BUPA CHOICE PREMIUM RATES
Transcripción
BUPA CHOICE PREMIUM RATES
B U PA C H O I C E P R E M I U M R AT E S E F F EC T I V E J A N UA RY 1, 2 013 BUPA CHOICE PREMIUM RATES EFFECTIVE JANUARY 1, 2012 Administrative notes • Rates are in U.S. dollars and don’t include taxes. • An annual $75 administration fee per policy applies. • One deductible applies per insured, per policy year up to a maximum of the out-of-country deductible. If the in-country deductible has already been met, and treatment is later received out of country, the difference between both deductibles will be the insured’s responsibility. A maximum of two deductibles per policy, per policy year applies, up to a maximum of two out-of-country deductibles. • Maximum age to apply: 74 years old. • For ages 65 and older, a Treating Physician Statement is required when applying for coverage. • Available payment modes: annually, semiannually, and quarterly. • The insurer, USA Medical Services, and/or any of their applicable related subsidiaries and affiliates will not engage in any transactions with any parties or in any countries where otherwise prohibited by the laws in the United States of America. Please contact USA Medical Services for more information about this restriction. • Coinsurance: After meeting the deductible, 80% of the first US$5,000 in approved charges is covered; then 100% of approved charges up to US $1,000,000. One coinsurance per insured, per policy year applies. • Bupa reserves the right to correct any errors or omissions. 2 BUPA CHOICE FOLLETO DE TARIFAS EFECTIVAS EL 1 DE ENERO DE 2012 Notas administrativas • Las tarifas están expresadas en dólares de los Estados Unidos de América y no incluyen impuestos. • Se aplica una tarifa administrativa anual de US$75 por póliza. • Se aplica un deducible por asegurado, por año póliza hasta el máximo del deducible fuera del país de residencia. Si ya se ha cubierto el deducible dentro del país de residencia, y luego el asegurado recibe tratamiento fuera de su país de residencia, la diferencia entre ambos deducibles será responsabilidad del asegurado. Se aplica un máximo de dos deducibles por póliza, por año póliza, hasta un máximo de dos deducibles fuera del país de residencia. • Edad máxima para solicitar cobertura: 74 años. • Para solicitantes de 65 o más, se requiere incluir el formulario Declaración del Médico Tratante al solicitar la cobertura. • Opciones de pago disponibles: anual, semestral y trimestral. • Ni la aseguradora, ni USA Medical Services, ni ninguna de sus filiales o subsidiarias pertinentes relacionadas participarán en transacciones con cualquier parte o país donde dichas transacciones estén prohibidas por las leyes de los Estados Unidos de América. Por favor comuníquese con USA Medical Services para obtener más información sobre esta restricción. • Coaseguro: Después de satisfacer el deducible, se cubre el 80% de los primeros US$5,000 en gastos aprobados; luego, el 100% de gastos aprobados hasta un máximo de US$1,000,000. Aplica un coaseguro por asegurado, por año póliza. • Bupa se reserva el derecho de corregir cualquier error u omisión. 3 BUPA CHOICE PREMIUM RATES EFFECTIVE JANUARY 1, 2012 ZONE 2 ZONE 3 ZONE 4 Central America Belize, Caribbean Islands, French Guiana, Guyana, Suriname Bolivia, Colombia, Peru Deductibles Plan Plan In country of residence US$500 US$2,500 Out of country of residence Age Ecuador Venezuela Plan Plan Plan US$500 US$500 US$500 US$500 US$2,500 US$2,500 US$2,500 US$2,500 Annual Semiannual Annual Semiannual Annual Semiannual Annual Semiannual Annual Semiannual 1 child $860.16 $455.88 $741.44 $392.96 $659.68 $349.63 $600.32 $318.17 $515.20 $273.06 2 children 1,360.80 721.22 1,173.76 622.09 1,039.36 550.86 948.64 502.78 816.48 432.73 3 or more children 1,972.32 1,045.33 1,703.52 902.87 1,512.00 801.36 1,377.60 730.13 1,183.84 627.44 19-25 2,094.40 1,110.03 1,816.64 962.82 1,618.40 857.75 1,480.64 784.74 1,280.16 678.48 26-29 2,404.64 1,274.46 2,085.44 1,105.28 1,853.60 982.41 1,693.44 897.52 1,467.20 777.62 30-34 2,727.20 1,445.42 2,364.32 1,253.09 2,102.24 1,114.19 1,923.04 1,019.21 1,660.96 880.31 35-39 3,037.44 1,609.84 2,633.12 1,395.55 2,338.56 1,239.44 2,135.84 1,132.00 1,843.52 977.07 40-44 3,444.00 1,825.32 2,982.56 1,580.76 2,652.16 1,405.64 2,421.44 1,283.36 2,089.92 1,107.66 45-49 4,012.96 2,126.87 3,475.36 1,841.94 3,091.20 1,638.34 2,822.40 1,495.87 2,433.76 1,289.89 50-54 4,404.96 2,334.63 3,814.72 2,021.80 3,389.12 1,796.23 3,095.68 1,640.71 2,670.08 1,415.14 55-59 5,227.04 2,770.33 4,524.80 2,398.14 4,021.92 2,131.62 3,669.12 1,944.63 3,164.00 1,676.92 60-64 6,931.68 3,673.79 6,006.56 3,183.48 5,355.84 2,838.60 4,887.68 2,590.47 4,202.24 2,227.19 65-69 9,356.48 4,958.93 8,100.96 4,293.51 7,239.68 3,837.03 6,604.64 3,500.46 5,673.92 3,007.18 70-74 13,630.40 7,224.11 11,747.68 6,226.27 10,515.68 5,573.31 9,589.44 5,082.40 8,239.84 4,367.12 75-79 17,064.32 9,044.09 14,703.36 7,792.78 13,160.00 6,974.80 12,000.80 6,360.42 10,309.60 5,464.09 80+ 22,552.32 11,952.73 19,436.48 10,301.33 17,502.24 9,276.19 15,960.00 8,458.80 13,708.80 7,265.66 $125 $66.25 $125 $66.25 $125 $66.25 $125 $66.25 $125 $66.25 250 132.50 250 132.50 250 132.50 250 132.50 250 132.50 Additional coverage Private pilot Transplant procedures 4 BUPA CHOICE FOLLETO DE TARIFAS EFECTIVAS EL 1 DE ENERO DE 2012 ZONE 2 ZONE 3 ZONE 4 Centroamérica Belice, Guayana Francesa, Guyana, Islas del Caribe, Surinam Bolivia, Colombia, Perú Ecuador Venezuela Plan Plan Plan Plan Plan Dentro del país de residencia US$500 US$500 US$500 US$500 US$500 Fuera del país de residencia US$2,500 US$2,500 US$2,500 US$2,500 US$2,500 Deducibles Edad Anual Semestral Anual Semestral Anual Semestral Anual Semestral Anual Semestral 1 hijo $860.16 $455.88 $741.44 $392.96 $659.68 $349.63 $600.32 $318.17 $515.20 $273.06 2 hijos 1,360.80 721.22 1,173.76 622.09 1,039.36 550.86 948.64 502.78 816.48 432.73 3 hijos o más 1,972.32 1,045.33 1,703.52 902.87 1,512.00 801.36 1,377.60 730.13 1,183.84 627.44 19-25 2,094.40 1,110.03 1,816.64 962.82 1,618.40 857.75 1,480.64 784.74 1,280.16 678.48 26-29 2,404.64 1,274.46 2,085.44 1,105.28 1,853.60 982.41 1,693.44 897.52 1,467.20 777.62 30-34 2,727.20 1,445.42 2,364.32 1,253.09 2,102.24 1,114.19 1,923.04 1,019.21 1,660.96 880.31 35-39 3,037.44 1,609.84 2,633.12 1,395.55 2,338.56 1,239.44 2,135.84 1,132.00 1,843.52 977.07 40-44 3,444.00 1,825.32 2,982.56 1,580.76 2,652.16 1,405.64 2,421.44 1,283.36 2,089.92 1,107.66 45-49 4,012.96 2,126.87 3,475.36 1,841.94 3,091.20 1,638.34 2,822.40 1,495.87 2,433.76 1,289.89 50-54 4,404.96 2,334.63 3,814.72 2,021.80 3,389.12 1,796.23 3,095.68 1,640.71 2,670.08 1,415.14 55-59 5,227.04 2,770.33 4,524.80 2,398.14 4,021.92 2,131.62 3,669.12 1,944.63 3,164.00 1,676.92 60-64 6,931.68 3,673.79 6,006.56 3,183.48 5,355.84 2,838.60 4,887.68 2,590.47 4,202.24 2,227.19 65-69 9,356.48 4,958.93 8,100.96 4,293.51 7,239.68 3,837.03 6,604.64 3,500.46 5,673.92 3,007.18 70-74 13,630.40 7,224.11 11,747.68 6,226.27 10,515.68 5,573.31 9,589.44 5,082.40 8,239.84 4,367.12 75-79 17,064.32 9,044.09 14,703.36 7,792.78 13,160.00 6,974.80 12,000.80 6,360.42 10,309.60 5,464.09 80+ 22,552.32 11,952.73 19,436.48 10,301.33 17,502.24 9,276.19 15,960.00 8,458.80 13,708.80 7,265.66 $125 $66.25 $125 $66.25 $125 $66.25 $125 $66.25 $125 $66.25 250 132.50 250 132.50 250 132.50 250 132.50 250 132.50 Cobertura adicional Piloto privado Procedimientos de trasplante 5 HOW IS THE PREMIUM PAID? Procedure for domestic wire transfers Wells Fargo Bank 200 South Biscayne Blvd, FL6011 Miami, FL 33131 Account # 2000037371881 ABA # 121000248 Account Name: Bupa Worldwide Premium Trust Reference: Policyholder Name and Policy Number Bupa must receive payment before the coverage can take effect. Please submit payment with your application. You can choose among the following payment options: Online payment by credit card through our website www.bupalatinamerica.com Credit card MasterCard, VISA, American Express, or Diners Club Personal check in U.S. dollars drawn on an American bank, cashier’s check, money order, traveler’s check Procedure for international wire transfers Wells Fargo Bank 200 South Biscayne Blvd, FL6011 Miami, FL 33131 Account # 2000037371881 ABA # 121000248 CHIPS # 0407 SWIFT # WFBIUS6S Account Name: Bupa Worldwide Premium Trust Reference: Policyholder Name and Policy Number Bank transfer: Procedure for ACH’s Wells Fargo Bank 200 South Biscayne Blvd, FL6011 Miami, FL 33131 Account # 2000037371881 ABA # 067006432 Account Name: Bupa Worldwide Premium Trust Reference: Policyholder Name and Policy Number 6 CÓMO PAGAR LA PRIMA Transferencia bancaria doméstica Wells Fargo Bank 200 South Biscayne Blvd, FL6011 Miami, FL 33131 Número de cuenta: 2000037371881 ABA #: 121000248 Nombre de la cuenta: Bupa Worldwide Premium Trust Referencia: nombre del asegurado principal y número de póliza Bupa debe recibir el pago de la prima para que la cobertura entre en vigencia. Por favor efectúe su pago al momento de presentar la solicitud. Usted puede elegir cualquiera de las siguientes opciones de pago: Pago online mediante tarjeta de crédito a través de nuestro sitio web www.bupalatinamerica.com Tarjeta de crédito MasterCard, VISA, American Express, o Diners Club Cheque personal en dólares de los Estados Unidos de América pagadero contra un banco estadounidense, cheque de caja, giro postal, cheque de viajero Transferencia bancaria internacional Wells Fargo Bank 200 South Biscayne Blvd, FL6011 Miami, FL 33131 Número de cuenta: 2000037371881 ABA #: 121000248 CHIPS # 0407 SWIFT # WFBIUS6S Nombre de la cuenta: Bupa Worldwide Premium Trust Referencia: nombre del asegurado principal y número de póliza Transferencia bancaria: Cobranza de Cámara de Compensación Automatizada (CCA) Wells Fargo Bank 200 South Biscayne Blvd, FL6011 Miami, FL 33131 Número de cuenta: 2000037371881 ABA #: 067006432 Nombre de la cuenta: Bupa Worldwide Premium Trust Referencia: nombre del asegurado principal y número de póliza 7 7001 S.W. 97th Avenue Miami, Florida 33173 Tel. +1 (305) 398 7400 Fax +1 (305) 275 8484 www.bupalatinamerica.com [email protected] Bupa Diamond Care Bupa Complete Care Bupa Advantage Care Bupa Secure Care Bupa Essential Care Bupa Critical Care PB-BCH 0112 ENG-ESP