pull a current credit report on all HHFRI obligated borrowers. • I/we understand that if I/we have intentionally defaulted on my/our existing mortgage, engaged in fraud or misrepresented any fact(s) in connection with this document, Rhode Island Housing may cancel any assistance through Hardest-Hit Fund. • I/we have not received a condemnation notice; and there has been no change in the ownership of the Property since I/we signed the documents for the mortgage that I/we are seeking HHFRI assistance. • I/we certify that I/we will seek debt management counseling through a HUD approved counseling agency, if it is determined that my/our financial hardship is related to excessive debt. • I/we am willing to provide all requested documents and to respond to all Rhode Island Housing questions in a timely manner. • I/we understand that Rhode Island Housing will use the information in this document to evaluate my/our eligibility for HHFRI assistance, but Rhode Island Housing is not obligated to offer me/us assistance based solely on the statements in this document. • I/we understand that Rhode Island Housing will collect and record personal information, including, but not limited to, my/our name, address, telephone number, social security number, credit score, income, payment history, government monitoring information, and information about account balances and activity. I/we understand and consent to the disclosure of my/our personal information and the terms of any HHFRI assistance by Rhode Island Housing to (a) the U.S. Department of the Treasury, • any investor, insurer, guarantor or servicer that owns, insures, guarantees or services my/our first lien or subordinate lien (if applicable) mortgage loan(s); • companies that perform support services in conjunction with HHFRI; and (d) any HUD certified housing counselor. • My/Our property is owner occupied; I/we intend to reside in this property for the next twelve months. My/Our property is not owner occupied. NOTICE TO BORROWERS Be advised that you are signing the following documents under penalty of perjury. Any misstatement of material fact made in the completion of these documents including but not limited to misstatement regarding your occupancy in your home, hardship circumstances, and/or income will subject you to potential criminal investigation and prosecution for the following crimes: perjury, false statements, mail fraud, and wire fraud. The information contained in these documents is subject to examination and verification. Any potential misrepresentation will be referred to the appropriate law enforcement authority for investigation and prosecution. By signing the enclosed documents you certify, represent and agree that: “Under penalty of perjury, all documents and information I have provided in connection with this Agreement, including the documents and information regarding my eligibility for the program, are true and correct.” If you are aware of fraud, waste, abuse, mismanagement or misrepresentations affiliated with the Troubled Asset Relief Program, please contact the SIGTARP Hotline by calling 1-877-SIG-2009 (tollfree), 202-622-4559 (fax), or www.sigtarp.gov. Mail can be sent to Hotline Office of the Special Inspector General for Troubled Asset Relief Program, 1801 L St. NW, Washington, DC 20220. Please be aware we will not be able to process your request until all parts of the application have been completed and all supporting documentation has been supplied. Borrower Signature Date Co-Borrower Signature Date Page 12/13 At Rhode Island Housing we take our responsibility to protect the privacy and confidentiality of customer information very seriously. We are committed to Rhode Island Housing strives to ensure that all people who live or work in Rhode Island can afford a healthy, attractive home that meets their needs. A good home provides the foundation upon which individuals and families thrive, children learn and grow, and communities prosper. To achieve our mission we: • Offer fair, affordable and innovative lending programs. safeguarding sensitive customer • Provide housing related education to consumers and others. information. By explaining our • Promote and finance sensible development that builds healthy, vibrant communities. Privacy Policy to you, we trust you will better understand how we keep our customer information private and secure while using it to serve you better. PRIVACY POLICY • Provide housing subsidies to Rhode Islanders with the greatest need. • Team up with partners to improve everything we do. Rhode Island Housing uses all of its resources to provide low-interest loans, grants, education and assistance to help Rhode Islanders find, rent, buy, build and keep a good home. Created by the General Assembly in 1973, Rhode Island Housing is a privately funded public purpose corporation. 44 Washington Street, Providence, RI 02903-1721 Phone: 401-457-1234 • www.rhodeislandhousing.org www.rhodeislandhousing.org Your privacy is our top priority We will not share nonpublic personal information about you with unaffiliated third parties without your consent, except as explained in our Privacy Policy. We may communicate to you special offers for products or services of third parties, which we believe may be of interest to you. However, we will not provide third parties with any nonpublic personal information about you without your consent. We maintain physical, electronic and procedural safeguards that comply with state and federal standards to store and secure information about you from unauthorized access, alteration and destruction. Our control policies authorize access to customer information only by individuals who need access to do their work. We provide our Privacy Policy to customers when they make application for financial services. We also provide our Privacy Policy when a customer establishes a new relationship with us and annually thereafter. Our Privacy Policy may be revised to reflect changes in the law or changes in our policies. Our Privacy Policy applies to existing and former customers of Rhode Island Housing. How we collect information Collecting and storing customer information makes it possible for us to serve you and offer products and services which may be of interest to you. We receive information about you from the following sources: • Applications, forms and other information that you provide to us, in writing, in person, by telephone, electronically or by any other means. This information may include your name, address, employment information, income and credit references. • Consumer credit reporting agencies. This information may include your account balances, payment and account history. • Your transactions and account experiences with us and others. This information may include your account balances, payment history and account usage. • Public sources. This information may include real estate and or city/town records. Guidelines for sharing information Rhode Island Housing may disclose nonpublic personal information about you, as described above, to financial service providers to help us process your application or to service your accounts. The service providers may include coupon or statement printers, billing services, payment processing companies, mail and telephone service companies, insurers, property inspection companies, attorneys or other service providers. We also are required to disclose nonpublic personal information about you to nonaffiliated third parties as required by law. For example, we may share information, without your consent, to respond to a subpoena or court order, judicial process or regulatory authorities, report account activity to credit bureaus or provide information to protect against fraud. We may disclose nonpublic personal information about you, as described above, to organizations that perform marketing services on our behalf or to other financial institutions with which we have marketing agreements. We will require that these program partners agree to maintain the shared information as confidential to be used solely for solicitation of products or services covered by the marketing agreement, such as mortgage life insurance or other similar offers. You may instruct us not to disclose nonpublic personal information about you with our program partners. Simply call, toll free 1-800-854-1180 or 401-457-1180. Please note, if you have a joint account, a request by one party will apply to the entire account. Fax To: Help Center Fax: 401-450-1370 From: Pages: Date: Re: Help Center Financial Information Package Comments:
