Layout 1 (Page 1)

Transcripción

Layout 1 (Page 1)

Non-Profit Org.
U.S. POSTAGE
PAID
New York, NY
Permit No. 3700
1199SEIU Benefit and Pension Funds
330 West 42nd Street
New York, NY 10036-6977
ADDRESS SERVICE REQUESTED
DEDICATED TO THE HEALTH & WELL-BEING OF 1199SEIU MEMBERS
WINTER 2012
For Your Benefit
EN ESPAÑOL p18
Become a
Wellness
Champion
and Recruit Fellow
Members to Get
Healthy, Too
Meet Our
Featured Member
ZOILA QUITO
Let Us Help
You Get the
Most Out of
Your Tax
Return
www.1199SEIUBenefits.org
1199SEIU LEAGUE JOB SECURITY FUND • SUMMARY OF MATERIAL MODIFICATIONS
This Summary of Material Modifications describes changes that affect your job security benefit plan and
updates the Summary Plan Description (“SPD”) that was previously distributed to you. You should keep
this summary with your SPD until the SPD is updated to reflect the changes discussed herein.
MESSAGE FROM THE EXECUTIVE DIRECTOR
In this issue
3
4
4
5
Become a Wellness Champion
and Recruit Fellow Members
to Get Healthy, Too
The 2012 Protecting Our
Health Calendar Is Here!
Celebrating Marriage
Equality and What It Means
for Our Funds
Get One-on-One Support
from a Health Coach
6
Member Profile: Zoila Quito
8
We’re Still Cooking! Submit a
Recipe for What’s Cooking Now
9
Common Nutrition Myths
– Busted!
10 Don’t Let Winter Put Your
Exercise Routine on Ice
11 Join Us at Our “Keep Your
New Year’s Resolution”
Workshop
12 Healthy Heart Basics
14 Start the New Year Off
Right – Schedule Your
Screenings Today
15 Helping You Get the Most
Out of Your Tax Return
Over the past few months, so many of
you have taken action to make healthy
changes in your life and create a culture
of health at your worksites. In fact, so far
more than 1,500 of you have signed on
to become Wellness Champions! If you
have not joined yet, there is still time,
and we encourage you to become leaders
in this important effort to build a culture
of health across our institutions.
In this issue of For Your Benefit, you will find all the details you need to
get involved in this exciting new initiative. Plus, you will find plenty of
information on how to keep yourself and your family healthy despite the
icy winter weather – from healthy heart guidelines to common nutrition
myths, timelines for common medical screenings and ideas for working
out in the colder months.You will also read an inspiring story from one
of our members who worked with an 1199SEIU health coach to manage
her diabetes and turn her health around.
Of course, we have also included information about the benefits and
services available to you through your Fund, including free or discounted
tax preparation to help you get thousands of dollars more back in your
refund, and camp and scholarship opportunities for your children.
We hope you enjoy this issue of For Your Benefit, and use it to get 2012 off
to a healthy start!
Sincerely,
17 2012 Anne Shore Sleep-Away
Camp Program for Children
Ages 9 to 15 Years
17 Plan Now for the 2012-2013
Joseph Tauber Scholarship
Program
2
Effective immediately, the following changes to the 1199SEIU League Job Security Fund (JSF) apply:
1.
2.
3.
4.
5.
Duration of JSF benefits.
(a)
Except as provided in (c) below, laid-off eligible JSF participants shall be entitled to JSF
benefits (SUB, benefit coverage) for one year from the date of layoff, and
(b)
The JSF Executive Director shall have discretion to approve a second year of JSF benefits;
(c)
Provided, however (i) JSF benefits shall not exceed the length of the employee’s
continuous employment immediately prior to layoff and (ii) the Executive Director may
terminate full JSF benefits if the employee fails to pursue JSF referrals, refuses to enroll in
JSF-recommended training, or turns down appropriate job offers.
Effect of receipt of 1199SEIU Pension. JSF benefits shall not be provided to any JSF participant after
the effective date of a pension benefit from the 1199SEIU Health Care Employees Pension Fund.
Temporary placement. After six (6) months of layoff, JSF participants shall be required to accept
placement into temporary jobs where the duration of the job is of 3 months or longer.
Travel limitation. In the case of closed institutions, the maximum travel time for mandatory
placement shall be the greater of (i) one and one half (1 and 1/2) hours from his/her home or
(ii) his/her average commuting time to the job from which he/she was laid off.
Hard-to-place participants. Where the JSF assesses at orientation or thereafter, that a participant will be unable to be placed back into his/her classification (example: technical/
professional who don’t have the necessary education or who don’t have the current
This summary only highlights the key changes made to the 1199SEIU League Job Security Fund.
Summaries of material modifications together with your plan documents make up your official plan
descriptions; please keep them together and refer to them as necessary. We have made every attempt
to insure the accuracy of the information in this summary and the Summary Plan Description.
The 1199SEIU League Job Security Fund reserves the right to amend or terminate the 1199SEIU
League Job Security Fund, or any part of it, at any time.
In addition to the changes listed in the above SMM, the League Agreement’s Contract Interpretation
and Policy Committee (“CIPC”) has approved the following changes to the League Agreement:
i.
The JSF Executive Director shall have discretion to approve placement rights beyond the first
year following a participant’s layoff, and
ii.
The seven working day “refer and hold period” set forth in paragraph 6(c)(i)(4) of the League
Agreement shall be extended to fourteen working days.
1199SEIU NATIONAL BENEFIT FUND FOR HEALTH AND HUMAN SERVICE EMPLOYEES • SUMMARY OF MATERIAL MODIFICATIONS
This Summary of Material Modifications describes changes that affect your welfare benefit plan and
updates the Summary Plan Description (SPD) that was previously distributed to you. You should keep this
summary with your current SPD until the booklet is updated to reflect the changes discussed herein.
Effective January 1, 2011, the following Subsections are hereby eliminated:
•
“Extension of Coverage for Students Under Michelle’s Law,” in Section I.A
•
“Maximum Lifetime Benefit” and “Maximum Benefit for Newborn Care,” in Section I.D (and any
other reference to maximum lifetime benefit)
•
“If You Don’t Call 1199SEIU CareReview” in Section II.B
•
“Newborn Care” in Section II.C
•
“Newborn Care Benefits” in Section II.G
•
“Biotechnology Drugs” in Section II.L
Effective January 1, 2011, the following sentence is added to Section VII.D, Subsection
“What Is Not Covered”: Charges for claims containing misrepresentations or false, incomplete or
misleading information.
Effective January 1, 2011, the SPD is further amended, as shown below, with changes
highlighted and deletions in strikeout:
SECTION I.A
YOUR CHILDREN
Your children are eligible up to their 19th birthday if all of the following conditions are met:
•
They’re your biological children; or
•
They’re your legally adopted children (coverage for legally adopted children starts from placement); or
•
You are their legal parent identified on their birth certificate; and
•
They’re dependent on you for their full support and are living permanently with you, or an appropriate
court issues a qualified medical child support order Which provides otherwise (see box in Section I.A);
They’re not married; They’re not eligible to enroll in another employer-sponsored health plan
•
(excluding parent coverage); and
•
You are eligible for family coverage, based on your Wage Class (see Section I.D).
Your stepchildren, foster children and grandchildren are not covered by the Benefit Fund. Children of your
same-sex partner cannot be covered by the Benefit Fund, unless you are their legally recognized parent or
they are legally adopted by or placed for adoption with you.
AFTER YOUR CHILD REACHES AGE 19
Your child’s coverage may be continued from your child’s 19th birthday up to his or her 26th birthday if:
•
You file a properly completed Young Adult Enrollment Form with the Benefit Fund when your child
turns age 19 and each year after that until your child’s 26 birthday; and
•
They’re not eligible to enroll in another employer-sponsored health plan (excluding parent coverage).
CHILDREN WITH DISABILITIES
If your child is disabled, as described below, coverage for your child may continue after age 26 if all of
the following conditions are met:
•
There is no other coverage available from either a government agency or through a special
organization; and
•
Your child is not married; and
•
Your child became handicapped before age 19; and
•
You file a properly completed Disability Certification Form with the Benefit Fund each year
after your child reaches age 26.
Section II.K – DENTAL BENEFITS
Benefit Brief
Member Choice Dental Benefits
•
Effective January 1, 2003, maximum benefit of $3,000 per person per year (excluding essential
oral pediatric services)
If You Are Not Enrolled in Member Choice
•
Maximum benefit of $1,200 per person per year (excluding essential oral pediatric services)
Benefits are paid according to the actual charges or the Benefit Fund’s Schedule of Allowances,
whichever is less, up to the maximum benefit of $1,200 per person per year unless you are enrolled in
Member Choice. Effective January 1, 2003, the maximum benefit for Member Choice enrollees is $3,000
per person per year. Effective January 1, 2011, there is no limit on essential oral pediatric services.
Orthodontics
•
Orthodontics (treatment and appliances to correct tooth misalignment) once in a lifetime for
children. Adult orthodontic coverage will be considered only when repositioning of teeth is in
conjunction with orthognathic surgery.
Mitra Behroozi
Executive Director
requirements for the job or who are in unusual titles), an alternative placement plan will be
established, and the JSF will offer one of the following options:
a.
Placement in another job/classification that the participant can perform; or
b.
Enrollment in a program in which he/she can acquire a credential within two
years or less (this option is only for professional and technical titles); or
c.
Retraining in another classification provided credential can be obtained within one year
(with a possible extension for a second year); or
d.
In lieu of JSF benefits and obligations, provision of a one-time payment buy-out. If
applicable, details will be discussed with your counselor.
SECTION VI.A – RETIREE HEALTH BENEFITS
Special Rule
Members who have at least 15 years of consecutive coverage by the Benefit Fund immediately prior to
retirement and are age 65 or older, who are not participants in the Pension Fund, may be eligible for a
Life Insurance Benefit.
In most cases, retiree benefits start 30 days after you retire and stop for you and your spouse if you go
back to work. If you retired before October 1, 1998, your spouse’s benefits will stop 30 days after your
death. If you retired on or after October 1, 1998, your spouse will continue to be eligible after your
death for retiree health benefits for the remainder of his or her life. Your benefits must be coordinated
with any other health insurance that you or your spouse may have, including Medicare (see Section I.F).
Except as indicated above, in order to be eligible for retiree health benefits, you must be receiving a
pension from the 1199SEIU Health Care Employees Pension Fund. If your pension benefit is suspended
or stops for any reason (including your return to work or your loss of entitlement to a Social Security
Disability Award, you will no longer be eligible for retiree health benefits.
SECTION VII.C
WHEN BENEFITS MAY BE SUSPENDED, WITHHELD OR DENIED
It is important that you provide the Benefit Fund with all the information, documents or other material
it needs to process your claim for benefits.
The Benefit Fund may be unable to process your claim if you, your spouse or your children:
•
Do not sign the Assignment of Benefits authorization when you want your benefits paid
directly to your provider; or
•
Do not allow the disclosure of medical information, medical records or other documents and
information when requested by the Benefit Fund.
Benefits may be suspended, withheld or denied for the purpose of the recovery of any and all benefits paid:
•
That you were not entitled to receive;
•
That your spouse or dependent children were not entitled to receive; or
•
For claims that you, your spouse or dependent children would otherwise be entitled to until full
restitution (which may include interest and expenses incurred by the Fund) has been made for
any fraudulent claims that were paid by the Fund; or
•
That were the subject of a legal claim against a third party for which a lien form was not signed
and received by the Benefit Fund as required in Section I.G.
SECTION VII.E – ADDITIONAL PROVISIONS
Nothing in this booklet shall be construed as creating any right in any third party to receive payment
from this Benefit Fund.
Payments shall not be made to a person who is:
•
A minor (under age 18)
•
Unable to care for his or her affairs due to illness, injury, or incapacity.
Instead, the payment shall be made to a duly appointed legal representative or to such person who, in
the judgment of the Plan Administrator, is maintaining or has custody of the person entitled to payments.
No legal action may be brought against the Benefit Fund or the Trustees until all remedies under the
Benefit Fund have been exhausted, including requests for administrative reviews or appeals.
Payments made by the Benefit Fund which are not consistent with the Plan – as stated in this booklet
or as it may be amended – must be returned to the Benefit Fund.
No benefit payable under the Plan shall be subject in any manner to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance or charge.
Any action by way of anticipating, alienating, selling, pledging, encumbering or charging the same shall
be void and of no effect. Nor shall any benefit be in any manner subject to the debts, contracts, liabilities, engagements or torts of the person entitled to such benefit.
Notwithstanding the foregoing, the Benefit Fund shall have the power and authority to authorize the
distribution of benefits in accordance with the terms of a court order that it determines is a qualified
medical child support order, as required by applicable federal law.
The Fund does not cover claims containing misrepresentations or false, incomplete or misleading information. If a false or fraudulent claim is filed, the Fund may seek full restitution plus interest and reimbursement of any expenses incurred by the Fund. In addition, the Fund may suspend the benefits to which the
participant and his or her dependents(s) would otherwise be entitled until full restitution has been made.
The Trustees reserve the right to turn any such matter over to the proper authorities for prosecution.
This summary only highlights the key changes made to the 1199SEIU National Benefit Fund for Health and Human Service
Employees. Summaries of material modifications together with the Summary Plan Description make up your official plan descriptions; please keep them together and refer to them as necessary. We have made every attempt to insure the accuracy of the
information in this summary and the Summary Plan Description. However, if there is any discrepancy between them and the plan
document, insurance contracts or other legal documents, the legal documents will always govern. If you would like to review
the plan document or have any questions, please contact the Fund’s Member Services Representatives at (646) 473-9200.
The Fund believes it is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the Affordable Care
Act). As permitted by the Affordable Care Act, a grandfathered health plan can preserve certain basic health coverage that was
already in effect when that law was enacted. Being a grandfathered health plan means that this plan may not include certain
consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for an external review
process for claims appeals. However, grandfathered health plans must comply with certain other consumer protections in the
Affordable Care Act, for example, the elimination of lifetime limits on benefits.
Questions regarding which protections apply and which protections do not apply to a grandfathered health plan and what might
cause a plan to change from grandfathered health plan status can be directed to the plan administrator at: c/o Executive Director,
1199SEIU National Benefit Fund for Health and Human Service Employees, 330 West 42nd Street, New York, NY 10036. You
may also contact the Employee Benefits Security Administration, U.S. Department of Labor, at (866) 444-3272 or
www.dol.gov/ebsa/healthreform. This website has a table summarizing which protections do and do not apply to grandfathered
health plans.
The plan sponsor of the1199SEIU National Benefit Fund for Health and Human Service Employees reserves the right to amend
or terminate the 1199SEIU National Benefit Fund for Health and Human Service Employees, or any part of it, at any time.
FOR YOUR BENEFIT
35
This is a summary of the annual report for the 1199SEIU National Benefit Fund for Health & Human
Service Employees, EIN: 13-1628401, for the period 01/01/10 to 12/31/10. The annual report has been
filed with the Employee Benefits Security Administration, as required under the Employee Retirement
Income Security Act of 1974 (ERISA).
Insurance Information
The plan has a contract with Amalgamated Life Insurance Company and Guardian Life Insurance of
America to pay certain life insurance and accidental death and dismemberment claims incurred under
the terms of the plan. The total premiums paid for the plan year ending December 31, 2010, were
$608,278.
Because it is a so called “experience-rated” contract, the premium costs are affected by, among other
things, the number and size of claims. Of the total insurance premiums paid for the plan year ending
December 31, 2010, the premiums paid under such “experience-rated” contracts were $7,352,003 and
the total of all benefit claims paid under the experience-rated contract during the plan year was $7,341,877.
Basic Financial Statement
The value of plan assets, after subtracting liabilities of the plan, was $194,384,090 as of December 31,
2010, compared to $119,367,303 as of January 1, 2010. During the plan year the plan experienced an
increase in its net assets of $75,016,787. This increase includes unrealized appreciation and depreciation
in the value of the plan assets; that is, the difference between the value of the plan’s assets at the end
of the year and the value of the assets at the beginning of the year or the cost of assets acquired
during the year. The plan had total income of $1,319,625,429, including employer contributions of
$1,297,704,678, employee COBRA contributions of $6,321,885 and earnings from investments of
$9,732,290. Plan expenses were $1,244,608,642. These expenses included $1,153,580,477 in benefits
paid to participants and beneficiaries and $91,028,165 in general and administrative expenses.
SUMMARY ANNUAL REPORT • 1199SEIU LEAGUE JOB SECURITY FUND
This is a summary of the annual report for the 1199SEIU League Job Security Fund, EIN: 13-3712851,
for the period 01/01/10 to 12/31/10. The annual report has been filed with the Employee Benefits
Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).
2010, compared to $10,837,668 as of January 1, 2010. During the plan year the plan experienced a
decrease in its net assets of $4,971,894. This decrease includes unrealized appreciation and depreciation
in the value of the plan assets; that is, the difference between the value of the plan’s assets at the
end of the year and the value of the assets at the beginning of the year or the cost of assets acquired
during the year. The plan had total income of $7,700,544, including employer contributions of
$5,757,171, grant income from related entity of $1,515,556 and earnings from investments of
$403,272. Plan expenses were $12,672,438. These expenses included $11,014,633 in program
expenses and $1,657,805 in administrative expenses.
SUMMARY ANNUAL REPORT • 1199SEIU LEAGUE REGISTERED NURSE TRAINING AND JOB SECURITY FUND
This is a summary of the annual report for the 1199SEIU League Registered Nurse Training and Job
Security Fund, EIN: 13-3946135, for the period 01/01/10 to 12/31/10. The annual report has been filed
with the Employee Benefits Security Administration, as required under the Employee Retirement Income
Security Act of 1974 (ERISA).
2010, compared to $2,529,192 as of January 1, 2010. During the plan year the plan experienced
an increase in its net assets of $1,555,403. This increase includes unrealized appreciation and
depreciation in the value of the plan assets; that is, the difference between the value of the plan’s assets
at the end of the year and the value of the assets at the beginning of the year or the cost of assets
acquired during the year. The plan had total income of $4,097,882, including employer contributions
of $4,082,922. Plan expenses were $2,542,479. These expenses included $1,980,149 in program
expenses and $562,330 in administrative expenses.
SUMMARY ANNUAL REPORT • 1199SEIU/EMPLOYER CHILD CARE FUND
This is a summary of the annual report for the 1199SEIU/Employer Child Care Fund, EIN 13-3641466,
Plan Number 501, for the period January 1, 2010, to December 31, 2010. The annual report has been
filed with the Department of Labor, as required under the Employee Retirement Income Security Act of
1974 (ERISA).
The plan has (a) contract(s) with Metropolitan Life Insurance Company to pay the following types of
claims incurred under the terms of the plan:
The total premiums paid for the plan year ending December 31, 2010, were $8,882.
change in its net assets of $-351,915. This change includes unrealized appreciation or depreciation in
the value of plan assets; that is, the difference between the value of the plan's assets at the end of the
year and the value of the assets at the beginning of the year or the cost of assets acquired during the
year. The plan had total income of $23,164,615 which included employer contributions of
$22,059,825, employee contributions of $803,756, gain/loss of $0 from the sale of assets, and
earnings from investments of $299,924.
Total plan expenses were $23,516,530. These expenses included $5,815,999 in administrative
expenses and $17,700,531 in benefits paid to participants and beneficiaries, and $0 in other
expenses.
SUMMARY ANNUAL REPORT • 1199SEIU NATIONAL BENEFIT FUND AND AFFILIATED ORGANIZATIONS 401(K) PLAN
This is a summary of the annual report for the 1199SEIU National Benefit Fund and Affiliated
Organizations 401(k) Plan, EIN 13-1628401 for January 1, 2010, through December 31, 2010. The
annual report has been filed with the Employee Benefits Security Administration, as required under the
Employee Retirement Income Security Act of 1974 (ERISA).
Benefits under the plan are provided by a combination of funding arrangements. Plan expenses were
$1,941,437. These expenses included $58,039 in administrative expenses and $1,878,426 in benefits
paid to participants and beneficiaries, and $4,972 in other expenses. A total of 1,582 persons were
participants in or beneficiaries of the plan at the end of the plan year, although not all of these persons
had yet earned the right to receive benefits.
2010, compared to $21,838,099 as of January 1, 2010. During the plan year, the plan experienced an
increase in its net assets of $4,530,943. This increase includes unrealized appreciation or depreciation
in the value of the plan assets; that is, the difference between the value of plan's assets at the end of
the year and the value of the assets at the beginning of the year or cost of assets acquired during the
year. The plan had total income of $6,472,380, including employer contributions of $0, employee
contributions of $3,491,322, gains of $0, from the sale of assets, and earnings from investments
of $2,827,145.
YOUR RIGHTS TO ADDITIONAL INFORMATION
You have the right to receive a copy of the full annual report, or any part thereof, on request. The items
listed below are included in that report:
•
•
•
•
•
•
•
An accountant's report;
Financial information and information on payments to service providers
Assets held for investment;
Transactions in excess of 5 percent of plan assets;
Insurance information, including sales commissions paid by insurance carriers;
Information regarding any common or collective trusts, pooled separate accounts, master trusts,
or 103-12 investment entities in which the plan participates;
Actuarial information regarding the funding of the plan (for Pension Funds only).
To obtain a copy of the full annual report, or any part thereof, write or call your Fund office at:
1199SEIU Training and Employment Funds
1199SEIU Child Care Funds
330 West 42nd Street, New York, NY 10036
(646) 473-9200
34
The report is furnished without charge. The charge to cover copying costs will be $0.25 per page.
You also have the right to receive from the plan administrator, on request and at no charge, a statement
of the assets and liabilities of the plan and accompanying notes, or a statement of income and
expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report
from the plan administrator, these two statements and accompanying notes will be included as part
of that report. The charge to cover copying costs given above does not include a charge for the
copying of these portions of the report because these portions are furnished without charge.
You also have the legally protected right to examine the annual report at the main office of the plan:
330 West 42nd Street, New York, NY 10036, and at the U.S. Department of Labor in Washington, D.C.,
or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the
Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security
Administration, U.S. Department of Labor, 200 Constitution Avenue, N.W. Washington, D.C. 20210.
and Recruit Fellow Members to Get Healthy, Too
For several months, the 1199SEIU National Benefit Fund has
been working with the Union and your employers to support
worksite wellness initiatives within our institutions to help our
members live healthier lives. As part of this initiative, nearly
1,500 of you have already volunteered to take the Pledge to
become Wellness Champions. But if you’re not one of the
1,500, it’s not too late to get involved!
As healthcare workers, you spend so much time caring for
others. Make your health a top priority and empower your
co-workers to do the same.Wellness Champions will help
organize events and programs at your institution, such as
walking groups, exercise workshops or a competition to submit
recipes for the new edition of the Funds’ cookbook, What’s
Cooking Now.
Get involved by
attending the
next Wellness
Champion meeting
at your institution
and you will
receive a copy of
the 1199SEIU
Resistance Band
Total-Body Workout
DVD to jumpstart your fitness
routine! In addition
to the fitness DVD,
those who sign
up to be Wellness
Champions will also
receive a bag filled with healthy giveaways and the tools they
need to help get the job done.To find out when the next
Wellness Champion meeting will take place, contact your
Union organizer or Outreach Coordinator.
And don’t forget to lead by example: If you have health issues
yourself, Make the Call! to an 1199SEIU health coach or
Take the Call! if a coach reaches out to you.
An 1199SEIU
Wellness Champion
Is a Member Who…
Q
Leads by example and commits to
participate in his or her institution’s
wellness programs.
Q
Attends Union-Management-Fund
committee meetings regularly to
review progress, set goals, generate
ideas and even, when possible, submit
proposals for initiative funding.
Q
Encourages fellow members to
Take the Call! and Make the
Call! to receive one-on-one support
to make healthy changes through
the 1199SEIU Health Coaching
Service.
Q
Promotes and communicates
worksite wellness events, including
Fund health fairs and onsite
wellness workshops.
Q
Encourages co-workers to participate
in the worksite wellness programs.
Q
Stays up to date on wellness events,
facts and programs and shares
information with fellow members.
Q
Connects with his or her Outreach
Coordinator to discuss challenges
and get support and ideas.
Q
Reports to monthly Chapter
Delegate Meetings, Benefit
Outreach Committees or the Labor
Management Wellness Group.
Q
Is committed to creating a culture
of health at the workplace!
Benefit Update & News
SUMMARY ANNUAL REPORT • 1199SEIU NATIONAL BENEFIT FUND FOR HEALTH & HUMAN SERVICE EMPLOYEES
FOR YOUR BENEFIT
3
The 2012 Protecting Our Health
Calendar Is Here!
Your new 2012 1199SEIU Protecting Our Health calendar can help keep you
and your family healthy all year round. The 2012 calendar is designed to help
you and your family make healthy choices throughout the year. It’s loaded
with healthy lifestyle tips, nutrition and fitness facts, and useful contact
information. Stop by one of your Benefit Fund’s Protecting Our Health workshops, events or health fairs to receive your copy. Please visit our website at
www.1199SEIUBenefits.org to view upcoming events on our Funds’ calendar.
Celebrating
Marriage Equality
and What It Means
for Our Funds
Programa de Campamento de
Estadía Anne Shore 2012 para
niños entre 9 y 15 años
Long before New York State granted
equal marriage rights to gay and
lesbian couples effective July 24,
2011, your National Benefit Fund
offered benefit coverage to members’
same-sex domestic partners.Therefore,
we needed to update NBF rules now
that marriage was a legal option in
New York State.That meant ensuring
that the NBF’s same-sex domestic
partnership rules – which had different
requirements to prove partnership –
applied only to those states that still
do not recognize marriage equality.
But if you live in New York State, or
a neighboring state that recognizes
marriage equality, you must be married
to receive spousal health benefits.
Para solicitar la inscripción en el Programa de Campamento de Estadía Anne
Shore, simplemente llene el cupón anterior y envíelo a la Corporación de
Cuidado Infantil de 1199SEIU antes del 31 de enero de 2012. Si su hijo es
elegible, nuestro personal del programa se comunicará con usted para
programar una cita para asistir a una orientación obligatoria de modo que
pueda seleccionar el campamento que mejor se adapte a los intereses y las
necesidades de su hijo.
Dirección ___________________________________ Apartamento No. __________
Tenga en cuenta: Existe una cuota de solicitud de $10 que se debe pagar
al momento de la orientación.
Cargo __________________________________ Turno de trabajo ______________
El Programa de Campamento de Verano es un campamento de
estadía de tres a cuatro semanas. Esta solicitud no es para un
campamento diurno.
Fecha de nacimiento del hijo _____________________________________________
Haga sus Planes Ahora para el Programa
de Becas Joseph Tauber de 2012-2013
Información del miembro:
The Trustees did decide, however, to
allow same-sex couples a grace period
of a full year from the effective date
of the law to get married in order to
continue coverage.We sent letters to
our members who had domestic
partnership benefits at the time, but
we want to ensure that everyone has
the information so they can avoid
any disruption in coverage. By July
24, 2012, same-sex couples who live
in a state that recognizes marriage
equality must provide the Fund with
proof of marriage. Once you have
married, please submit a copy of
your marriage certificate and an
Enrollment Change Form so that we
may update your spouse’s eligibility.
You can access a form on our website
at www.1199SEIUBenefits.org.
Of course, you can also ask your
Outreach Coordinator for assistance.
4
Cada año, el Programa de Campamento de Verano envía a más de 800 hijos
de los miembros de 1199SEIU a campamentos de estadía de tres y cuatro
semanas en el noreste, sin costo alguno para sus padres.
Oportunidades de Becas para la Universidad para sus
Hijos (hasta la edad de 22 años)
El Programa de Becas Joseph Tauber ofrece becas para hijos (hasta la edad
de 22 años) de miembros elegibles de 1199SEIU que asisten a programas
universitarios de pregrado acreditados. Los montos de las becas varían de
acuerdo con la necesidad, con una beca mínima anual de $750. También se
cuenta con Becas de Incentivos de Estudios para los estudiantes que reciban la
beca y que mantienen un promedio de calificaciones de 3.0 o más durante el
semestre de primavera y/o el de otoño. Además, el programa de Becas para la
Próxima Generación de Enfermeras Registradas de 1199SEIU ofrece ayuda
financiera y académica a los hijos de los miembros de 1199SEIU que son
estudiantes en la fase clínica de un programa de enfermería. Para averiguar si
su hijo califica o, si tiene alguna pregunta, llame al (646) 473-8999.
Para pedir una solicitud al Programa de Becas Joseph Tauber, llene el cupón y
devuélvalo antes del 31 de enero de 2012. También puede descargar el cupón
visitando nuestro sitio web en www.1199SEIUBenefits.org/ccf durante el
período de recibo de solicitudes. Tome en cuenta que no se otorgan
renovaciones automáticas de becas; los beneficiarios anteriores deben volver
a solicitar la beca cada año para ser considerados.
Envíe por fax su cupón lleno a (646) 473-6949 o envíelo por correo a la
siguiente dirección: 1199SEIU Child Care Corporation, Joseph Tauber
Scholarship Program, 330 West 42nd Street, 18th Floor, New York, NY 100366977. Si envía su cupón de acuerdo con lo indicado, en marzo se le enviará
una carpeta de solicitud o paquete de la beca, que incluye varios formularios
que se deben llenar y devolver según las instrucciones específicas y las fechas
indicadas, a fin de que su solicitud sea válida. Si ya envió un cupón, no envíe
otro. Si ambos padres son empleados de 1199SEIU, envíe sólo un cupón.
ESTE CUPÓN ES VÁLIDO SÓLO PARA EL AÑO DE LA BECA 2012-2013.
Este cupón es sólo un formulario de petición de solicitud. No es una
solicitud real.
CUPÓN DE ELEGIBILIDAD PARA 2012 DEL PROGRAMA
DE CAMPAMENTO DE ESTADÍA ANNE SHORE
(Por favor escriba claramente con letra de imprenta y con tinta)
Primer nombre del miembro _____________________________________________
Apellido del miembro _________________________________________________
N.° de identificación del miembro _________________________________________
Ciudad ____________________________ Estado _______ Código postal ________
Teléfono en el hogar __________________________________________________
Teléfono celular _____________________________________________________
Teléfono del trabajo __________________________________________________
Empleado en _______________________________________________________
Nombre del hijo _____________________________________________________
Escuela _______________________________________ Grado actual _________
Dirección de correo electrónico del miembro _______________________________
Fondo Nacional de Beneficios (NBF) Gran Nueva York Fondo de Cuidado Infantil
Miembros del NBF del área de Rochester
Llene este formulario completamente y devuélvalo antes del 31 de enero de 2012. Envíelo a:
1199SEIU Child Care Corporation, Anne Shore Sleep-Away Camp Program, P.O. Box 955, New York, NY
10108-0955. También puede enviar este formulario por fax a la atención de Anne Shore Sleep-Away
Camp Program al (646) 473-8311. Se debe enviar un cupón por separado para cada hijo.
PROGRAMA DE BECAS JOSEPH TAUBER
PETICIÓN DE SOLICITUD DE BECA PARA 2012-2013
Nombre del estudiante ________________________________________________________
Dirección de correo electrónico ___________________________________________________
Fecha en que se graduó o espera graduarse de la escuela secundaria _______________________
Fecha de ingreso a la universidad _________________________________________________
Solicitante nuevo en escuela post-secundaria
Solicitante anterior
Nombre del miembro __________________________________________________
Dirección __________________________________________________________
Ciudad _______________________ Estado _________ Código postal __________
Teléfono en el hogar _________________________________________________
Dirección de correo electrónico ____________________________________________
Fondo Nacional de Beneficios (NBF)
Gran Nueva York Fondo de Cuidado Infantil
Miembros del NBF del área de Rochester Fondo de Bienestar LPN
El Departamento de Becas debe recibir este cupón antes del 31 de enero de 2012 para poder
enviarle un paquete oficial de la beca. Si no recibe su paquete de la beca antes del 1 de abril de 2012,
llámenos para que podamos ayudarlo.
PA R A S U B E N E F I C I O
33
Utilice su Cupón de 1199SEIU para Obtener
Servicios de Preparación de Impuestos
con un Mayor Descuento en H&R Block
Si no puede acudir a uno de los lugares de preparación gratuita de la declaración de impuestos,
hemos negociado este año un descuento especial excepcional con H&R Block para los miembros
que viven en los cinco distritos de la ciudad de Nueva York, Long Island, Nueva Jersey, y a partir de
este año, el condado de Westchester. Los miembros que viven en cualquiera de dichas áreas y cuyos
ingresos del hogar para 2011 fueron de $41,000 o menos con dependientes ($31,000 o menos para
solteros sin dependientes) y que son elegibles para el Crédito Tributario por Ingresos del Trabajo
(EITC) pueden hacer que su declaración de impuestos sea preparada en una oficina local de H&R
Block ¡por tan sólo $1! (Los miembros que no califican para recibir el Crédito Tributario por
Ingresos del Trabajo (EITC) y cuyos ingresos del hogar para 2011 satisfacen los requisitos
anteriores pueden hacer que su declaración de impuestos sea preparada por $19.)
Si sus ingresos del hogar para 2011 fueron superiores a aquellos límites pero inferiores de $100,000,
H&R Block preparará su declaración de impuestos en una escala de tarifas fluctuante
que no exceda de $125. Simplemente traiga a su cita su cupón de descuento
de 1199SEIU y preséntelo al representante de H&R Block – no
existen otros requisitos para calificar para esta tarifa reducida.
Vistazo a los
Descuentos de
H&R Block para
los Miembros de
1199SEIU
•
•
•
32
Debería recibir por correo en las próximas semanas
información adicional sobre nuestro Programa de
Descuento de H&R Block y el cupón que necesita
para obtener su descuento. El cupón será válido
entre el 23 de enero y el 17 de abril de 2012.
El Nuevo Programa de
H&R Block Puede
Significar Aún Más
Dinero en Su Bolsillo
Pague sólo $1 para la presentación de su
declaración de impuestos si el ingreso de
su hogar es de hasta $41,000 y es
elegible para el Crédito Tributario por
Ingresos del Trabajo (EITC)
Este año, H&R Block también está ofreciendo
Pague sólo $19 si el ingreso de su hogar
un nuevo programa para los miembros de
es hasta $41,000, pero no es elegible
1199SEIU llamado Second Look Review (Segunda
para el Crédito Tributario por Ingresos
Revisión).Traiga sus declaraciones de impuestos de
del Trabajo (EITC)
2008, 2009 o 2010 a cualquier oficina de Block en
Pague hasta $125 en base a la
los cinco distritos, Long Island, Nueva Jersey o
complejidad de su declaración de
Westchester durante los meses de febrero y marzo, y
impuestos si el ingreso de su hogar
un profesional en impuestos las revisará, gratuitamente,
es mayor de $41,000 pero no
para asegurarse de que fueron exactas y de que haya recibido
excede de $100,000
todos los créditos y deducciones posibles. Usted decide si
desea presentar una declaración de impuestos enmendada. Si
bien no se le cobra por la revisión, el costo por presentar una
declaración de impuestos enmendada será de $79 por declaración,
que cubren tanto las declaraciones federales como estatales.
Get One-on-One Support from a
Health Coach
Take the Call!
Along with your physician, your personal health coach can also support you in
managing chronic conditions, such as heart disease and diabetes. And our weight
management and smoking cessation programs offer specifically tailored support
for two of the leading health challenges in the U.S.
Make the Call!
Have you finally made the decision to take control of your weight or quit
smoking for good? While these two healthy changes may top the wish lists for
millions, as an 1199SEIU member you can get the added benefit of personal,
one-on-one health coaching to help you reach your goals. Our weight-loss and
smoking cessation programs connect you with trained, professional health
coaches who will help you develop a plan and stick to it, offering expert advice,
support and encouragement all along the way. So call (866) 935-1199 today and
stop trying to go it alone!
1199SEIU
24-Hour Nurse
Helpline
(866) 935-1199
Remember, for round-the-clock
advice, you can call our Nurse
Helpline 24 hours a day, 7 days
a week, with any medical
questions, whether your child
runs a fever in the middle of the
night, you’re not sure about a
particular medication or you
have any other medical question.
For more information and online support, visit our website, www.1199SEIUBenefits.org, and click on the Health
Coaching Service link. Our Group ID is 1199SEIU.
FOR YOUR BENEFIT
5
Member Profile
A Health Coach Paves the Way to Better Health
Zoila got her diabetes under control by working with an 1199SEIU health coach
Like many of us, Zoila Quito would eat lots of
the not-so-healthy foods she loved and very little
of the more-nutritional foods she found less
appetizing. Still, she thought she was eating well
enough and that her overall health was good. But
at her annual check-up last summer, Zoila found
out that her blood sugar level was dangerously
high and that she had Type 2 diabetes. Her doctor
prescribed medication and referred her to a
nutritionist, telling her that if she wanted to avoid
daily shots of insulin, she’d have to make better
nutrition a top priority.
Soon after her diagnosis, Zoila, who is a Patient
Care Technician at NYU Medical Center, received
a call at her home in Queens from one of our
1199SEIU health coaches. After their first talk, her
health coach sent her specific dietary guidelines,
which included a breakdown of the types of foods
she needed to eat more of – and the types that she
needed to limit or eliminate.The information
package also included the USDA’s new MyPlate
diagram, which recently replaced the somewhat
confusing Food Pyramid. MyPlate breaks down
the recommended portions of each food group
for every meal and provides a visual tool that
Zoila said opened her eyes to some of the habits
she needed to break. “I put that guide right on
my refrigerator and use it for breakfast, lunch
and dinner,” she said. “I could see that I needed
to eat more vegetables and less rice, and that’s
one of the changes I’ve been able to make
without much of a struggle.”
Zoila credits the coaching service with helping
her transform her diet and get her diabetes under
control. Being able to call someone who is familiar
with her condition and can offer one-on-one
support and expert advice has been invaluable,
she said. Rather than having to wait for her next
6
appointment with her nutritionist, Zoila can
contact a health coach (or our 24-Hour Nurse
Helpline) for answers to any questions as they
come up. “The health coaching service has been so
helpful because they have the time to spend with
me whenever I need it,” she said. “If I have a
question, I call a health coach and they answer it.”
For someone who admits she used to eat too
many salty snacks, cutting out unhealthy choices
like nachos has been tough, but Zoila said working
with her health coach and seeing her nutritionist
have taught her the importance of counting calories
and exercising proper portion control. Now, she
often substitutes a piece of fruit for a bag of chips
when she feels like having a snack, and her efforts
are paying off. Her blood sugar is now under
control, she said, though she continues to measure
it before and after meals. She’s also noticed a big
difference in her energy level in a relatively short
period of time, and as an added benefit, her blood
pressure is lower after being on the high end of
the scale for many years. “I feel so much better,
and I hope sharing my experience will help others,”
she said. “Every member should know that this
service is there for them and that it really works.”
Do you have a healthy
story to share?
We’re always looking for the opportunity to
spotlight members who have used their
1199SEIU benefits to help lose weight, bring
a chronic condition under control or just
improve their lifestyle in general. If you
would like to be featured in an upcoming
issue of For Your Benefit, please contact the
Fund at [email protected].
Le Ayudamos a Conseguir el
Mayor Reembolso Posible de su
Declaración de Impuestos
Cada año, el Programa de Asistencia Tributaria del Fondo Nacional de Beneficios de 1199SEIU ayuda a miles
de miembros elegibles a solicitar el Crédito Tributario por Ingresos del Trabajo y a obtener la máxima devolución posible de impuestos. Nuevamente el Fondo se está asociando con la Coalición del Crédito Tributario por
Ingresos del Trabajo de la Ciudad de Nueva York para ayudarle a preparar su declaración de impuestos. La
Coalición del Crédito Tributario por Ingresos del Trabajo está dirigida por el Departamento de Asuntos del
Consumidor de la Ciudad de Nueva York e incluye la Office of Financial Empowerment y el Food Bank For
New York City.
Otros Programas
Zoila Quito
Visite a nuestros Socios de la Ciudad de Nueva York para obtener
una Preparación Gratuita de la Declaración de Impuestos
Ya sea o no que califique para recibir el Crédito Tributario por Ingresos del Trabajo, siempre que los ingresos
de su hogar para 2011 hayan sido inferiores a $50,000 (o $18,000 si es soltero y no tiene dependientes),
nuestros socios del Food Bank For New York City están ofreciendo eventos gratuitos de preparación de la
declaración de impuestos en los lugares en que trabajan y viven nuestros miembros.Y si califica para el Crédito
Tributario por Ingresos del Trabajo, los expertos de la preparación de las declaraciones de impuestos le ayudarán
a solicitar el crédito. Para obtener información detallada sobre los lugares, horarios y fechas para los eventos
gratuitos de preparación de las declaraciones de impuestos, sírvase llamar al 311.
Solicite su Crédito Tributario por
Puede verificar si reúne los requisitos de ingresos
para solicitar el Crédito Tributario
por Ingresos del Trabajo (EITC) utilizando las
pautas de impuestos de 2011 que se indican
a continuación:
• Ingreso inferior a $43,998 (o
$49,078 si es casado y presenta
una declaración conjunta) con
tres o más hijos dependientes
• Ingreso inferior a $40,964
($46,044 si es casado y presenta
dos hijos dependientes
una declaración conjunta) con un
hijo dependiente
una declaración conjunta) sin
hijos dependientes
31
Comience el Año Nuevo Correctamente
– Programe sus Exámenes Hoy Mismo
El comienzo del año es el momento perfecto para renovar su compromiso con una vida más saludable, y una de las formas más
fáciles de proteger su salud es programar su chequeo anual y sus exámenes preventivos. Los exámenes le permiten a usted y a su
médico controlar cualquier inquietud de salud que pueda tener, y una detección temprana puede hacer toda la diferencia en su
respuesta al tratamiento. Por supuesto, su Fondo Nacional de Beneficios cubre los exámenes recomendados sin que signifique
ningún costo para usted.
Recuerde, puede someterse a
exámenes de detección de
enfermedades crónicas como
hipertensión, colesterol alto y
diabetes sólo visitando a su
médico o asistiendo a una
feria de salud de 1199SEIU.
La lista de exámenes
recomendados es sólo un
punto de partida. Hable
con su médico sobre otros
exámenes que podría
necesitar, como:
• un análisis de orina para
detectar alguna enfermedad
renal crónica que por lo
general, no se detecta
hasta que se encuentra
en una etapa avanzada;
• examen de VIH o examen
de enfermedades
transmitidas sexualmente
(STD, por sus siglas en
inglés) y
• análisis de sangre y pruebas
para detectar la depresión
y el cáncer de piel.
Su médico puede recomendar pruebas más frecuentes dependiendo de su historia familiar o si sufre de determinadas
afecciones de salud.
“I feel so much better,
and I hope sharing my
experience will help
others,” Zoila said.
“Every member should
know that this service
is there for them and
that it really works.”
Fuentes:Academia Americana de Médicos de
Familia, Sociedad Americana del Cáncer,
Departamento de Salud y Servicios
Humanos de los Estados Unidos.
* Pese a estudios recientes, que lo recomiendan cada 2 o 3 años, su Fondo todavía recomienda que se acaten las pautas de
la Sociedad Americana del Cáncer.
30
FOR YOUR BENEFIT
7
Healthy Eating
We’re Still Cooking!
Síntomas del Ataque Cardíaco:
las Diferencias
entre los Hombres
y las Mujeres
Submit a Recipe for What’s Cooking Now
Our first edition of the Funds cookbook What’s Cooking was such a
hit that we wanted to update it to offer members fresh new ideas for
healthy cooking. But we can’t do it without your help! Like the
original, the new edition of What’s Cooking Now will be created by
members, for members. If you have an original nutritious recipe, or
one that you have modified, please share it with us.Your contribution
could help members and their families cook and eat healthier meals.
We’re looking for recipes for soups, salads, side dishes, entrees or
desserts. All the recipes are reviewed by our nutritional experts, and
only those recipes that are healthy and flavorful may be published.
If you don’t have a copy of the first edition of What’s Cooking, you
can get one by attending a Protecting Our Health workshop or
event or by ordering it through Amazon.com.
We’re looking for
recipes for soups,
salads, side dishes,
entrees or desserts.
To submit a recipe for the
new What’s Cooking Now,
please visit our website at
www.1199SEIUBenefits.org.
Then just fill in your recipe
on the easy-to-use form,
which gives you step-by-step
instructions, and click “Send”
– it’s that simple!
If your recipe is chosen,
you will receive a special gift.
So what are you waiting for?
Es importante conocer las diferencias entre los hombres y las
mujeres en los síntomas de ataque cardíaco. Con frecuencia
los signos de advertencia en las mujeres son más sutiles, difíciles de detectar y se pueden diagnosticar incorrectamente
como problemas de salud menos agudos. No obstante, independientemente de si es hombre o mujer y ha sufrido alguno
de los siguientes síntomas en el pasado, asegúrese de informar exactamente cómo se siente a los profesionales de atención de la salud donde obtiene sus cuidados médicos. Por
supuesto, si sufre algunos de estos síntomas en el futuro,
obtenga inmediatamente atención médica.
Mantener un peso saludable
Sólo perder unas cuantas libras puede dar grandes
resultados para tener un corazón más saludable. Con
cada libra que pierde, tenga en cuenta que está
mejorando la salud de su corazón.
Síntomas del Ataque Cardíaco
en las Mujeres
•
Pérdida de aliento que no necesariamente va acompañado
de molestias en el pecho
La Asociación Americana del Corazón recomienda hacer
ejercicios de intensidad moderada un mínimo de 30
minutos cinco días a la semana. Si eso le parece mucho,
trate de dividirlo durante el día en sesiones de 10 a 15
minutos de ejercicios cada vez que lo pueda hacer. ¡Cada
poquito cuenta!
•
Sensación de fatiga inusual, dolor en el cuerpo o debilidad
•
Náuseas, vómitos, dolores de cabeza, sudor frío y
cualquier otro síntoma parecido a la gripe
•
Sensación de dolor en la parte superior del cuerpo, pecho,
hombros, cuello y espalda
Dejar de fumar
•
Sensación de ansiedad o intranquilidad sin explicación
Hacer ejercicios con regularidad
Todos sabemos que fumar causa enfermedades cardíacas,
pero si es un fumador también sabe que dejar los cigarrillos
no es fácil. Si está listo para dejar de fumar, llame al
Servicio de Entrenamiento de Salud de 1199SEIU para
unirse al programa para dejar de fumar. Es gratuito y le
puede brindar el apoyo que necesita para dejar el hábito,
para siempre. ¡Llame hoy mismo al (866) 935-1199!
Sométase a chequeos y
exámenes regulares
Para supervisar la salud de su corazón, sométase a un chequeo
anual de su médico de atención primaria y exámenes
regulares de presión arterial y colesterol. Recuerde: su
Fondo le ofrece cobertura para todos estos servicios.
8
en los Hombres
•
Episodios intermitentes de dolor de pecho, presión
incómoda, sensación de llenura, opresión o dolor en
el pecho
•
Molestias o dolor en uno o en ambos brazos, cuello,
mandíbula, espalda o estómago
•
Falta de aliento, aturdimiento, náuseas o sudoración
•
Incomodidad abdominal que puede sentirse
como indigestión
29
Vida Saludable
Información Básica para
un Corazón Sano
¿Sabía usted que las enfermedades cardíacas
constituyen la causa número uno de muertes en
hombres y mujeres en los Estados Unidos? En efecto,
la Asociación Americana del Corazón calcula que
más de 64 millones de personas en los Estados
Unidos tienen una o varias formas de enfermedades
cardiovasculares.
Parece obvio pero un corazón sano es esencial para
vivir una vida plena y saludable.Y la forma de tener
un corazón sano es comiendo de manera saludable,
haciendo ejercicios y evitando comportamientos
dañinos como fumar y beber alcohol en exceso.
Nuestro corazón, un sólo músculo que no es más
grande que un puño, realiza el servicio de soporte
vital más crítico al bombear la sangre rica en oxígeno
a través del cuerpo para que todos sus complejos
sistemas y órganos trabajen bien juntos y nos hagan
sentir bien.
Si consumimos comidas no saludables que
comprometen la función de nuestro corazón, este
tiene que hacer un esfuerzo para realizar su trabajo y
terminamos sintiéndonos mal y aumentando nuestro
riesgo de sufrir de afecciones y enfermedades
crónicas graves. Muchas grasas “malas” bloquean
nuestras arterias y causan la hipertensión, el colesterol
alto y la obesidad. Muchos alimentos procesados con
alto contenido de azúcar producen diabetes. Sufrimos
los mismos síntomas de salud deficiente cuando no
hacemos ejercicios.Y si fumamos, aumentamos
radicalmente nuestro riesgo de cáncer, hipertensión,
asma, enfermedades cardíacas, ataques al corazón y
un derrame cerebral.
Por otro lado, si consumimos alimentos de alta
calidad y mantenemos un peso saludable, nuestros
corazones y cuerpos trabajan juntos mejor y nos
sentimos mejor. No hay arterias bloqueadas ni otros
obstáculos que superar.
Así que a continuación le presentamos
algunos hábitos para tener un corazón sano
que puede incorporar a las vidas de sus
familias para reducir el riesgo de sufrir
enfermedades cardíacas o cualquiera de sus
afecciones o enfermedades relacionadas.
Common Nutrition Myths – Busted!
With all the conflicting nutrition advice floating around on
the Internet, in magazines and in lose-weight-fast diet
books, it can be hard to tell fact from fiction. So we got to
the bottom of some of the most common nutritional
myths to help keep you ahead of the curve and on the
track to healthy eating.
Myth: Skipping meals isn’t really so bad for me.
Reality: You might think that skipping meals will help
you lose weight, but studies show that people accumulate
more body fat when they eat fewer, larger meals instead of
smaller, more frequent meals. Skipping meals typically leads
to eating more food than you need throughout the day and
snacking on high-calorie foods to prevent hunger. Eating
more frequently will help reduce bloating, control blood
sugar and manage hunger. Snack on healthy foods like
fruits or vegetables to make sure your body gets the energy
it needs.
Myth: I’ll never lose weight unless I give up my
favorite “bad” foods.
Reality:
While most cravings pass in about five
minutes, research has shown that eating a healthy diet
doesn’t mean you have to deprive yourself of your favorite
foods – as long as you eat them in moderation and keep
it to a now-and-then basis. So go ahead and have that
brownie, but you might want to add an extra 15 minutes
to your walk that day. Or give your favorite foods a healthy
makeover. If you’re craving pizza, try making it at home so
you can top it with nonfat cheese and use a whole-wheat
crust. If you just have to have bacon, make it turkey bacon.
You’ll satisfy your craving without feeling deprived.
28
Myth:
If a food package says “all natural” on it, it has
to be healthy for me.
Reality:
Even if something is labeled “all natural,” it
can still contain high amounts of sugar, unsaturated fats or
other ingredients that can derail your healthy diet. Some
may even contain as much fat as a candy bar! To truly
figure out whether a product is healthy, be sure to read
the nutritional label – or better yet, opt for fresh fruit
or vegetables.
Myth: If I eat mostly low-fat foods, I will lose weight.
Reality: Research has shown that a low-fat or
reduced-fat food may actually have the same or more
calories than the full-fat version of the food. This is
because food manufacturers often replace fat with sugar.
Also, for many people, seeing the words “low-fat” or
“fat-free” is a green light to overeat. So, control your
portions and stick with a balanced diet, making sure you
get the recommended amounts of fruits, vegetables, whole
grains, lean proteins and dairy.
Myth:
Frozen fruits and vegetables are not as nutritious
as fresh ones.
Reality:
Just-picked produce does have more vitamins
and minerals, but nutrient levels drop during shipping and
storage. Frozen fruits and vegetables can be just as healthy
as fresh, if not more so, since they are picked and frozen
right after harvest, preserving their nutrients.When buying
frozen produce, remember to avoid those packaged in
sauces, which only add sodium or sugar and calories.
Sources:WebMD.com; mayoclinic.com; eatright.org
FOR YOUR BENEFIT
9
Healthy Fitness
Don’t Let Winter Put Your
During the winter months, the short days, icy temperatures and snow-covered streets can make sticking
to your walking routine a challenge – but not impossible.When the weather refuses to cooperate, there
are lots of ways you can keep up your walking or exercise routine inside.Try these suggestions and you
won’t have to give back all the hard-earned gains you’ve made in the last several months. Because as you
probably know, staying fit is a lot easier than getting fit.
• Take the stairs at work rather than using the elevator. If your building has stairwells that don’t
allow you to re-enter on every floor, you can start by walking up a few flights and taking the elevator
the rest of the way. After a while, you’ll probably be able to climb several flights of stairs without feeling
winded and you’ll notice the muscles in your legs firming up. Add a floor per week, as you feel ready,
and come spring you’ll be more than ready to move your routine back outside.
• Walk on a treadmill. If you already belong to a fitness club, now’s
the time to get back into the routine of going to the gym. Using a
treadmill lets you walk at your own pace, and as you build up your
stamina, you can walk faster, increase your distance or add inclines. If
you haven’t joined a health club, remember that you’re eligible for
discounted memberships at the YMCA of Greater New York, New
York Sports Clubs or Crunch Fitness. For more information, visit our
website, www.1199SEIUBenefits.org, or call a Member Services
representative at (646) 473-9200.
• Go to the mall early in the morning and walk a few laps inside
before the stores open. Of course, you can do this on your own, but
mall walking has become a popular cold-weather activity and you may
be able to find a group in your area. Or recruit friends and family
members to join you and start a group of your own.
• March in place or do household chores while watching TV,
especially during commercials. Stand and walk in place, lifting your
knees to waist level. Remember, consistency is more important than
endurance – keep at it for a few weeks and you’ll feel the difference.
• If you do head outside, dress in layers to protect yourself
against the cold. Exercise generates a lot of body heat, and wearing
several layers of clothing will keep you from catching a chill when your
sweat dries. Start with a shirt made from synthetic material so your
sweat will be drawn away from your body. Then add a cotton top and
a fleece or wool coat. And pay extra attention to your extremities,
making sure you keep your hands, feet, ears and head warm.
Sources:WebMD; America on the Move; Mayo Clinic
10
Únase
a
Nosotros
en Nuestro Taller
“Cumpla con su Resolución de Año Nuevo”
Sabemos lo difícil que puede ser cumplir una resolución de Año Nuevo, desde
comer mejor hasta hacer más ejercicios, y su equipo de Bienestar está a su
disposición para ayudarle. Únase a nosotros en el Taller “Cumpla con su
Resolución de Año Nuevo”, que se llevará a cabo el sábado 28 de enero en el
horario de 10:00 a. m. a 2:00 p. m. en el Penthouse de 330 West 42nd Street
en Manhattan.
El taller le ofrecerá las herramientas y estrategias que le ayudarán a
mantener su compromiso para vivir una vida más saludable. Habrá un
seminario de nutrición para tratar las formas de mejorar sus hábitos de
alimentación, una clase de ejercicios aeróbicos para todas las edades
impartida por el instructor del Fondo, Foluke Arthurton, y un taller sobre el
estrés para ofrecer consejos sobre el control de los niveles de estrés en el
hogar y en el trabajo. Es una manera divertida de obtener el apoyo que usted
necesita para hacer cambios saludables en su estilo de vida que no sólo serán
para todo el año sino también para toda la vida. Como incentivo adicional,
todos los participantes en el taller recibirán una copia del DVD Ejercicios Totales
para el Cuerpo con la Banda de Resistencia de 1199SEIU y una banda. Entonces
marque su calendario y nos vemos ahí.
Qué:
Taller “Cumpla con su
Resolución de Año Nuevo”
Cuándo: Sábado, 28 de enero de 2012
10:00 a.m. a 2:00 p.m.
Dónde: 330 West 42nd Street,
Penthouse
Para reservar su lugar, llame al (646) 473-8960,
opción 2, luego opción 1.
El estacionamiento validado de $10 estará
disponible al frente en Impark, y se ofrecerá
cuidado infantil para los niños de 3 años
y mayores
27
Acondicionamiento Físico Saludable
No Deje que el Invierno
Congele su Rutina de Ejercicios
Durante los meses del invierno, los días más cortos, las temperaturas heladas y las calles cubiertas de nieve
pueden hacer que sea un reto mantener su rutina de caminar, pero no es imposible. Cuando el clima no
coopera, existen muchas formas de mantener su rutina de caminar o de ejercicios en interiores. Intente
seguir estas sugerencias y no tendrá que perder todo lo que ha ganado con tanto esfuerzo en los últimos
meses. Porque como probablemente ya sabe, mantenerse en buena condición física es mucho más fácil que
alcanzar una buena condición física.
•
Use las escaleras en el trabajo en lugar de utilizar el ascensor. Si su edificio tiene cubos de escaleras
que no le permiten reingresar en cada piso, puede comenzar subiendo varios pisos y tomando el
ascensor para el resto del camino. Después de un tiempo, probablemente podrá subir varias escaleras
sin sentirse cansado y observará que los músculos en sus piernas se vuelven más duros. Agregue un
piso por semana, a medida que se sienta listo, y una vez que venga la primavera estará más que listo
para trasladar su rutina afuera nuevamente.
•
•
•
•
Camine en una banda caminadora. Si ya pertenece a un club para
mantenerse en forma, este es el momento para regresar a la rutina de ir al
gimnasio. Utilizar la banda caminadora le permite caminar a su propio
ritmo, y a medida que se sienta más seguro, puede caminar más rápido,
aumentar su distancia o agregar inclinación. Si no se ha unido a un
gimnasio, recuerde que usted es elegible para recibir descuentos en
membresías en YMCA of Greater New York, New York Sports Clubs
o Crunch Fitness. Para obtener información adicional, visite nuestro
sitio web, www.1199SEIUBenefits.org, o llame a un representante
de Servicios para los Miembros al (646) 473-9200.
Vaya al centro comercial temprano en la mañana y haga varias caminatas
adentro antes de que abran las tiendas. Por supuesto que puede hacer esto
por su propia cuenta, pero caminar en los centros comerciales se ha
convertido en una actividad popular en los días en que el clima está frío
y es posible que pueda encontrar un grupo en su área. O reclute a
amigos y familiares para que se unan a usted y comience su propio grupo.
Camine en el lugar o haga tareas domésticas mientras mira televisión,
especialmente durante los comerciales. Levántese y camine en el lugar, elevando
sus rodillas al nivel de la cintura. Recuerde que la regularidad es más importante
que la resistencia, siga haciéndolo durante varias semanas y notará la diferencia.
Si sale afuera, vístase en capas para protegerse contra el frío. El ejercicio genera
mucho calor en el cuerpo, y utilizar varias capas de ropa impedirá que agarre frío
cuando se seque el sudor. Comience usando una camisa hecha de material
sintético para que el sudor salga fuera de su cuerpo. Luego agregue un suéter de
algodón y un abrigo de forro polar o lana.Y asegúrese de prestar atención
adicional a sus extremidades, mantenga abrigados sus manos, pies, orejas y cabeza.
Fuentes:WebMD; America on the Move; Mayo Clinic
26
Join
Us
“Keep Your New Year’s Resolution” Workshop
at Our
We all know how hard it can be to stick to a New Year’s
resolution – from eating better to exercising more – and your
Wellness team is here to help. Join us at the “Keep Your New
Year’s Resolution” Workshop, taking place on Saturday,
January 28, from 10:00 am to 2:00 pm in the Penthouse at 330
West 42nd Street in Manhattan.
The workshop will offer you tools and strategies to help you
keep your commitment toward living a healthier life. There
will be a nutrition seminar to discuss ways to improve your
eating habits, an all-ages aerobic exercise class led by our
Funds’ instructor, Foluke Arthurton, and a stress workshop to
offer tips in managing stress levels at home and at work. It's a
fun way to get the support you need to make healthy lifestyle
changes that will last not just all year but for a lifetime. For
added incentive, all workshop participants will receive an
1199SEIU Resistance Band Total-Body Workout DVD and band.
So mark your calendar, and we'll see you there!
What: “Keep Your New Year’s
Resolution” Workshop
When: Saturday, January, 28, 2012
10:00 am to 2:00 pm
Where: 330 West 42nd Street,
Penthouse
To reserve your spot, please call (646) 473-8960,
option 2, then option 1.
Validated parking for $10 will be available
across the street at Impark, and child care will
be offered for children ages 3 and above.
FOR YOUR BENEFIT
11
Healthy Living
Healthy Heart Basics
Did you know that heart disease is the numberone cause of death in men and women in the
U.S.? In fact, the American Heart Association
estimates that more than 64 million people
in the U.S. have one or more forms of
cardiovascular disease.
It sounds obvious, but a healthy heart is essential
to living a healthy, fulfilling life. And the way to
a healthy heart is by eating well, exercising and
avoiding harmful behaviors like smoking and
drinking alcohol in excess. Our heart, a single
muscle no bigger than a fist, performs the most
critical life-sustaining service by pumping oxygenrich blood throughout the body so that all of its
intricate systems and organs work well together
and we feel good.
If we eat unhealthy foods that compromise our
heart’s function, it has to struggle to perform its
job and we end up feeling ill and increasing our
risk of serious chronic conditions and disease.
Too many “bad” fats clog our arteries and lead to
hypertension, high cholesterol and obesity. Too
many high-sugar, processed foods lead to diabetes.
We suffer the same poor health symptoms when
we don’t exercise. And if we smoke, we dramatically
increase our risk for cancer, hypertension, asthma,
heart disease, heart attacks and strokes.
On the other hand, if we eat high-quality food
and maintain a healthy weight, our hearts and
bodies work together better and we feel good.
There are no clogged arteries or other obstacles
to overcome.
Mitos Comunes sobre la Nutrición – Desenmascarados!
Con todos los consejos conflictivos sobre la nutrición que
están flotando en la Internet, en revistas y en libros de dietas
para perder peso rápidamente, puede ser difícil diferenciar los
hechos de la ficción. Así que vamos a analizar algunos de los
mitos más comunes sobre la nutrición para ayudarle a estar
bien informado y en camino hacia una alimentación saludable.
Mito:
En realidad, saltearme comidas no es tan dañino
para mí.
So here are some heart-healthy
habits you can incorporate into
your families’ lives to lower the
risk of heart disease or any of its
related conditions or diseases.
Realidad: Usted puede pensar que saltearse comidas le
ayudaría a perder peso, pero los estudios demuestran que las
personas acumulan más grasa en el cuerpo cuando consumen un
menor número de comidas más grandes, en lugar de consumir
más frecuentemente comidas más pequeñas. Saltearse comidas
típicamente conduce a comer más comida que la que necesita
durante el día y a consumir refrigerios de alimentos de altas
calorías para prevenir el hambre. Comer más frecuentemente le
ayudará a reducir la sensación de sentirse hinchado, a controlar
el azúcar en la sangre y el hambre. Consuma refrigerios de
comidas saludables como frutas o verduras para asegurarse de
que su cuerpo obtenga la energía que necesita.
Mito:
Si un paquete de alimentos dice “todo natural”,
tiene que ser saludable para mí.
Realidad: Incluso si tiene la etiqueta que dice “todo
natural”, todavía puede contener grandes cantidades de azúcar,
grasas no saturadas u otros ingredientes que pueden desbaratar
su dieta saludable. ¡Algunos pueden contener tanta grasa
como una barra de golosina! Para averiguar realmente si un
producto es saludable, asegúrese de leer la etiqueta de
nutrición, o mejor aún, elija una fruta fresca o verduras.
Mito:
Si como mayormente alimentos bajos en grasas,
perderé peso.
Mito:
Realidad: Las investigaciones han demostrado que los
alimentos bajos en grasas o de grasas reducidas pueden tener las
mismas calorías o más que las versiones con la cantidad completa
de grasas de los alimentos. Esto se debe a que con frecuencia los
fabricantes de alimentos reemplazan las grasas con azúcar.
También, para muchas personas, ver las palabras “bajo en grasas”
o “sin grasas” significa tener una luz verde para comer en exceso.
Por ello debe controlar sus porciones y seguir una dieta
balanceada, asegurándose de obtener las cantidades recomendadas
de frutas, verduras, granos enteros, proteínas magras y lácteos.
Realidad:
Mito:
Nunca voy a perder peso a menos que deje de
consumir mis “malos” alimentos favoritos.
Aunque la mayoría de los antojos pasan en
cerca de cinco minutos, las investigaciones han demostrado
que consumir una dieta saludable no significa que tiene que
privarse de sus comidas favoritas, siempre que las consuma
con moderación y que lo haga de vez en cuando. Así que siga
adelante y cómase ese brownie, pero agregue unos 15 minutos
adicionales a su caminata ese día. O dé a sus comidas favoritas
una transformación saludable. Si tiene antojo de pizza, trate de
prepararla en casa para que pueda utilizar queso sin grasa y una
base de harina integral. Si tiene que utilizar tocino, use tocino
de pavo. Así podrá satisfacer su antojo sin sentirse privado.
Las frutas y verduras congeladas no son tan nutritivas como las frescas.
Realidad: Los alimentos recién cosechados tienen más
vitaminas y minerales, pero los niveles de nutrición bajan
durante el embarque y almacenamiento. Las frutas y verduras
congeladas pueden ser tan saludables como las frescas, sino más,
ya que son recogidas y congeladas inmediatamente después de
la cosecha, preservando así sus nutrientes. Cuando compre los
productos congelados, recuerde evitar aquellos empacados en
salsas, ya que sólo agregan sal o azúcar y calorías.
Fuentes:WebMD.com; mayoclinic.com; eatright.org
12
25
Comer Saludable
¡Todavía Seguimos Cocinando!
Heart Attack Symptoms:
Contribuya con una Receta para Qué Está
Cocinando Ahora
The Differences
Between Men
and Women
Nuestra primera edición del libro de cocina del Fondo, Qué está
cocinando, tuvo tanta demanda que queremos actualizarlo para ofrecer
a los miembros nuevas ideas sobre cómo cocinar en forma saludable.
¡Sin embargo, no podemos hacerlo sin su ayuda! Como fue el caso de
la versión original, la nueva edición de Qué Está Cocinando será creada
por los miembros y para los miembros. Si tiene una receta original
nutritiva, o una que ha modificado, compártala con nosotros. Su
contribución puede ayudar a los miembros y a sus familias a cocinar
y consumir comidas más saludables.
Estamos buscando recetas para sopas, ensaladas, acompañamientos,
platos principales o postres.Todas las recetas son revisadas por nuestros
expertos en nutrición, y sólo aquellas recetas que son saludables y
sabrosas podrán ser publicadas. Si usted no tiene una copia de la
primera edición de Qué Está Cocinando, la puede obtener asistiendo a
un taller o evento de Protección de Nuestra Salud, o pidiéndola por
medio de Amazon.com.
Estamos buscando
recetas para
sopas, ensaladas,
acompañamientos,
platos principales
o postres.
Para contribuir una receta
para la nueva edición de Qué
Está Cocinando Ahora, visite
nuestro sitio web en
Luego simplemente ponga
su receta en el formulario
fácil de usar que le da
instrucciones a seguir paso a
paso y haga clic en “Enviar”,
¡es así de simple!
Si su receta es elegida
también recibirá un regalo
especial. Por lo tanto,
¿qué está esperando?
Maintain a Healthy Weight
It’s important to know the difference in heart attack
symptoms between men and women. The warning signs
in women are often more subtle, harder to detect and
can be misdiagnosed as less severe health problems.
Nevertheless, whether you are a man or woman and
have experienced any of the following symptoms in the
past, be sure to tell the healthcare professionals where
you seek medical care exactly what you were feeling.
Of course, if you experience any of these symptoms in
the future, seek medical advice immediately.
Losing just a few pounds will go a long way toward
making your heart healthier. So with every pound
you lose, keep in mind that you are improving your
heart health.
Heart Attack Symptoms
in Women
Exercise Regularly
•
Loss of breath not necessarily accompanied by
chest discomfort
•
Feeling of unusual fatigue, body aches or weakness
•
Nausea, vomiting, headaches, cold sweats and other
flu-like symptoms
•
Feeling of pain in the upper body – chest, shoulders,
neck and back
•
Feeling of unexplained anxiety or unease
The American Heart Association recommends
exercising with moderate intensity a minimum of
30 minutes five days a week. If that sounds like a lot,
try breaking it up throughout the day with 10- to
15-minute sessions of exercise whenever you can fit
them in. Every little bit counts!
Quit Smoking
We all know that smoking leads to heart disease, but if
you’re a smoker you also know giving up cigarettes is not
easy. If you are ready to quit, call the 1199SEIU Health
Coaching Service to join the smoking-cessation program.
It’s free and can provide you with the support you need
to kick the habit – for good. Call (866) 935-1199 today!
Get Regular Checkups and Screenings
To monitor your heart health, get an annual check-up
from your primary care physician and regular blood
pressure and cholesterol screenings. Remember:Your
Fund has you covered for all of these services.
24
Heart Attack Symptoms in Men
•
Intermittent episodes of chest pain, uncomfortable
pressure, fullness, squeezing or pain in the chest
•
Discomfort or pain in one or both arms, the neck,
jaw, back or stomach
•
Shortness of breath, lightheadedness, nausea
or sweating
•
Abdominal discomfort that may feel like indigestion
FOR YOUR BENEFIT
13
Start the New Year Off Right –
Schedule Your Screenings Today
The beginning of the year is the perfect time to renew your commitment to healthy living, and one of the easiest ways to
protect your health is to schedule an annual checkup and your preventive screenings. Screenings allow you and your doctor
to stay on top of any health concerns you may have, and early detection can make all the difference in your response to
treatment. Of course, your National Benefit Fund covers the recommended screenings at no cost to you.
Remember, you can be
screened for chronic
conditions like hypertension,
high cholesterol and diabetes
just by visiting your doctor
or by attending an 1199SEIU
health fair. The list of
recommended screenings is
just a starting point.Talk to
your doctor about other tests
that you may need, including:
•
•
•
“Me siento mucho mejor,
y espero que compartir
mi experiencia ayudará
a otros”, dija ella.
“Cada miembro debe
saber que este servicio
está a su disposición y
que realmente funciona”.
a urinalysis to check for
chronic kidney disease,
which often goes
undetected until it has
become advanced;
HIV and/or STD
screening; and
blood counts and tests
for depression and skin
cancer.
Sources: American Academy of Family
Physicians, American Cancer Society, U.S.
Department of Health and Human Services
Your doctor may recommend more frequent screenings, depending on your family history or if you have certain
health conditions.
* Despite recent studies, which recommend every 2 or 3 years, your Fund still recommends that you adhere to the
American Cancer Society guidelines.
14
23
Perfil del Miembro
Un Entrenador de Salud Facilita el Camino hacia una Mejor Salud
Zoila logró controlar su diabetes con la colaboración de un entrenador de salud de 1199SEIU
Como muchos de nosotros, Zoila Quito comía
grandes cantidades de comidas no muy saludables
que le encantaban y muy pocas de las comidas más
nutritivas que le parecían menos apetecibles. Pese a
ello, pensaba que estaba comiendo bastante bien y
que su salud en general era buena. Pero en su
chequeo anual el verano pasado, Zoila descubrió que
su nivel de azúcar en la sangre estaba peligrosamente
elevado y que sufría de diabetes Tipo 2. Su médico le
recetó medicamentos y la derivó a un nutricionista,
diciéndole que si quería evitar inyecciones diarias de
insulina, tendría que considerar como una prioridad
principal tener una mejor nutrición.
Poco después de su diagnóstico, Zoila que es un
Técnico de Atención de Pacientes en el NYU
Medical Center, recibió una llamada en su hogar
en Queens de uno de los entrenadores de salud de
1199SEIU. Después de su primera conversación, su
entrenador de la salud le envió pautas específicas
de dieta que incluían una relación de los tipos de
comida que necesitaba comer más frecuentemente, y
los tipos de comida que necesitaba limitar o eliminar.
El paquete de información también incluía el nuevo
diagrama MiPlato del Departamento de Agricultura
de los Estados Unidos (USDA), que recientemente
reemplazó a la pirámide de alimentos que era algo
confusa. MiPlato detalla las porciones recomendadas
de cada grupo de alimentos para cada comida y
brinda una herramienta visual que Zoila dijo que le
abrió los ojos sobre algunos de los hábitos que
necesitaba cambiar “Puse esa guía en el frente de mi
refrigerador y la utilizo para el desayuno, almuerzo y
comida”, dijo ella. “Pude ver que necesitaba comer
más verduras y menos arroz, y este es uno de los
cambios que he podido hacer sin mucho esfuerzo”.
Zoila le da el crédito al servicio de entrenamiento
que le ayudó a transformar su dieta y a poner su
diabetes bajo control.Tener la posibilidad de llamar
a alguien que está familiarizado con su enfermedad
y que le puede ofrecer un apoyo individual y un
consejo experto ha sido invalorable, dijo ella. En
lugar de tener que esperar para su próxima cita con
su nutricionista, Zoila puede contactar a un
22
entrenador de salud (o a nuestra línea de ayuda de
enfermería disponible las 24 horas) para obtener
respuestas a las preguntas que tiene a medida que se
le presentan. “El servicio de entrenamiento de salud
me ha ayudado muchísimo porque tienen el tiempo
para dedicarse a mí cuando lo necesito”, dijo. “Si
tengo una pregunta, llamo a un entrenador de salud
y me dan la respuesta”.
Para alguien que admite que solía comer demasiados
refrigerios salados, eliminar las opciones no saludables
como por ejemplo los nachos ha sido difícil, pero
Zoila dijo que trabajar con su entrenador de salud e
ir al consultorio de su nutricionista le enseñó la
importancia de contar las calorías y de ejercer un
control apropiado de las porciones. Ahora, con
frecuencia sustituye una fruta por una bolsa de chips
cuando siente ganas de tomar un refrigerio, y sus
esfuerzos están dando resultados. Su nivel de azúcar
en la sangre ahora está bajo control, comenta, aunque
continúa midiéndolo antes y después de las comidas.
También observó una gran diferencia en su nivel de
energía en un periodo de tiempo relativamente
corto, y como un beneficio adicional, su presión
arterial está más baja luego de estar durante muchos
años en el extremo superior de la escala. “Me siento
mucho mejor, y espero que compartir mi experiencia
ayudará a otros”, dijo ella. “Cada miembro debe
saber que este servicio está a su disposición y que
realmente funciona”.
¿Tiene una historia
saludable que compartir?
Siempre buscamos la oportunidad de
destacar a miembros que han usado sus
beneficios de 1199SEIU para ayudar a bajar
de peso, controlar una enfermedad crónica
o sólo mejorar su estilo de vida en general.
Si desea aparecer en un número futuro
de Para su beneficio, contacte al Fondo en
[email protected].
Helping You Get the Most
Each year, the 1199SEIU National Benefit Fund’s Tax Assistance Program helps thousands of eligible
members claim the Earned Income Tax Credit and get the highest tax refund possible.The Fund is again
partnering with New York City’s EITC Coalition to help you prepare your tax return.The EITC
Coalition is led by the New York City Department of Consumer Affairs, and includes the city’s Office
of Financial Empowerment and the Food Bank For New York City.
Other Programs
Zoila Quito
Visit our NYC Partners for Free Tax Preparation
Whether or not you qualify for the EITC, as long as your 2011 household income was below $50,000
(or $18,000 if you are single and have no dependents), our partners at the Food Bank For New York City
are offering free tax preparation events where our members work and live. And if you qualify for the
EITC, the tax experts onsite will help you file for the credit. For complete details on the locations, times
and dates for the free tax preparation events, please call 311.
Claim Your EITC
You can check whether you meet
the income requirements for the
EITC by using the 2011 tax guidelines listed here:
•
Income below $43,998
($49,078 if married,
filing a joint return)
with three or more
dependent children
•
filing a joint
return) with two
dependent children
•
filing a joint
return) with one
dependent child
•
filing a joint
return) with no
dependent children
FOR YOUR BENEFIT
15
Use Your 1199SEIU Coupon to Get Even Greater
Discounted Tax Services at H&R Block
If you can’t make it to one of the free tax preparation locations, we’ve negotiated an exceptional
special discount with H&R Block this year for members living in the five New York City
boroughs, Long Island, New Jersey and, new this year,Westchester County. Members living
in any of these areas whose 2011 household income was $41,000 or less with dependents
($31,000 or less for single members with no dependents) and who are eligible for the EITC
can have their tax return prepared at a local H&R Block office for only $1! (Members who
don’t qualify for the EITC and whose 2011 household income meets the guidelines can have
their return prepared for $19.)
If your 2011 household income was higher than these limits but less than $100,000, H&R
Block will prepare your taxes on a sliding scale of fees that will not exceed $125. Simply
bring the 1199SEIU discount coupon to your appointment and present it to your H&R
Block representative – there are no other requirements to qualify for this reduced rate.
So be sure to watch your mail in the next few weeks for
more information about our H&R Block Discount
Program and the coupon you’ll need to receive
your discount. The coupon will be valid
between January 23, 2012, and April 17, 2012.
H&R Block
Discounts for
1199SEIU Members
at a Glance
•
•
•
16
Pay just $1 to have your
returns filed if your household
income is less than $41,000
and you are EITC-eligible
H&R Block’s New
Program Can Mean
Even More Money
in Your Pocket
This year, H&R Block is also offering
a new program for 1199SEIU members
called Second Look Review. Bring in
your 2010, 2009 or 2008 tax returns to
any Block office in the five boroughs,
Pay up to $125 based on the
Long Island, New Jersey or Westchester
complexity of your return if
during
February and March, and a tax
your household income is
professional will review them – for free – to
more than $41,000 but
be
sure that they were accurate and that you
does not exceed $100,000
received all possible credits and deductions.
Whether you want to file an amended return is
up to you.While you will not be charged for the
review, the cost to file an amended return will be $79 per
return, which covers both state and federal returns.
Pay just $19 if your household
income is less than $41,000,
but you are not EITC-eligible
Obtenga Apoyo Personalizado de un
Entrenador de Salud
¡Conteste la Llamada!
Junto con su médico, su entrenador de salud personal también puede ayudarle a
controlar enfermedades crónicas, como la enfermedad cardíaca y la diabetes. Y
nuestros programas de control del peso y ayuda para dejar de fumar ofrecen un
apoyo específicamente creado para dos de los retos de salud más importantes en
los Estados Unidos.
¡Haga la Llamada!
¿Ha tomado por fin la decisión de asumir el control de su peso o dejar de fumar
para siempre? Dado que estos dos cambios saludables pueden encabezar la lista
de deseos de millones de personas, como miembro del 1199SEIU puede obtener el
beneficio añadido de un entrenador de salud personal que le ayude a alcanzar sus
objetivos. Nuestros programas de control de peso y de ayuda para dejar de fumar
le conectan con entrenadores de salud profesionales y capacitados que le ayudarán
a desarrollar un plan y a cumplirlo, ofreciendo asesoramiento experto, apoyo y
estímulo a lo largo del camino. Por eso llame hoy mismo al (866) 935-1199, ¡y deje
de tratar de hacerlo solo!
La Línea de Ayuda
de Enfermería del
1199SEIU Disponible
las 24 Horas
(866) 935-1199
Recuerde, para recibir ayuda a
cualquier hora, puede llamar a
nuestra Línea de Ayuda de Enfermería
disponible las 24 horas del día, 7
días de la semana, para formular
cualquier pregunta médica, si su
hijo tiene fiebre en el medio de la
noche, si no está seguro sobre un
medicamento en particular o por
cualquier otra pregunta médica.
Para obtener información adicional y apoyo por Internet, visite nuestro sitio web, www.1199SEIUBenefits.org, y haga clic
en el enlace del Servicio de Entrenamiento de Salud. Nuestra identificación de grupo es 1199SEIU.
21
¡Ya llegó el Calendario de Protección
de Nuestra Salud de 2012!
Su nuevo calendario de Protección de Nuestra Salud de 2012 de 1199SEIU puede ayudar
a que usted y su familia se mantengan saludables durante todo el año. El calendario de
2012 está diseñado para ayudarle a usted y a su familia a elegir opciones saludables
durante el año. Está lleno de consejos para un estilo de vida saludable, datos sobre
nutrición y acondicionamiento físico, e información útil de contactos. Para recibir una
copia visite uno de los talleres, eventos o ferias de salud de Protección de Nuestra Salud
del Fondo de Beneficios. Sírvase visitar nuestro sitio web en www.1199SEIUBenefits.org
para ver eventos venideros en el calendario de nuestro Fondo.
Celebración de
la Igualdad de
Matrimonio y Lo
Que Significa para
Nuestros Fondos
Mucho antes de que el Estado de Nueva
York otorgara los derechos de igualdad de
matrimonio a las parejas de homosexuales
y lesbianas con vigencia a partir del 24
de julio de 2011, su Fondo Nacional de
Beneficios ofreció cobertura de beneficios a
las parejas convivientes del mismo sexo de
los miembros. Por lo tanto, era necesario
actualizar las normas del Fondo Nacional de
Beneficios ahora que el matrimonio es una
opción legal en el Estado de Nueva York.
Esto significó garantizar que las normas del
Fondo Nacional de Beneficios sobre las
parejas convivientes del mismo sexo, que
tenían requisitos distintos para probar la
relación de pareja, se aplicarán sólo a
aquellos estados que todavía no reconocen
la igualdad de matrimonio. Pero si usted
vive en el Estado de Nueva York o en un
estado vecino que reconoce la igualdad de
matrimonio, debe estar casado para recibir
los beneficios de salud de un cónyuge.
Sin embargo, los Administradores decidieron
dar a las parejas del mismo sexo un período
de gracia de un año completo desde la fecha
de vigencia de la ley para que contraigan
matrimonio con el fin de continuar con la
cobertura. Enviamos cartas a nuestros
miembros que tenían beneficios de pareja
conviviente en ese momento, pero queremos
garantizar que todos tengan la información
para que eviten cualquier interrupción en la
cobertura. A partir del 24 de julio de 2012, las
parejas del mismo sexo que viven en un estado
que reconoce la igualdad de matrimonio
deben proporcionar al Fondo las pruebas de
matrimonio. Una vez que haya contraído
matrimonio, sírvase presentar una copia de su
certificado de matrimonio y un Formulario de
Cambio de Inscripción para que actualicemos
la elegibilidad de su cónyuge. Puede acceder
al formulario en nuestro sitio web en
www.1199SEIUBenefits.org. Por supuesto
que también puede pedir asistencia a su
Coordinador de Ayuda.
20
2012 Anne Shore
Sleep-Away Camp Program
for Children Ages 9 to 15 Years
ANNE SHORE SLEEP-AWAY CAMP PROGRAM
2012 ELIGIBILITY COUPON
(Please print clearly in ink)
Member First Name ___________________________________________________
Each year, the Summer Camp Program sends more than 800 children of
1199SEIU members to three- and four-week sleep-away camps in the
Northeast – at no cost to their parents.
Member Last Name ___________________________________________________
To apply for the Anne Shore Sleep-Away Camp Program, simply fill out
the coupon and return it to the 1199SEIU Child Care Corporation before
January 31, 2012. If your child is eligible, our program staff will contact you
to schedule an appointment to attend a mandatory orientation in order
to select the camp that best suits your child’s needs and interests.
City ___________________________________ State _________ Zip __________
Member ID No. ______________________________________________________
Address __________________________________________ Apt. No. __________
Home Phone _______________________________________________________
Cellular Phone ______________________________________________________
Work Phone ________________________________________________________
Employed at ________________________________________________________
Please note: There is a $10 application fee, which must be paid at the time
of the orientation.
Job Title _________________________________ Shift Worked _______________
Child’s Name _______________________________________________________
This Summer Camp Program is a three- to four-week sleep-away
camp. This application is not for day camp.
Child’s Date of Birth ___________________________________________________
School ________________________________________ Current Grade _________
Member E-mail Address _______________________________________________
Plan Now for the 2012-2013
Joseph Tauber Scholarship Program
College Scholarship Opportunities for Children (up to age 22)
The Joseph Tauber Scholarship Program offers scholarships to children (up
to age 22) of eligible 1199SEIU members who are attending accredited
undergraduate programs. Award amounts vary according to need, with a
minimum annual award of $750. There are also Study Incentive Awards
for scholarship recipients who maintain a grade point average of 3.0 or
better during the spring and/or fall semester. In addition, the 1199SEIU
Next Generation RN Scholarship program provides financial and academic
assistance to children of 1199SEIU members in the clinical phase of a
nursing program. To find out if your child qualifies, or if you have any
questions, please call (646) 473-8999.
Member Information:
National Benefit Fund (NBF)
Greater New York Child Care Fund
NBF Rochester-Area Members
Complete this form in its entirety and return it before January 31, 2012. Mail it to: 1199SEIU Child
Care Corporation, Anne Shore Sleep-Away Camp Program, P.O. Box 955, New York, NY 10108-0955.
You may also fax this form to the attention of the Anne Shore Sleep-Away Camp Program at (646) 4738311. A separate coupon must be submitted for each individual child.
JOSEPH TAUBER SCHOLARSHIP PROGRAM
REQUEST FOR 2012-2013 SCHOLARSHIP APPLICATION
Student Name ______________________________________________________________
E-mail Address ______________________________________________________________
Date graduated from, or expected to graduate from high school __________________________
College Entrance Date ________________________________________________________
To request an application to the Joseph Tauber Scholarship Program, fill out
the coupon and return it before January 31, 2012. You may also download the
coupon by visiting our website at www.1199SEIUBenefits.org/ccf during the
application request period. Please note that automatic award renewals are not
granted; previous scholarship recipients must reapply each year for consideration.
New applicant in post-secondary school
Previous applicant
Member Information:
Member Name ______________________________________________________
Member ID No. ______________________________________________________
Please fax your completed coupon to (646) 473-6949 or mail it to the following address: 1199SEIU Child Care Corporation, Joseph Tauber Scholarship
Program, 330 West 42nd Street, 18th Floor, New York, NY 10036-6977. If you
submit your coupon as instructed, in March you will be sent an application
folder or Scholarship Kit, which includes several forms that must be completed
and returned per the specific instructions and dates indicated, in order for your
application to be valid. If you have already sent in a coupon, do not send in
another. If both parents are 1199SEIU employees, send one coupon only.
THIS COUPON IS VALID FOR THE 2012-2013 AWARD YEAR ONLY.
This coupon is an application request form only. It is not an
actual application.
Address ___________________________________________________________
City ___________________________________ State _________ Zip __________
Home Phone _______________________________________________________
Cellular Phone ______________________________________________________
LPN Welfare Fund
This coupon must be received by the Scholarship department before January 31, 2012, in order for
us to send you an official Scholarship Kit. If you have not received your Scholarship Kit by April 1, 2012,
please call us so that we can assist you.
FOR YOUR BENEFIT
17
Invierno de 2012
Para Su Beneficio
Mensaje de la Directora Ejecutiva
Durante los últimos meses, muchos de ustedes han tomado medidas para hacer
cambios saludables en su vida y para crear una cultura de salud en sus centros de
trabajo. En efecto, ¡hasta el momento más de 1,500 de ustedes se han inscrito para ser
Campeones de Bienestar! Si no se ha inscrito aún, todavía hay tiempo, y lo alentamos
para que sea un líder en este importante esfuerzo de crear una cultura de salud en
nuestras instituciones.
En este número de Para Su Beneficio, encontrará todos los detalles que necesita para
participar en esta iniciativa nueva y emocionante. Además, encontrará abundante
información sobre cómo hacer para que tanto usted como su familia se mantengan
saludables pese al helado clima invernal, desde pautas saludables para el corazón hasta
los mitos comunes de nutrición, cronogramas para las evaluaciones médicas habituales
e ideas sobre cómo hacer ejercicios en los meses más fríos. También podrá leer una
historia inspiradora de uno de nuestros miembros que trabajó con un entrenador de
salud de 1199SEIU para controlar su diabetes y dar un vuelco su salud.
Por supuesto que también hemos incluido la información sobre los beneficios y
servicios que están a su disposición por medio de su Fondo, incluidas la preparación
de impuestos gratuita o con descuento para ayudarle a obtener miles de dólares más
en su devolución de impuestos, oportunidades para ir de campamento y becas para
sus hijos.
Esperamos que disfrute de este número de Para Su Beneficio, ¡y lo utilice para comenzar el
año 2012 de forma saludable!
Atentamente,
Mitra Behroozi
Directora ejecutiva
Fondos de Beneficios y Pensiones de 1199SEIU
18
Sea un Campeón de Bienestar
y reclute a sus compañeros miembros para que
también estén más saludables
Durante varios meses, el Fondo Nacional de Beneficios ha
estado colaborando con el Sindicato y sus empleadores para
apoyar las iniciativas de bienestar en el lugar de trabajo dentro
de nuestras instituciones, y ayudar a que los miembros vivan
vidas más saludables. Como parte de esta iniciativa, cerca de
1,500 de ustedes ya se han ofrecido voluntarios para asumir el
Compromiso de convertirse en Campeones de Bienestar. Pero
si usted no es uno de los 1,500, ¡no es tarde para participar!
Como trabajadores de atención de la salud, ustedes dedican
mucho tiempo a cuidar de los demás. Haga que su salud sea
una prioridad y dele a sus compañeros de trabajo la posibilidad
de hacer lo mismo. Los Campeones de Bienestar ayudan a
organizar eventos y programas en su institución, tales como
grupos para hacer caminatas, talleres de ejercicios o una
competencia de recetas para la nueva edición del libro de cocina
del Fondo, Qué Está Cocinando Ahora.
Participe asistiendo a la
próxima reunión de los
Campeones de Bienestar
en su institución y
recibirá una copia del
DVD Ejercicios Totales
para el Cuerpo con la
Banda de Resistencia de
1199SEIU (Resistance
Band Total-Body
Workout DVD), ¡para
poner en marcha su
rutina y lograr un buen
estado físico! Además
del DVD para lograr un
buen estado físico, aquellos
que se inscriban para ser Campeones de Bienestar también
recibirán una bolsa llena de regalos saludables y las herramientas
que necesitan para conseguir su objetivo de forma física. Para
averiguar cuándo se llevará a cabo la siguiente reunión de los
Campeones de Bienestar, contacte al Organizador o
Coordinador de Ayuda de su Sindicato.
Y no olvide dirigir con el ejemplo: si usted mismo tiene problemas
de salud, ¡Haga la llamada! a un entrenador de salud de
1199SEIU o ¡Conteste la llamada! si un entrenador le contacta.
Un Campeón de
Bienestar de
1199SEIU es un
Miembro Que…
Q
Dirige con el ejemplo y se compromete
a participar en los programas de
bienestar de su institución.
Q
Asiste regularmente a las reuniones
entre el Sindicato, la Administración y
el Fondo para evaluar los progresos,
fijar metas, generar ideas y cuando
sea posible, presentar propuestas
para el financiamiento de iniciativas.
Q
Alienta a sus compañeros miembros
para ¡Contestar la llamada! y
¡Hacer la llamada!, y recibir apoyo
individual para hacer cambios saludables mediante el Servicio de
Entrenamiento de la Salud de 1199SEIU.
Q
Promueve e informa sobre los eventos
de bienestar en el lugar de trabajo,
incluidos las ferias de salud y los
talleres de bienestar en el centro
del Fondo.
Q
Alienta a sus compañeros de trabajo a
participar en los programas de
bienestar en el lugar de trabajo.
Q
Se mantiene informado sobre los
eventos, datos y programas de
bienestar y comparte la información
con sus compañeros miembros.
Q
Se conecta con su Coordinador de
Ayuda para tratar los retos y obtener
apoyo e ideas.
Q
Se reporta a las Reuniones Mensuales
de Delegados de Agrupaciones, los
Comités de Ayuda a las Bases sobre
Beneficios o el Grupo de Bienestar
integrado por los Trabajadores y la
Administración.
Q
¡Está comprometido a crear una
cultura de salud en el centro de trabajo!
Actualización de Beneficios y Noticias
DEDICADO A LA SALUD Y EL BIENESTAR DE LOS MIEMBROS DE 1199SEIU
19
Invierno de 2012
Para Su Beneficio
Mensaje de la Directora Ejecutiva
Durante los últimos meses, muchos de ustedes han tomado medidas para hacer
cambios saludables en su vida y para crear una cultura de salud en sus centros de
trabajo. En efecto, ¡hasta el momento más de 1,500 de ustedes se han inscrito para ser
Campeones de Bienestar! Si no se ha inscrito aún, todavía hay tiempo, y lo alentamos
para que sea un líder en este importante esfuerzo de crear una cultura de salud en
nuestras instituciones.
En este número de Para Su Beneficio, encontrará todos los detalles que necesita para
participar en esta iniciativa nueva y emocionante. Además, encontrará abundante
información sobre cómo hacer para que tanto usted como su familia se mantengan
saludables pese al helado clima invernal, desde pautas saludables para el corazón hasta
los mitos comunes de nutrición, cronogramas para las evaluaciones médicas habituales
e ideas sobre cómo hacer ejercicios en los meses más fríos. También podrá leer una
historia inspiradora de uno de nuestros miembros que trabajó con un entrenador de
salud de 1199SEIU para controlar su diabetes y dar un vuelco su salud.
Por supuesto que también hemos incluido la información sobre los beneficios y
servicios que están a su disposición por medio de su Fondo, incluidas la preparación
de impuestos gratuita o con descuento para ayudarle a obtener miles de dólares más
en su devolución de impuestos, oportunidades para ir de campamento y becas para
sus hijos.
Esperamos que disfrute de este número de Para Su Beneficio, ¡y lo utilice para comenzar el
año 2012 de forma saludable!
Atentamente,
Mitra Behroozi
Directora ejecutiva
Fondos de Beneficios y Pensiones de 1199SEIU
18
Sea un Campeón de Bienestar
y reclute a sus compañeros miembros para que
también estén más saludables
Durante varios meses, el Fondo Nacional de Beneficios ha
estado colaborando con el Sindicato y sus empleadores para
apoyar las iniciativas de bienestar en el lugar de trabajo dentro
de nuestras instituciones, y ayudar a que los miembros vivan
vidas más saludables. Como parte de esta iniciativa, cerca de
1,500 de ustedes ya se han ofrecido voluntarios para asumir el
Compromiso de convertirse en Campeones de Bienestar. Pero
si usted no es uno de los 1,500, ¡no es tarde para participar!
Como trabajadores de atención de la salud, ustedes dedican
mucho tiempo a cuidar de los demás. Haga que su salud sea
una prioridad y dele a sus compañeros de trabajo la posibilidad
de hacer lo mismo. Los Campeones de Bienestar ayudan a
organizar eventos y programas en su institución, tales como
grupos para hacer caminatas, talleres de ejercicios o una
competencia de recetas para la nueva edición del libro de cocina
del Fondo, Qué Está Cocinando Ahora.
Participe asistiendo a la
próxima reunión de los
Campeones de Bienestar
en su institución y
recibirá una copia del
DVD Ejercicios Totales
para el Cuerpo con la
Banda de Resistencia de
1199SEIU (Resistance
Band Total-Body
Workout DVD), ¡para
poner en marcha su
rutina y lograr un buen
estado físico! Además
del DVD para lograr un
buen estado físico, aquellos
que se inscriban para ser Campeones de Bienestar también
recibirán una bolsa llena de regalos saludables y las herramientas
que necesitan para conseguir su objetivo de forma física. Para
averiguar cuándo se llevará a cabo la siguiente reunión de los
Campeones de Bienestar, contacte al Organizador o
Coordinador de Ayuda de su Sindicato.
Y no olvide dirigir con el ejemplo: si usted mismo tiene problemas
de salud, ¡Haga la llamada! a un entrenador de salud de
1199SEIU o ¡Conteste la llamada! si un entrenador le contacta.
Un Campeón de
Bienestar de
1199SEIU es un
Miembro Que…
Q
Dirige con el ejemplo y se compromete
a participar en los programas de
bienestar de su institución.
Q
Asiste regularmente a las reuniones
entre el Sindicato, la Administración y
el Fondo para evaluar los progresos,
fijar metas, generar ideas y cuando
sea posible, presentar propuestas
para el financiamiento de iniciativas.
Q
Alienta a sus compañeros miembros
para ¡Contestar la llamada! y
¡Hacer la llamada!, y recibir apoyo
individual para hacer cambios saludables mediante el Servicio de
Entrenamiento de la Salud de 1199SEIU.
Q
Promueve e informa sobre los eventos
de bienestar en el lugar de trabajo,
incluidos las ferias de salud y los
talleres de bienestar en el centro
del Fondo.
Q
Alienta a sus compañeros de trabajo a
participar en los programas de
bienestar en el lugar de trabajo.
Q
Se mantiene informado sobre los
eventos, datos y programas de
bienestar y comparte la información
con sus compañeros miembros.
Q
Se conecta con su Coordinador de
Ayuda para tratar los retos y obtener
apoyo e ideas.
Q
Se reporta a las Reuniones Mensuales
de Delegados de Agrupaciones, los
Comités de Ayuda a las Bases sobre
Beneficios o el Grupo de Bienestar
integrado por los Trabajadores y la
Administración.
Q
¡Está comprometido a crear una
cultura de salud en el centro de trabajo!
Actualización de Beneficios y Noticias
DEDICADO A LA SALUD Y EL BIENESTAR DE LOS MIEMBROS DE 1199SEIU
19
¡Ya llegó el Calendario de Protección
de Nuestra Salud de 2012!
Su nuevo calendario de Protección de Nuestra Salud de 2012 de 1199SEIU puede ayudar
a que usted y su familia se mantengan saludables durante todo el año. El calendario de
2012 está diseñado para ayudarle a usted y a su familia a elegir opciones saludables
durante el año. Está lleno de consejos para un estilo de vida saludable, datos sobre
nutrición y acondicionamiento físico, e información útil de contactos. Para recibir una
copia visite uno de los talleres, eventos o ferias de salud de Protección de Nuestra Salud
del Fondo de Beneficios. Sírvase visitar nuestro sitio web en www.1199SEIUBenefits.org
para ver eventos venideros en el calendario de nuestro Fondo.
Celebración de
la Igualdad de
Matrimonio y Lo
Que Significa para
Nuestros Fondos
Mucho antes de que el Estado de Nueva
York otorgara los derechos de igualdad de
matrimonio a las parejas de homosexuales
y lesbianas con vigencia a partir del 24
de julio de 2011, su Fondo Nacional de
Beneficios ofreció cobertura de beneficios a
las parejas convivientes del mismo sexo de
los miembros. Por lo tanto, era necesario
actualizar las normas del Fondo Nacional de
Beneficios ahora que el matrimonio es una
opción legal en el Estado de Nueva York.
Esto significó garantizar que las normas del
Fondo Nacional de Beneficios sobre las
parejas convivientes del mismo sexo, que
tenían requisitos distintos para probar la
relación de pareja, se aplicarán sólo a
aquellos estados que todavía no reconocen
la igualdad de matrimonio. Pero si usted
vive en el Estado de Nueva York o en un
estado vecino que reconoce la igualdad de
matrimonio, debe estar casado para recibir
los beneficios de salud de un cónyuge.
Sin embargo, los Administradores decidieron
dar a las parejas del mismo sexo un período
de gracia de un año completo desde la fecha
de vigencia de la ley para que contraigan
matrimonio con el fin de continuar con la
cobertura. Enviamos cartas a nuestros
miembros que tenían beneficios de pareja
conviviente en ese momento, pero queremos
garantizar que todos tengan la información
para que eviten cualquier interrupción en la
cobertura. A partir del 24 de julio de 2012, las
parejas del mismo sexo que viven en un estado
que reconoce la igualdad de matrimonio
deben proporcionar al Fondo las pruebas de
matrimonio. Una vez que haya contraído
matrimonio, sírvase presentar una copia de su
certificado de matrimonio y un Formulario de
Cambio de Inscripción para que actualicemos
la elegibilidad de su cónyuge. Puede acceder
al formulario en nuestro sitio web en
www.1199SEIUBenefits.org. Por supuesto
que también puede pedir asistencia a su
Coordinador de Ayuda.
20
2012 Anne Shore
Sleep-Away Camp Program
for Children Ages 9 to 15 Years
ANNE SHORE SLEEP-AWAY CAMP PROGRAM
2012 ELIGIBILITY COUPON
(Please print clearly in ink)
Member First Name ___________________________________________________
Each year, the Summer Camp Program sends more than 800 children of
1199SEIU members to three- and four-week sleep-away camps in the
Northeast – at no cost to their parents.
Member Last Name ___________________________________________________
To apply for the Anne Shore Sleep-Away Camp Program, simply fill out
the coupon and return it to the 1199SEIU Child Care Corporation before
January 31, 2012. If your child is eligible, our program staff will contact you
to schedule an appointment to attend a mandatory orientation in order
to select the camp that best suits your child’s needs and interests.
City ___________________________________ State _________ Zip __________
Member ID No. ______________________________________________________
Address __________________________________________ Apt. No. __________
Home Phone _______________________________________________________
Cellular Phone ______________________________________________________
Work Phone ________________________________________________________
Employed at ________________________________________________________
Please note: There is a $10 application fee, which must be paid at the time
of the orientation.
Job Title _________________________________ Shift Worked _______________
Child’s Name _______________________________________________________
This Summer Camp Program is a three- to four-week sleep-away
camp. This application is not for day camp.
Child’s Date of Birth ___________________________________________________
School ________________________________________ Current Grade _________
Plan Now for the 2012-2013
Joseph Tauber Scholarship Program
College Scholarship Opportunities for Children (up to age 22)
The Joseph Tauber Scholarship Program offers scholarships to children (up
to age 22) of eligible 1199SEIU members who are attending accredited
undergraduate programs. Award amounts vary according to need, with a
minimum annual award of $750. There are also Study Incentive Awards
for scholarship recipients who maintain a grade point average of 3.0 or
better during the spring and/or fall semester. In addition, the 1199SEIU
Next Generation RN Scholarship program provides financial and academic
assistance to children of 1199SEIU members in the clinical phase of a
nursing program. To find out if your child qualifies, or if you have any
questions, please call (646) 473-8999.
Member Information:
Complete this form in its entirety and return it before January 31, 2012. Mail it to: 1199SEIU Child
Care Corporation, Anne Shore Sleep-Away Camp Program, P.O. Box 955, New York, NY 10108-0955.
You may also fax this form to the attention of the Anne Shore Sleep-Away Camp Program at (646) 4738311. A separate coupon must be submitted for each individual child.
JOSEPH TAUBER SCHOLARSHIP PROGRAM
REQUEST FOR 2012-2013 SCHOLARSHIP APPLICATION
Student Name ______________________________________________________________
E-mail Address ______________________________________________________________
Date graduated from, or expected to graduate from high school __________________________
College Entrance Date ________________________________________________________
To request an application to the Joseph Tauber Scholarship Program, fill out
the coupon and return it before January 31, 2012. You may also download the
coupon by visiting our website at www.1199SEIUBenefits.org/ccf during the
application request period. Please note that automatic award renewals are not
granted; previous scholarship recipients must reapply each year for consideration.
New applicant in post-secondary school
Previous applicant
Member Information:
Member Name ______________________________________________________
Member ID No. ______________________________________________________
Please fax your completed coupon to (646) 473-6949 or mail it to the following address: 1199SEIU Child Care Corporation, Joseph Tauber Scholarship
Program, 330 West 42nd Street, 18th Floor, New York, NY 10036-6977. If you
submit your coupon as instructed, in March you will be sent an application
folder or Scholarship Kit, which includes several forms that must be completed
and returned per the specific instructions and dates indicated, in order for your
application to be valid. If you have already sent in a coupon, do not send in
another. If both parents are 1199SEIU employees, send one coupon only.
THIS COUPON IS VALID FOR THE 2012-2013 AWARD YEAR ONLY.
This coupon is an application request form only. It is not an
actual application.
Address ___________________________________________________________
City ___________________________________ State _________ Zip __________
Home Phone _______________________________________________________
Cellular Phone ______________________________________________________
LPN Welfare Fund
This coupon must be received by the Scholarship department before January 31, 2012, in order for
us to send you an official Scholarship Kit. If you have not received your Scholarship Kit by April 1, 2012,
please call us so that we can assist you.
FOR YOUR BENEFIT
17
Use Your 1199SEIU Coupon to Get Even Greater
Discounted Tax Services at H&R Block
If you can’t make it to one of the free tax preparation locations, we’ve negotiated an exceptional
special discount with H&R Block this year for members living in the five New York City
boroughs, Long Island, New Jersey and, new this year,Westchester County. Members living
in any of these areas whose 2011 household income was $41,000 or less with dependents
($31,000 or less for single members with no dependents) and who are eligible for the EITC
can have their tax return prepared at a local H&R Block office for only $1! (Members who
don’t qualify for the EITC and whose 2011 household income meets the guidelines can have
their return prepared for $19.)
If your 2011 household income was higher than these limits but less than $100,000, H&R
Block will prepare your taxes on a sliding scale of fees that will not exceed $125. Simply
bring the 1199SEIU discount coupon to your appointment and present it to your H&R
Block representative – there are no other requirements to qualify for this reduced rate.
So be sure to watch your mail in the next few weeks for
more information about our H&R Block Discount
Program and the coupon you’ll need to receive
your discount. The coupon will be valid
between January 23, 2012, and April 17, 2012.
H&R Block
Discounts for
1199SEIU Members
at a Glance
•
•
•
16
Pay just $1 to have your
returns filed if your household
income is less than $41,000
and you are EITC-eligible
H&R Block’s New
Program Can Mean
Even More Money
in Your Pocket
This year, H&R Block is also offering
a new program for 1199SEIU members
called Second Look Review. Bring in
your 2010, 2009 or 2008 tax returns to
any Block office in the five boroughs,
Pay up to $125 based on the
Long Island, New Jersey or Westchester
complexity of your return if
during
February and March, and a tax
your household income is
professional will review them – for free – to
more than $41,000 but
be
sure that they were accurate and that you
does not exceed $100,000
received all possible credits and deductions.
Whether you want to file an amended return is
up to you.While you will not be charged for the
review, the cost to file an amended return will be $79 per
return, which covers both state and federal returns.
Pay just $19 if your household
income is less than $41,000,
but you are not EITC-eligible
Obtenga Apoyo Personalizado de un
Entrenador de Salud
¡Conteste la Llamada!
Junto con su médico, su entrenador de salud personal también puede ayudarle a
controlar enfermedades crónicas, como la enfermedad cardíaca y la diabetes. Y
nuestros programas de control del peso y ayuda para dejar de fumar ofrecen un
apoyo específicamente creado para dos de los retos de salud más importantes en
los Estados Unidos.
¡Haga la Llamada!
¿Ha tomado por fin la decisión de asumir el control de su peso o dejar de fumar
para siempre? Dado que estos dos cambios saludables pueden encabezar la lista
de deseos de millones de personas, como miembro del 1199SEIU puede obtener el
beneficio añadido de un entrenador de salud personal que le ayude a alcanzar sus
objetivos. Nuestros programas de control de peso y de ayuda para dejar de fumar
le conectan con entrenadores de salud profesionales y capacitados que le ayudarán
a desarrollar un plan y a cumplirlo, ofreciendo asesoramiento experto, apoyo y
estímulo a lo largo del camino. Por eso llame hoy mismo al (866) 935-1199, ¡y deje
de tratar de hacerlo solo!
La Línea de Ayuda
de Enfermería del
1199SEIU Disponible
las 24 Horas
(866) 935-1199
Recuerde, para recibir ayuda a
cualquier hora, puede llamar a
nuestra Línea de Ayuda de Enfermería
disponible las 24 horas del día, 7
días de la semana, para formular
cualquier pregunta médica, si su
hijo tiene fiebre en el medio de la
noche, si no está seguro sobre un
medicamento en particular o por
cualquier otra pregunta médica.
Para obtener información adicional y apoyo por Internet, visite nuestro sitio web, www.1199SEIUBenefits.org, y haga clic
en el enlace del Servicio de Entrenamiento de Salud. Nuestra identificación de grupo es 1199SEIU.
21
Perfil del Miembro
Un Entrenador de Salud Facilita el Camino hacia una Mejor Salud
Zoila logró controlar su diabetes con la colaboración de un entrenador de salud de 1199SEIU
Como muchos de nosotros, Zoila Quito comía
grandes cantidades de comidas no muy saludables
que le encantaban y muy pocas de las comidas más
nutritivas que le parecían menos apetecibles. Pese a
ello, pensaba que estaba comiendo bastante bien y
que su salud en general era buena. Pero en su
chequeo anual el verano pasado, Zoila descubrió que
su nivel de azúcar en la sangre estaba peligrosamente
elevado y que sufría de diabetes Tipo 2. Su médico le
recetó medicamentos y la derivó a un nutricionista,
diciéndole que si quería evitar inyecciones diarias de
insulina, tendría que considerar como una prioridad
principal tener una mejor nutrición.
Poco después de su diagnóstico, Zoila que es un
Técnico de Atención de Pacientes en el NYU
Medical Center, recibió una llamada en su hogar
en Queens de uno de los entrenadores de salud de
1199SEIU. Después de su primera conversación, su
entrenador de la salud le envió pautas específicas
de dieta que incluían una relación de los tipos de
comida que necesitaba comer más frecuentemente, y
los tipos de comida que necesitaba limitar o eliminar.
El paquete de información también incluía el nuevo
diagrama MiPlato del Departamento de Agricultura
de los Estados Unidos (USDA), que recientemente
reemplazó a la pirámide de alimentos que era algo
confusa. MiPlato detalla las porciones recomendadas
de cada grupo de alimentos para cada comida y
brinda una herramienta visual que Zoila dijo que le
abrió los ojos sobre algunos de los hábitos que
necesitaba cambiar “Puse esa guía en el frente de mi
refrigerador y la utilizo para el desayuno, almuerzo y
comida”, dijo ella. “Pude ver que necesitaba comer
más verduras y menos arroz, y este es uno de los
cambios que he podido hacer sin mucho esfuerzo”.
Zoila le da el crédito al servicio de entrenamiento
que le ayudó a transformar su dieta y a poner su
diabetes bajo control.Tener la posibilidad de llamar
a alguien que está familiarizado con su enfermedad
y que le puede ofrecer un apoyo individual y un
consejo experto ha sido invalorable, dijo ella. En
lugar de tener que esperar para su próxima cita con
su nutricionista, Zoila puede contactar a un
22
entrenador de salud (o a nuestra línea de ayuda de
enfermería disponible las 24 horas) para obtener
respuestas a las preguntas que tiene a medida que se
le presentan. “El servicio de entrenamiento de salud
me ha ayudado muchísimo porque tienen el tiempo
para dedicarse a mí cuando lo necesito”, dijo. “Si
tengo una pregunta, llamo a un entrenador de salud
y me dan la respuesta”.
Para alguien que admite que solía comer demasiados
refrigerios salados, eliminar las opciones no saludables
como por ejemplo los nachos ha sido difícil, pero
Zoila dijo que trabajar con su entrenador de salud e
ir al consultorio de su nutricionista le enseñó la
importancia de contar las calorías y de ejercer un
control apropiado de las porciones. Ahora, con
frecuencia sustituye una fruta por una bolsa de chips
cuando siente ganas de tomar un refrigerio, y sus
esfuerzos están dando resultados. Su nivel de azúcar
en la sangre ahora está bajo control, comenta, aunque
continúa midiéndolo antes y después de las comidas.
También observó una gran diferencia en su nivel de
energía en un periodo de tiempo relativamente
corto, y como un beneficio adicional, su presión
arterial está más baja luego de estar durante muchos
años en el extremo superior de la escala. “Me siento
mucho mejor, y espero que compartir mi experiencia
ayudará a otros”, dijo ella. “Cada miembro debe
saber que este servicio está a su disposición y que
realmente funciona”.
¿Tiene una historia
saludable que compartir?
Siempre buscamos la oportunidad de
destacar a miembros que han usado sus
beneficios de 1199SEIU para ayudar a bajar
de peso, controlar una enfermedad crónica
o sólo mejorar su estilo de vida en general.
Si desea aparecer en un número futuro
de Para su beneficio, contacte al Fondo en
[email protected].
Helping You Get the Most
Each year, the 1199SEIU National Benefit Fund’s Tax Assistance Program helps thousands of eligible
members claim the Earned Income Tax Credit and get the highest tax refund possible.The Fund is again
partnering with New York City’s EITC Coalition to help you prepare your tax return.The EITC
Coalition is led by the New York City Department of Consumer Affairs, and includes the city’s Office
of Financial Empowerment and the Food Bank For New York City.
Other Programs
Zoila Quito
Visit our NYC Partners for Free Tax Preparation
Whether or not you qualify for the EITC, as long as your 2011 household income was below $50,000
(or $18,000 if you are single and have no dependents), our partners at the Food Bank For New York City
are offering free tax preparation events where our members work and live. And if you qualify for the
EITC, the tax experts onsite will help you file for the credit. For complete details on the locations, times
and dates for the free tax preparation events, please call 311.
Claim Your EITC
You can check whether you meet
the income requirements for the
EITC by using the 2011 tax guidelines listed here:
•
filing a joint return)
with three or more
dependent children
•
filing a joint
return) with two
dependent children
•
filing a joint
return) with one
dependent child
•
filing a joint
return) with no
dependent children
FOR YOUR BENEFIT
15
Start the New Year Off Right –
Schedule Your Screenings Today
The beginning of the year is the perfect time to renew your commitment to healthy living, and one of the easiest ways to
protect your health is to schedule an annual checkup and your preventive screenings. Screenings allow you and your doctor
to stay on top of any health concerns you may have, and early detection can make all the difference in your response to
treatment. Of course, your National Benefit Fund covers the recommended screenings at no cost to you.
Remember, you can be
screened for chronic
conditions like hypertension,
high cholesterol and diabetes
just by visiting your doctor
or by attending an 1199SEIU
health fair. The list of
recommended screenings is
just a starting point.Talk to
your doctor about other tests
that you may need, including:
•
•
•
“Me siento mucho mejor,
y espero que compartir
mi experiencia ayudará
a otros”, dija ella.
“Cada miembro debe
saber que este servicio
está a su disposición y
que realmente funciona”.
a urinalysis to check for
chronic kidney disease,
which often goes
undetected until it has
become advanced;
HIV and/or STD
screening; and
blood counts and tests
for depression and skin
cancer.
Sources: American Academy of Family
Physicians, American Cancer Society, U.S.
Department of Health and Human Services
Your doctor may recommend more frequent screenings, depending on your family history or if you have certain
health conditions.
* Despite recent studies, which recommend every 2 or 3 years, your Fund still recommends that you adhere to the
American Cancer Society guidelines.
14
23
Comer Saludable
¡Todavía Seguimos Cocinando!
Heart Attack Symptoms:
Contribuya con una Receta para Qué Está
Cocinando Ahora
The Differences
Between Men
and Women
Nuestra primera edición del libro de cocina del Fondo, Qué está
cocinando, tuvo tanta demanda que queremos actualizarlo para ofrecer
a los miembros nuevas ideas sobre cómo cocinar en forma saludable.
¡Sin embargo, no podemos hacerlo sin su ayuda! Como fue el caso de
la versión original, la nueva edición de Qué Está Cocinando será creada
por los miembros y para los miembros. Si tiene una receta original
nutritiva, o una que ha modificado, compártala con nosotros. Su
contribución puede ayudar a los miembros y a sus familias a cocinar
y consumir comidas más saludables.
Estamos buscando recetas para sopas, ensaladas, acompañamientos,
platos principales o postres.Todas las recetas son revisadas por nuestros
expertos en nutrición, y sólo aquellas recetas que son saludables y
sabrosas podrán ser publicadas. Si usted no tiene una copia de la
primera edición de Qué Está Cocinando, la puede obtener asistiendo a
un taller o evento de Protección de Nuestra Salud, o pidiéndola por
medio de Amazon.com.
Estamos buscando
recetas para
sopas, ensaladas,
acompañamientos,
platos principales
o postres.
Para contribuir una receta
para la nueva edición de Qué
Está Cocinando Ahora, visite
nuestro sitio web en
Luego simplemente ponga
su receta en el formulario
fácil de usar que le da
instrucciones a seguir paso a
paso y haga clic en “Enviar”,
¡es así de simple!
Si su receta es elegida
también recibirá un regalo
especial. Por lo tanto,
¿qué está esperando?
Maintain a Healthy Weight
It’s important to know the difference in heart attack
symptoms between men and women. The warning signs
in women are often more subtle, harder to detect and
can be misdiagnosed as less severe health problems.
Nevertheless, whether you are a man or woman and
have experienced any of the following symptoms in the
past, be sure to tell the healthcare professionals where
you seek medical care exactly what you were feeling.
Of course, if you experience any of these symptoms in
the future, seek medical advice immediately.
Losing just a few pounds will go a long way toward
making your heart healthier. So with every pound
you lose, keep in mind that you are improving your
heart health.
Heart Attack Symptoms
in Women
Exercise Regularly
•
Loss of breath not necessarily accompanied by
chest discomfort
•
Feeling of unusual fatigue, body aches or weakness
•
Nausea, vomiting, headaches, cold sweats and other
flu-like symptoms
•
Feeling of pain in the upper body – chest, shoulders,
neck and back
•
Feeling of unexplained anxiety or unease
The American Heart Association recommends
exercising with moderate intensity a minimum of
30 minutes five days a week. If that sounds like a lot,
try breaking it up throughout the day with 10- to
15-minute sessions of exercise whenever you can fit
them in. Every little bit counts!
Quit Smoking
We all know that smoking leads to heart disease, but if
you’re a smoker you also know giving up cigarettes is not
easy. If you are ready to quit, call the 1199SEIU Health
Coaching Service to join the smoking-cessation program.
It’s free and can provide you with the support you need
to kick the habit – for good. Call (866) 935-1199 today!
Get Regular Checkups and Screenings
To monitor your heart health, get an annual check-up
from your primary care physician and regular blood
pressure and cholesterol screenings. Remember:Your
Fund has you covered for all of these services.
24
Heart Attack Symptoms in Men
•
Intermittent episodes of chest pain, uncomfortable
pressure, fullness, squeezing or pain in the chest
•
Discomfort or pain in one or both arms, the neck,
jaw, back or stomach
•
Shortness of breath, lightheadedness, nausea
or sweating
•
Abdominal discomfort that may feel like indigestion
FOR YOUR BENEFIT
13
Healthy Living
Healthy Heart Basics
Did you know that heart disease is the numberone cause of death in men and women in the
U.S.? In fact, the American Heart Association
estimates that more than 64 million people
in the U.S. have one or more forms of
cardiovascular disease.
It sounds obvious, but a healthy heart is essential
to living a healthy, fulfilling life. And the way to
a healthy heart is by eating well, exercising and
avoiding harmful behaviors like smoking and
drinking alcohol in excess. Our heart, a single
muscle no bigger than a fist, performs the most
critical life-sustaining service by pumping oxygenrich blood throughout the body so that all of its
intricate systems and organs work well together
and we feel good.
If we eat unhealthy foods that compromise our
heart’s function, it has to struggle to perform its
job and we end up feeling ill and increasing our
risk of serious chronic conditions and disease.
Too many “bad” fats clog our arteries and lead to
hypertension, high cholesterol and obesity. Too
many high-sugar, processed foods lead to diabetes.
We suffer the same poor health symptoms when
we don’t exercise. And if we smoke, we dramatically
increase our risk for cancer, hypertension, asthma,
heart disease, heart attacks and strokes.
On the other hand, if we eat high-quality food
and maintain a healthy weight, our hearts and
bodies work together better and we feel good.
There are no clogged arteries or other obstacles
to overcome.
Mitos Comunes sobre la Nutrición – Desenmascarados!
Con todos los consejos conflictivos sobre la nutrición que
están flotando en la Internet, en revistas y en libros de dietas
para perder peso rápidamente, puede ser difícil diferenciar los
hechos de la ficción. Así que vamos a analizar algunos de los
mitos más comunes sobre la nutrición para ayudarle a estar
bien informado y en camino hacia una alimentación saludable.
Mito:
En realidad, saltearme comidas no es tan dañino
para mí.
So here are some heart-healthy
habits you can incorporate into
your families’ lives to lower the
risk of heart disease or any of its
related conditions or diseases.
Realidad: Usted puede pensar que saltearse comidas le
ayudaría a perder peso, pero los estudios demuestran que las
personas acumulan más grasa en el cuerpo cuando consumen un
menor número de comidas más grandes, en lugar de consumir
más frecuentemente comidas más pequeñas. Saltearse comidas
típicamente conduce a comer más comida que la que necesita
durante el día y a consumir refrigerios de alimentos de altas
calorías para prevenir el hambre. Comer más frecuentemente le
ayudará a reducir la sensación de sentirse hinchado, a controlar
el azúcar en la sangre y el hambre. Consuma refrigerios de
comidas saludables como frutas o verduras para asegurarse de
que su cuerpo obtenga la energía que necesita.
Mito:
Si un paquete de alimentos dice “todo natural”,
tiene que ser saludable para mí.
Realidad: Incluso si tiene la etiqueta que dice “todo
natural”, todavía puede contener grandes cantidades de azúcar,
grasas no saturadas u otros ingredientes que pueden desbaratar
su dieta saludable. ¡Algunos pueden contener tanta grasa
como una barra de golosina! Para averiguar realmente si un
producto es saludable, asegúrese de leer la etiqueta de
nutrición, o mejor aún, elija una fruta fresca o verduras.
Mito:
Si como mayormente alimentos bajos en grasas,
perderé peso.
Mito:
Realidad: Las investigaciones han demostrado que los
alimentos bajos en grasas o de grasas reducidas pueden tener las
mismas calorías o más que las versiones con la cantidad completa
de grasas de los alimentos. Esto se debe a que con frecuencia los
fabricantes de alimentos reemplazan las grasas con azúcar.
También, para muchas personas, ver las palabras “bajo en grasas”
o “sin grasas” significa tener una luz verde para comer en exceso.
Por ello debe controlar sus porciones y seguir una dieta
balanceada, asegurándose de obtener las cantidades recomendadas
de frutas, verduras, granos enteros, proteínas magras y lácteos.
Realidad:
Mito:
Nunca voy a perder peso a menos que deje de
consumir mis “malos” alimentos favoritos.
Aunque la mayoría de los antojos pasan en
cerca de cinco minutos, las investigaciones han demostrado
que consumir una dieta saludable no significa que tiene que
privarse de sus comidas favoritas, siempre que las consuma
con moderación y que lo haga de vez en cuando. Así que siga
adelante y cómase ese brownie, pero agregue unos 15 minutos
adicionales a su caminata ese día. O dé a sus comidas favoritas
una transformación saludable. Si tiene antojo de pizza, trate de
prepararla en casa para que pueda utilizar queso sin grasa y una
base de harina integral. Si tiene que utilizar tocino, use tocino
de pavo. Así podrá satisfacer su antojo sin sentirse privado.
Las frutas y verduras congeladas no son tan nutritivas como las frescas.
Realidad: Los alimentos recién cosechados tienen más
vitaminas y minerales, pero los niveles de nutrición bajan
durante el embarque y almacenamiento. Las frutas y verduras
congeladas pueden ser tan saludables como las frescas, sino más,
ya que son recogidas y congeladas inmediatamente después de
la cosecha, preservando así sus nutrientes. Cuando compre los
productos congelados, recuerde evitar aquellos empacados en
salsas, ya que sólo agregan sal o azúcar y calorías.
Fuentes:WebMD.com; mayoclinic.com; eatright.org
12
25
Acondicionamiento Físico Saludable
No Deje que el Invierno
Congele su Rutina de Ejercicios
Durante los meses del invierno, los días más cortos, las temperaturas heladas y las calles cubiertas de nieve
pueden hacer que sea un reto mantener su rutina de caminar, pero no es imposible. Cuando el clima no
coopera, existen muchas formas de mantener su rutina de caminar o de ejercicios en interiores. Intente
seguir estas sugerencias y no tendrá que perder todo lo que ha ganado con tanto esfuerzo en los últimos
meses. Porque como probablemente ya sabe, mantenerse en buena condición física es mucho más fácil que
alcanzar una buena condición física.
•
Use las escaleras en el trabajo en lugar de utilizar el ascensor. Si su edificio tiene cubos de escaleras
que no le permiten reingresar en cada piso, puede comenzar subiendo varios pisos y tomando el
ascensor para el resto del camino. Después de un tiempo, probablemente podrá subir varias escaleras
sin sentirse cansado y observará que los músculos en sus piernas se vuelven más duros. Agregue un
piso por semana, a medida que se sienta listo, y una vez que venga la primavera estará más que listo
para trasladar su rutina afuera nuevamente.
•
•
•
•
Camine en una banda caminadora. Si ya pertenece a un club para
mantenerse en forma, este es el momento para regresar a la rutina de ir al
gimnasio. Utilizar la banda caminadora le permite caminar a su propio
ritmo, y a medida que se sienta más seguro, puede caminar más rápido,
aumentar su distancia o agregar inclinación. Si no se ha unido a un
gimnasio, recuerde que usted es elegible para recibir descuentos en
membresías en YMCA of Greater New York, New York Sports Clubs
o Crunch Fitness. Para obtener información adicional, visite nuestro
sitio web, www.1199SEIUBenefits.org, o llame a un representante
de Servicios para los Miembros al (646) 473-9200.
Vaya al centro comercial temprano en la mañana y haga varias caminatas
adentro antes de que abran las tiendas. Por supuesto que puede hacer esto
por su propia cuenta, pero caminar en los centros comerciales se ha
convertido en una actividad popular en los días en que el clima está frío
y es posible que pueda encontrar un grupo en su área. O reclute a
amigos y familiares para que se unan a usted y comience su propio grupo.
Camine en el lugar o haga tareas domésticas mientras mira televisión,
especialmente durante los comerciales. Levántese y camine en el lugar, elevando
sus rodillas al nivel de la cintura. Recuerde que la regularidad es más importante
que la resistencia, siga haciéndolo durante varias semanas y notará la diferencia.
Si sale afuera, vístase en capas para protegerse contra el frío. El ejercicio genera
mucho calor en el cuerpo, y utilizar varias capas de ropa impedirá que agarre frío
cuando se seque el sudor. Comience usando una camisa hecha de material
sintético para que el sudor salga fuera de su cuerpo. Luego agregue un suéter de
algodón y un abrigo de forro polar o lana.Y asegúrese de prestar atención
adicional a sus extremidades, mantenga abrigados sus manos, pies, orejas y cabeza.
Fuentes:WebMD; America on the Move; Mayo Clinic
26
Join
Us
“Keep Your New Year’s Resolution” Workshop
at Our
We all know how hard it can be to stick to a New Year’s
resolution – from eating better to exercising more – and your
Wellness team is here to help. Join us at the “Keep Your New
Year’s Resolution” Workshop, taking place on Saturday,
January 28, from 10:00 am to 2:00 pm in the Penthouse at 330
West 42nd Street in Manhattan.
The workshop will offer you tools and strategies to help you
keep your commitment toward living a healthier life. There
will be a nutrition seminar to discuss ways to improve your
eating habits, an all-ages aerobic exercise class led by our
Funds’ instructor, Foluke Arthurton, and a stress workshop to
offer tips in managing stress levels at home and at work. It's a
fun way to get the support you need to make healthy lifestyle
changes that will last not just all year but for a lifetime. For
added incentive, all workshop participants will receive an
1199SEIU Resistance Band Total-Body Workout DVD and band.
So mark your calendar, and we'll see you there!
What: “Keep Your New Year’s
Resolution” Workshop
When: Saturday, January, 28, 2012
10:00 am to 2:00 pm
Where: 330 West 42nd Street,
Penthouse
To reserve your spot, please call (646) 473-8960,
option 2, then option 1.
Validated parking for $10 will be available
across the street at Impark, and child care will
be offered for children ages 3 and above.
FOR YOUR BENEFIT
11
Healthy Fitness
Don’t Let Winter Put Your
During the winter months, the short days, icy temperatures and snow-covered streets can make sticking
to your walking routine a challenge – but not impossible.When the weather refuses to cooperate, there
are lots of ways you can keep up your walking or exercise routine inside.Try these suggestions and you
won’t have to give back all the hard-earned gains you’ve made in the last several months. Because as you
probably know, staying fit is a lot easier than getting fit.
• Take the stairs at work rather than using the elevator. If your building has stairwells that don’t
allow you to re-enter on every floor, you can start by walking up a few flights and taking the elevator
the rest of the way. After a while, you’ll probably be able to climb several flights of stairs without feeling
winded and you’ll notice the muscles in your legs firming up. Add a floor per week, as you feel ready,
and come spring you’ll be more than ready to move your routine back outside.
• Walk on a treadmill. If you already belong to a fitness club, now’s
the time to get back into the routine of going to the gym. Using a
treadmill lets you walk at your own pace, and as you build up your
stamina, you can walk faster, increase your distance or add inclines. If
you haven’t joined a health club, remember that you’re eligible for
discounted memberships at the YMCA of Greater New York, New
York Sports Clubs or Crunch Fitness. For more information, visit our
website, www.1199SEIUBenefits.org, or call a Member Services
representative at (646) 473-9200.
• Go to the mall early in the morning and walk a few laps inside
before the stores open. Of course, you can do this on your own, but
mall walking has become a popular cold-weather activity and you may
be able to find a group in your area. Or recruit friends and family
members to join you and start a group of your own.
• March in place or do household chores while watching TV,
especially during commercials. Stand and walk in place, lifting your
knees to waist level. Remember, consistency is more important than
endurance – keep at it for a few weeks and you’ll feel the difference.
• If you do head outside, dress in layers to protect yourself
against the cold. Exercise generates a lot of body heat, and wearing
several layers of clothing will keep you from catching a chill when your
sweat dries. Start with a shirt made from synthetic material so your
sweat will be drawn away from your body. Then add a cotton top and
a fleece or wool coat. And pay extra attention to your extremities,
making sure you keep your hands, feet, ears and head warm.
Sources:WebMD; America on the Move; Mayo Clinic
10
Únase
a
Nosotros
en Nuestro Taller
“Cumpla con su Resolución de Año Nuevo”
Sabemos lo difícil que puede ser cumplir una resolución de Año Nuevo, desde
comer mejor hasta hacer más ejercicios, y su equipo de Bienestar está a su
disposición para ayudarle. Únase a nosotros en el Taller “Cumpla con su
Resolución de Año Nuevo”, que se llevará a cabo el sábado 28 de enero en el
horario de 10:00 a. m. a 2:00 p. m. en el Penthouse de 330 West 42nd Street
en Manhattan.
El taller le ofrecerá las herramientas y estrategias que le ayudarán a
mantener su compromiso para vivir una vida más saludable. Habrá un
seminario de nutrición para tratar las formas de mejorar sus hábitos de
alimentación, una clase de ejercicios aeróbicos para todas las edades
impartida por el instructor del Fondo, Foluke Arthurton, y un taller sobre el
estrés para ofrecer consejos sobre el control de los niveles de estrés en el
hogar y en el trabajo. Es una manera divertida de obtener el apoyo que usted
necesita para hacer cambios saludables en su estilo de vida que no sólo serán
para todo el año sino también para toda la vida. Como incentivo adicional,
todos los participantes en el taller recibirán una copia del DVD Ejercicios Totales
para el Cuerpo con la Banda de Resistencia de 1199SEIU y una banda. Entonces
marque su calendario y nos vemos ahí.
Qué:
Taller “Cumpla con su
Resolución de Año Nuevo”
Cuándo: Sábado, 28 de enero de 2012
10:00 a.m. a 2:00 p.m.
Dónde: 330 West 42nd Street,
Penthouse
Para reservar su lugar, llame al (646) 473-8960,
opción 2, luego opción 1.
El estacionamiento validado de $10 estará
disponible al frente en Impark, y se ofrecerá
cuidado infantil para los niños de 3 años
y mayores
27
Vida Saludable
Información Básica para
un Corazón Sano
¿Sabía usted que las enfermedades cardíacas
constituyen la causa número uno de muertes en
hombres y mujeres en los Estados Unidos? En efecto,
la Asociación Americana del Corazón calcula que
más de 64 millones de personas en los Estados
Unidos tienen una o varias formas de enfermedades
cardiovasculares.
Parece obvio pero un corazón sano es esencial para
vivir una vida plena y saludable.Y la forma de tener
un corazón sano es comiendo de manera saludable,
haciendo ejercicios y evitando comportamientos
dañinos como fumar y beber alcohol en exceso.
Nuestro corazón, un sólo músculo que no es más
grande que un puño, realiza el servicio de soporte
vital más crítico al bombear la sangre rica en oxígeno
a través del cuerpo para que todos sus complejos
sistemas y órganos trabajen bien juntos y nos hagan
sentir bien.
Si consumimos comidas no saludables que
comprometen la función de nuestro corazón, este
tiene que hacer un esfuerzo para realizar su trabajo y
terminamos sintiéndonos mal y aumentando nuestro
riesgo de sufrir de afecciones y enfermedades
crónicas graves. Muchas grasas “malas” bloquean
nuestras arterias y causan la hipertensión, el colesterol
alto y la obesidad. Muchos alimentos procesados con
alto contenido de azúcar producen diabetes. Sufrimos
los mismos síntomas de salud deficiente cuando no
hacemos ejercicios.Y si fumamos, aumentamos
radicalmente nuestro riesgo de cáncer, hipertensión,
asma, enfermedades cardíacas, ataques al corazón y
un derrame cerebral.
Por otro lado, si consumimos alimentos de alta
calidad y mantenemos un peso saludable, nuestros
corazones y cuerpos trabajan juntos mejor y nos
sentimos mejor. No hay arterias bloqueadas ni otros
obstáculos que superar.
Así que a continuación le presentamos
algunos hábitos para tener un corazón sano
que puede incorporar a las vidas de sus
familias para reducir el riesgo de sufrir
enfermedades cardíacas o cualquiera de sus
afecciones o enfermedades relacionadas.
Common Nutrition Myths – Busted!
With all the conflicting nutrition advice floating around on
the Internet, in magazines and in lose-weight-fast diet
books, it can be hard to tell fact from fiction. So we got to
the bottom of some of the most common nutritional
myths to help keep you ahead of the curve and on the
track to healthy eating.
Myth: Skipping meals isn’t really so bad for me.
Reality: You might think that skipping meals will help
you lose weight, but studies show that people accumulate
more body fat when they eat fewer, larger meals instead of
smaller, more frequent meals. Skipping meals typically leads
to eating more food than you need throughout the day and
snacking on high-calorie foods to prevent hunger. Eating
more frequently will help reduce bloating, control blood
sugar and manage hunger. Snack on healthy foods like
fruits or vegetables to make sure your body gets the energy
it needs.
Myth: I’ll never lose weight unless I give up my
favorite “bad” foods.
Reality:
While most cravings pass in about five
minutes, research has shown that eating a healthy diet
doesn’t mean you have to deprive yourself of your favorite
foods – as long as you eat them in moderation and keep
it to a now-and-then basis. So go ahead and have that
brownie, but you might want to add an extra 15 minutes
to your walk that day. Or give your favorite foods a healthy
makeover. If you’re craving pizza, try making it at home so
you can top it with nonfat cheese and use a whole-wheat
crust. If you just have to have bacon, make it turkey bacon.
You’ll satisfy your craving without feeling deprived.
28
Myth:
If a food package says “all natural” on it, it has
to be healthy for me.
Reality:
Even if something is labeled “all natural,” it
can still contain high amounts of sugar, unsaturated fats or
other ingredients that can derail your healthy diet. Some
may even contain as much fat as a candy bar! To truly
figure out whether a product is healthy, be sure to read
the nutritional label – or better yet, opt for fresh fruit
or vegetables.
Myth: If I eat mostly low-fat foods, I will lose weight.
Reality: Research has shown that a low-fat or
reduced-fat food may actually have the same or more
calories than the full-fat version of the food. This is
because food manufacturers often replace fat with sugar.
Also, for many people, seeing the words “low-fat” or
“fat-free” is a green light to overeat. So, control your
portions and stick with a balanced diet, making sure you
get the recommended amounts of fruits, vegetables, whole
grains, lean proteins and dairy.
Myth:
Frozen fruits and vegetables are not as nutritious
as fresh ones.
Reality:
Just-picked produce does have more vitamins
and minerals, but nutrient levels drop during shipping and
storage. Frozen fruits and vegetables can be just as healthy
as fresh, if not more so, since they are picked and frozen
right after harvest, preserving their nutrients.When buying
frozen produce, remember to avoid those packaged in
sauces, which only add sodium or sugar and calories.
Sources:WebMD.com; mayoclinic.com; eatright.org
FOR YOUR BENEFIT
9
Healthy Eating
We’re Still Cooking!
Síntomas del Ataque Cardíaco:
las Diferencias
entre los Hombres
y las Mujeres
Submit a Recipe for What’s Cooking Now
Our first edition of the Funds cookbook What’s Cooking was such a
hit that we wanted to update it to offer members fresh new ideas for
healthy cooking. But we can’t do it without your help! Like the
original, the new edition of What’s Cooking Now will be created by
members, for members. If you have an original nutritious recipe, or
one that you have modified, please share it with us.Your contribution
could help members and their families cook and eat healthier meals.
We’re looking for recipes for soups, salads, side dishes, entrees or
desserts. All the recipes are reviewed by our nutritional experts, and
only those recipes that are healthy and flavorful may be published.
If you don’t have a copy of the first edition of What’s Cooking, you
can get one by attending a Protecting Our Health workshop or
event or by ordering it through Amazon.com.
We’re looking for
recipes for soups,
salads, side dishes,
entrees or desserts.
To submit a recipe for the
new What’s Cooking Now,
please visit our website at
Then just fill in your recipe
on the easy-to-use form,
which gives you step-by-step
instructions, and click “Send”
– it’s that simple!
If your recipe is chosen,
you will receive a special gift.
So what are you waiting for?
Es importante conocer las diferencias entre los hombres y las
mujeres en los síntomas de ataque cardíaco. Con frecuencia
los signos de advertencia en las mujeres son más sutiles, difíciles de detectar y se pueden diagnosticar incorrectamente
como problemas de salud menos agudos. No obstante, independientemente de si es hombre o mujer y ha sufrido alguno
de los siguientes síntomas en el pasado, asegúrese de informar exactamente cómo se siente a los profesionales de atención de la salud donde obtiene sus cuidados médicos. Por
supuesto, si sufre algunos de estos síntomas en el futuro,
obtenga inmediatamente atención médica.
Mantener un peso saludable
Sólo perder unas cuantas libras puede dar grandes
resultados para tener un corazón más saludable. Con
cada libra que pierde, tenga en cuenta que está
mejorando la salud de su corazón.
en las Mujeres
•
Pérdida de aliento que no necesariamente va acompañado
de molestias en el pecho
La Asociación Americana del Corazón recomienda hacer
ejercicios de intensidad moderada un mínimo de 30
minutos cinco días a la semana. Si eso le parece mucho,
trate de dividirlo durante el día en sesiones de 10 a 15
minutos de ejercicios cada vez que lo pueda hacer. ¡Cada
poquito cuenta!
•
Sensación de fatiga inusual, dolor en el cuerpo o debilidad
•
Náuseas, vómitos, dolores de cabeza, sudor frío y
cualquier otro síntoma parecido a la gripe
•
Sensación de dolor en la parte superior del cuerpo, pecho,
hombros, cuello y espalda
Dejar de fumar
•
Sensación de ansiedad o intranquilidad sin explicación
Hacer ejercicios con regularidad
Todos sabemos que fumar causa enfermedades cardíacas,
pero si es un fumador también sabe que dejar los cigarrillos
no es fácil. Si está listo para dejar de fumar, llame al
Servicio de Entrenamiento de Salud de 1199SEIU para
unirse al programa para dejar de fumar. Es gratuito y le
puede brindar el apoyo que necesita para dejar el hábito,
para siempre. ¡Llame hoy mismo al (866) 935-1199!
Sométase a chequeos y
exámenes regulares
Para supervisar la salud de su corazón, sométase a un chequeo
anual de su médico de atención primaria y exámenes
regulares de presión arterial y colesterol. Recuerde: su
Fondo le ofrece cobertura para todos estos servicios.
8
en los Hombres
•
Episodios intermitentes de dolor de pecho, presión
incómoda, sensación de llenura, opresión o dolor en
el pecho
•
Molestias o dolor en uno o en ambos brazos, cuello,
mandíbula, espalda o estómago
•
Falta de aliento, aturdimiento, náuseas o sudoración
•
Incomodidad abdominal que puede sentirse
como indigestión
29
Comience el Año Nuevo Correctamente
– Programe sus Exámenes Hoy Mismo
El comienzo del año es el momento perfecto para renovar su compromiso con una vida más saludable, y una de las formas más
fáciles de proteger su salud es programar su chequeo anual y sus exámenes preventivos. Los exámenes le permiten a usted y a su
médico controlar cualquier inquietud de salud que pueda tener, y una detección temprana puede hacer toda la diferencia en su
respuesta al tratamiento. Por supuesto, su Fondo Nacional de Beneficios cubre los exámenes recomendados sin que signifique
ningún costo para usted.
Recuerde, puede someterse a
exámenes de detección de
enfermedades crónicas como
hipertensión, colesterol alto y
diabetes sólo visitando a su
médico o asistiendo a una
feria de salud de 1199SEIU.
La lista de exámenes
recomendados es sólo un
punto de partida. Hable
con su médico sobre otros
exámenes que podría
necesitar, como:
• un análisis de orina para
detectar alguna enfermedad
renal crónica que por lo
general, no se detecta
hasta que se encuentra
en una etapa avanzada;
• examen de VIH o examen
de enfermedades
transmitidas sexualmente
(STD, por sus siglas en
inglés) y
• análisis de sangre y pruebas
para detectar la depresión
y el cáncer de piel.
Su médico puede recomendar pruebas más frecuentes dependiendo de su historia familiar o si sufre de determinadas
afecciones de salud.
“I feel so much better,
and I hope sharing my
experience will help
others,” Zoila said.
“Every member should
know that this service
is there for them and
that it really works.”
Fuentes:Academia Americana de Médicos de
Familia, Sociedad Americana del Cáncer,
Departamento de Salud y Servicios
Humanos de los Estados Unidos.
* Pese a estudios recientes, que lo recomiendan cada 2 o 3 años, su Fondo todavía recomienda que se acaten las pautas de
la Sociedad Americana del Cáncer.
30
FOR YOUR BENEFIT
7
Member Profile
A Health Coach Paves the Way to Better Health
Zoila got her diabetes under control by working with an 1199SEIU health coach
Like many of us, Zoila Quito would eat lots of
the not-so-healthy foods she loved and very little
of the more-nutritional foods she found less
appetizing. Still, she thought she was eating well
enough and that her overall health was good. But
at her annual check-up last summer, Zoila found
out that her blood sugar level was dangerously
high and that she had Type 2 diabetes. Her doctor
prescribed medication and referred her to a
nutritionist, telling her that if she wanted to avoid
daily shots of insulin, she’d have to make better
nutrition a top priority.
Soon after her diagnosis, Zoila, who is a Patient
Care Technician at NYU Medical Center, received
a call at her home in Queens from one of our
1199SEIU health coaches. After their first talk, her
health coach sent her specific dietary guidelines,
which included a breakdown of the types of foods
she needed to eat more of – and the types that she
needed to limit or eliminate.The information
package also included the USDA’s new MyPlate
diagram, which recently replaced the somewhat
confusing Food Pyramid. MyPlate breaks down
the recommended portions of each food group
for every meal and provides a visual tool that
Zoila said opened her eyes to some of the habits
she needed to break. “I put that guide right on
my refrigerator and use it for breakfast, lunch
and dinner,” she said. “I could see that I needed
to eat more vegetables and less rice, and that’s
one of the changes I’ve been able to make
without much of a struggle.”
Zoila credits the coaching service with helping
her transform her diet and get her diabetes under
control. Being able to call someone who is familiar
with her condition and can offer one-on-one
support and expert advice has been invaluable,
she said. Rather than having to wait for her next
6
appointment with her nutritionist, Zoila can
contact a health coach (or our 24-Hour Nurse
Helpline) for answers to any questions as they
come up. “The health coaching service has been so
helpful because they have the time to spend with
me whenever I need it,” she said. “If I have a
question, I call a health coach and they answer it.”
For someone who admits she used to eat too
many salty snacks, cutting out unhealthy choices
like nachos has been tough, but Zoila said working
with her health coach and seeing her nutritionist
have taught her the importance of counting calories
and exercising proper portion control. Now, she
often substitutes a piece of fruit for a bag of chips
when she feels like having a snack, and her efforts
are paying off. Her blood sugar is now under
control, she said, though she continues to measure
it before and after meals. She’s also noticed a big
difference in her energy level in a relatively short
period of time, and as an added benefit, her blood
pressure is lower after being on the high end of
the scale for many years. “I feel so much better,
and I hope sharing my experience will help others,”
she said. “Every member should know that this
service is there for them and that it really works.”
Do you have a healthy
story to share?
We’re always looking for the opportunity to
spotlight members who have used their
1199SEIU benefits to help lose weight, bring
a chronic condition under control or just
improve their lifestyle in general. If you
would like to be featured in an upcoming
issue of For Your Benefit, please contact the
Fund at [email protected].
Le Ayudamos a Conseguir el
Mayor Reembolso Posible de su
Declaración de Impuestos
Cada año, el Programa de Asistencia Tributaria del Fondo Nacional de Beneficios de 1199SEIU ayuda a miles
de miembros elegibles a solicitar el Crédito Tributario por Ingresos del Trabajo y a obtener la máxima
devolución posible de impuestos. Nuevamente el Fondo se está asociando con la Coalición del Crédito
Tributario por Ingresos del Trabajo de la Ciudad de Nueva York para ayudarle a preparar su declaración de
impuestos. La Coalición del Crédito Tributario por Ingresos del Trabajo está dirigida por el Departamento
de Asuntos del Consumidor de la Ciudad de Nueva York e incluye la Office of Financial Empowerment y el
Food Bank For New York City.
Otros Programas
Zoila Quito
Visite a nuestros Socios de la Ciudad de Nueva York para obtener
una Preparación Gratuita de la Declaración de Impuestos
Ya sea o no que califique para recibir el Crédito Tributario por Ingresos del Trabajo, siempre que los ingresos
de su hogar para 2011 hayan sido inferiores a $50,000 (o $18,000 si es soltero y no tiene dependientes),
nuestros socios del Food Bank For New York City están ofreciendo eventos gratuitos de preparación de la
declaración de impuestos en los lugares en que trabajan y viven nuestros miembros.Y si califica para el Crédito
Tributario por Ingresos del Trabajo, los expertos de la preparación de las declaraciones de impuestos le ayudarán
a solicitar el crédito. Para obtener información detallada sobre los lugares, horarios y fechas para los eventos
gratuitos de preparación de las declaraciones de impuestos, sírvase llamar al 311.
Solicite su Crédito Tributario por
Puede verificar si reúne los requisitos de ingresos
para solicitar el Crédito Tributario
por Ingresos del Trabajo (EITC) utilizando las
pautas de impuestos de 2011 que se indican
a continuación:
• Ingreso inferior a $43,998 (o
$49,078 si es casado y presenta
tres o más hijos dependientes
dos hijos dependientes
una declaración conjunta) con un
hijo dependiente
una declaración conjunta) sin
hijos dependientes
31
Utilice su Cupón de 1199SEIU para Obtener
Servicios de Preparación de Impuestos
con un Mayor Descuento en H&R Block
Si no puede acudir a uno de los lugares de preparación gratuita de la declaración de impuestos,
hemos negociado este año un descuento especial excepcional con H&R Block para los miembros
que viven en los cinco distritos de la ciudad de Nueva York, Long Island, Nueva Jersey, y a partir de
este año, el condado de Westchester. Los miembros que viven en cualquiera de dichas áreas y cuyos
ingresos del hogar para 2011 fueron de $41,000 o menos con dependientes ($31,000 o menos para
solteros sin dependientes) y que son elegibles para el Crédito Tributario por Ingresos del Trabajo
(EITC) pueden hacer que su declaración de impuestos sea preparada en una oficina local de H&R
Block ¡por tan sólo $1! (Los miembros que no califican para recibir el Crédito Tributario por
Ingresos del Trabajo (EITC) y cuyos ingresos del hogar para 2011 satisfacen los requisitos
anteriores pueden hacer que su declaración de impuestos sea preparada por $19.)
Si sus ingresos del hogar para 2011 fueron superiores a aquellos límites pero inferiores de $100,000,
H&R Block preparará su declaración de impuestos en una escala de tarifas fluctuante
que no exceda de $125. Simplemente traiga a su cita su cupón de descuento
de 1199SEIU y preséntelo al representante de H&R Block – no
existen otros requisitos para calificar para esta tarifa reducida.
Vistazo a los
Descuentos de
H&R Block para
los Miembros de
1199SEIU
•
•
•
32
Debería recibir por correo en las próximas semanas
información adicional sobre nuestro Programa de
Descuento de H&R Block y el cupón que necesita
para obtener su descuento. El cupón será válido
entre el 23 de enero y el 17 de abril de 2012.
El Nuevo Programa de
H&R Block Puede
Significar Aún Más
Dinero en Su Bolsillo
Pague sólo $1 para la presentación de su
declaración de impuestos si el ingreso de
su hogar es de hasta $41,000 y es
elegible para el Crédito Tributario por
Este año, H&R Block también está ofreciendo
Pague sólo $19 si el ingreso de su hogar
un nuevo programa para los miembros de
es hasta $41,000, pero no es elegible
1199SEIU llamado Second Look Review (Segunda
para el Crédito Tributario por Ingresos
Revisión).Traiga sus declaraciones de impuestos de
del Trabajo (EITC)
2008, 2009 o 2010 a cualquier oficina de Block en
Pague hasta $125 en base a la
los cinco distritos, Long Island, Nueva Jersey o
complejidad de su declaración de
Westchester durante los meses de febrero y marzo, y
impuestos si el ingreso de su hogar
un profesional en impuestos las revisará, gratuitamente,
es mayor de $41,000 pero no
para asegurarse de que fueron exactas y de que haya recibido
excede de $100,000
todos los créditos y deducciones posibles. Usted decide si
desea presentar una declaración de impuestos enmendada. Si
bien no se le cobra por la revisión, el costo por presentar una
declaración de impuestos enmendada será de $79 por declaración,
que cubren tanto las declaraciones federales como estatales.
Get One-on-One Support from a
Health Coach
Take the Call!
Along with your physician, your personal health coach can also support you in
managing chronic conditions, such as heart disease and diabetes. And our weight
management and smoking cessation programs offer specifically tailored support
for two of the leading health challenges in the U.S.
Make the Call!
Have you finally made the decision to take control of your weight or quit
smoking for good? While these two healthy changes may top the wish lists for
millions, as an 1199SEIU member you can get the added benefit of personal,
one-on-one health coaching to help you reach your goals. Our weight-loss and
smoking cessation programs connect you with trained, professional health
coaches who will help you develop a plan and stick to it, offering expert advice,
support and encouragement all along the way. So call (866) 935-1199 today and
stop trying to go it alone!
1199SEIU
24-Hour Nurse
Helpline
(866) 935-1199
Remember, for round-the-clock
advice, you can call our Nurse
Helpline 24 hours a day, 7 days
a week, with any medical
questions, whether your child
runs a fever in the middle of the
night, you’re not sure about a
particular medication or you
have any other medical question.
For more information and online support, visit our website, www.1199SEIUBenefits.org, and click on the Health
Coaching Service link. Our Group ID is 1199SEIU.
FOR YOUR BENEFIT
5
The 2012 Protecting Our Health
Calendar Is Here!
Your new 2012 1199SEIU Protecting Our Health calendar can help keep you
and your family healthy all year round. The 2012 calendar is designed to help
you and your family make healthy choices throughout the year. It’s loaded
with healthy lifestyle tips, nutrition and fitness facts, and useful contact
information. Stop by one of your Benefit Fund’s Protecting Our Health workshops, events or health fairs to receive your copy. Please visit our website at
www.1199SEIUBenefits.org to view upcoming events on our Funds’ calendar.
Celebrating
Marriage Equality
and What It Means
for Our Funds
Programa de Campamento de
Estadía Anne Shore 2012 para
niños entre 9 y 15 años
Long before New York State granted
equal marriage rights to gay and
lesbian couples effective July 24,
2011, your National Benefit Fund
offered benefit coverage to members’
same-sex domestic partners.Therefore,
we needed to update NBF rules now
that marriage was a legal option in
New York State.That meant ensuring
that the NBF’s same-sex domestic
partnership rules – which had different
requirements to prove partnership –
applied only to those states that still
do not recognize marriage equality.
But if you live in New York State, or
a neighboring state that recognizes
marriage equality, you must be married
to receive spousal health benefits.
Para solicitar la inscripción en el Programa de Campamento de Estadía Anne
Shore, simplemente llene el cupón anterior y envíelo a la Corporación de
Cuidado Infantil de 1199SEIU antes del 31 de enero de 2012. Si su hijo es
elegible, nuestro personal del programa se comunicará con usted para
programar una cita para asistir a una orientación obligatoria de modo que
pueda seleccionar el campamento que mejor se adapte a los intereses y las
necesidades de su hijo.
Dirección ___________________________________ Apartamento No. __________
Tenga en cuenta: Existe una cuota de solicitud de $10 que se debe pagar
al momento de la orientación.
Cargo __________________________________ Turno de trabajo ______________
El Programa de Campamento de Verano es un campamento de
estadía de tres a cuatro semanas. Esta solicitud no es para un
campamento diurno.
Fecha de nacimiento del hijo _____________________________________________
Haga sus Planes Ahora para el Programa
de Becas Joseph Tauber de 2012-2013
The Trustees did decide, however, to
allow same-sex couples a grace period
of a full year from the effective date
of the law to get married in order to
continue coverage.We sent letters to
our members who had domestic
partnership benefits at the time, but
we want to ensure that everyone has
the information so they can avoid
any disruption in coverage. By July
24, 2012, same-sex couples who live
in a state that recognizes marriage
equality must provide the Fund with
proof of marriage. Once you have
married, please submit a copy of
your marriage certificate and an
Enrollment Change Form so that we
may update your spouse’s eligibility.
You can access a form on our website
at www.1199SEIUBenefits.org.
Of course, you can also ask your
Outreach Coordinator for assistance.
4
Cada año, el Programa de Campamento de Verano envía a más de 800 hijos
de los miembros de 1199SEIU a campamentos de estadía de tres y cuatro
semanas en el noreste, sin costo alguno para sus padres.
Oportunidades de Becas para la Universidad para sus
Hijos (hasta la edad de 22 años)
El Programa de Becas Joseph Tauber ofrece becas para hijos (hasta la edad
de 22 años) de miembros elegibles de 1199SEIU que asisten a programas
universitarios de pregrado acreditados. Los montos de las becas varían de
acuerdo con la necesidad, con una beca mínima anual de $750. También se
cuenta con Becas de Incentivos de Estudios para los estudiantes que reciban la
beca y que mantienen un promedio de calificaciones de 3.0 o más durante el
semestre de primavera y/o el de otoño. Además, el programa de Becas para la
Próxima Generación de Enfermeras Registradas de 1199SEIU ofrece ayuda
financiera y académica a los hijos de los miembros de 1199SEIU que son
estudiantes en la fase clínica de un programa de enfermería. Para averiguar si
su hijo califica o, si tiene alguna pregunta, llame al (646) 473-8999.
Para pedir una solicitud al Programa de Becas Joseph Tauber, llene el cupón y
devuélvalo antes del 31 de enero de 2012. También puede descargar el cupón
visitando nuestro sitio web en www.1199SEIUBenefits.org/ccf durante el
período de recibo de solicitudes. Tome en cuenta que no se otorgan
renovaciones automáticas de becas; los beneficiarios anteriores deben volver
a solicitar la beca cada año para ser considerados.
Envíe por fax su cupón lleno a (646) 473-6949 o envíelo por correo a la
siguiente dirección: 1199SEIU Child Care Corporation, Joseph Tauber
Scholarship Program, 330 West 42nd Street, 18th Floor, New York, NY 100366977. Si envía su cupón de acuerdo con lo indicado, en marzo se le enviará
una carpeta de solicitud o paquete de la beca, que incluye varios formularios
que se deben llenar y devolver según las instrucciones específicas y las fechas
indicadas, a fin de que su solicitud sea válida. Si ya envió un cupón, no envíe
otro. Si ambos padres son empleados de 1199SEIU, envíe sólo un cupón.
ESTE CUPÓN ES VÁLIDO SÓLO PARA EL AÑO DE LA BECA 2012-2013.
Este cupón es sólo un formulario de petición de solicitud. No es una
solicitud real.
CUPÓN DE ELEGIBILIDAD PARA 2012 DEL PROGRAMA
DE CAMPAMENTO DE ESTADÍA ANNE SHORE
(Por favor escriba claramente con letra de imprenta y con tinta)
Primer nombre del miembro _____________________________________________
Apellido del miembro _________________________________________________
Ciudad ____________________________ Estado _______ Código postal ________
Teléfono en el hogar __________________________________________________
Teléfono del trabajo __________________________________________________
Empleado en _______________________________________________________
Nombre del hijo _____________________________________________________
Escuela _______________________________________ Grado actual _________
Dirección de correo electrónico del miembro _______________________________
Fondo Nacional de Beneficios (NBF) Gran Nueva York Fondo de Cuidado Infantil
Miembros del NBF del área de Rochester
Llene este formulario completamente y devuélvalo antes del 31 de enero de 2012. Envíelo a:
1199SEIU Child Care Corporation, Anne Shore Sleep-Away Camp Program, P.O. Box 955, New York, NY
10108-0955. También puede enviar este formulario por fax a la atención de Anne Shore Sleep-Away
Camp Program al (646) 473-8311. Se debe enviar un cupón por separado para cada hijo.
PROGRAMA DE BECAS JOSEPH TAUBER
PETICIÓN DE SOLICITUD DE BECA PARA 2012-2013
Nombre del estudiante ________________________________________________________
Dirección de correo electrónico ___________________________________________________
Fecha en que se graduó o espera graduarse de la escuela secundaria _______________________
Fecha de ingreso a la universidad _________________________________________________
Solicitante nuevo en escuela post-secundaria
Solicitante anterior
Nombre del miembro __________________________________________________
Dirección __________________________________________________________
Ciudad _______________________ Estado _________ Código postal __________
Teléfono en el hogar _________________________________________________
Dirección de correo electrónico ____________________________________________
Fondo Nacional de Beneficios (NBF)
Gran Nueva York Fondo de Cuidado Infantil
Miembros del NBF del área de Rochester Fondo de Bienestar LPN
El Departamento de Becas debe recibir este cupón antes del 31 de enero de 2012 para poder
enviarle un paquete oficial de la beca. Si no recibe su paquete de la beca antes del 1 de abril de 2012,
llámenos para que podamos ayudarlo.
33
This is a summary of the annual report for the 1199SEIU National Benefit Fund for Health & Human
Service Employees, EIN: 13-1628401, for the period 01/01/10 to 12/31/10. The annual report has been
filed with the Employee Benefits Security Administration, as required under the Employee Retirement
Income Security Act of 1974 (ERISA).
The plan has a contract with Amalgamated Life Insurance Company and Guardian Life Insurance of
America to pay certain life insurance and accidental death and dismemberment claims incurred under
the terms of the plan. The total premiums paid for the plan year ending December 31, 2010, were
$608,278.
Because it is a so called “experience-rated” contract, the premium costs are affected by, among other
things, the number and size of claims. Of the total insurance premiums paid for the plan year ending
December 31, 2010, the premiums paid under such “experience-rated” contracts were $7,352,003 and
the total of all benefit claims paid under the experience-rated contract during the plan year was $7,341,877.
2010, compared to $119,367,303 as of January 1, 2010. During the plan year the plan experienced an
increase in its net assets of $75,016,787. This increase includes unrealized appreciation and depreciation
in the value of the plan assets; that is, the difference between the value of the plan’s assets at the end
of the year and the value of the assets at the beginning of the year or the cost of assets acquired
during the year. The plan had total income of $1,319,625,429, including employer contributions of
$1,297,704,678, employee COBRA contributions of $6,321,885 and earnings from investments of
$9,732,290. Plan expenses were $1,244,608,642. These expenses included $1,153,580,477 in benefits
paid to participants and beneficiaries and $91,028,165 in general and administrative expenses.
SUMMARY ANNUAL REPORT • 1199SEIU LEAGUE JOB SECURITY FUND
This is a summary of the annual report for the 1199SEIU League Job Security Fund, EIN: 13-3712851,
for the period 01/01/10 to 12/31/10. The annual report has been filed with the Employee Benefits
Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).
decrease in its net assets of $4,971,894. This decrease includes unrealized appreciation and depreciation
in the value of the plan assets; that is, the difference between the value of the plan’s assets at the
end of the year and the value of the assets at the beginning of the year or the cost of assets acquired
during the year. The plan had total income of $7,700,544, including employer contributions of
$5,757,171, grant income from related entity of $1,515,556 and earnings from investments of
$403,272. Plan expenses were $12,672,438. These expenses included $11,014,633 in program
expenses and $1,657,805 in administrative expenses.
SUMMARY ANNUAL REPORT • 1199SEIU LEAGUE REGISTERED NURSE TRAINING AND JOB SECURITY FUND
This is a summary of the annual report for the 1199SEIU League Registered Nurse Training and Job
Security Fund, EIN: 13-3946135, for the period 01/01/10 to 12/31/10. The annual report has been filed
with the Employee Benefits Security Administration, as required under the Employee Retirement Income
Security Act of 1974 (ERISA).
2010, compared to $2,529,192 as of January 1, 2010. During the plan year the plan experienced
an increase in its net assets of $1,555,403. This increase includes unrealized appreciation and
depreciation in the value of the plan assets; that is, the difference between the value of the plan’s assets
at the end of the year and the value of the assets at the beginning of the year or the cost of assets
acquired during the year. The plan had total income of $4,097,882, including employer contributions
of $4,082,922. Plan expenses were $2,542,479. These expenses included $1,980,149 in program
expenses and $562,330 in administrative expenses.
SUMMARY ANNUAL REPORT • 1199SEIU/EMPLOYER CHILD CARE FUND
This is a summary of the annual report for the 1199SEIU/Employer Child Care Fund, EIN 13-3641466,
Plan Number 501, for the period January 1, 2010, to December 31, 2010. The annual report has been
filed with the Department of Labor, as required under the Employee Retirement Income Security Act of
1974 (ERISA).
The plan has (a) contract(s) with Metropolitan Life Insurance Company to pay the following types of
claims incurred under the terms of the plan:
The total premiums paid for the plan year ending December 31, 2010, were $8,882.
change in its net assets of $-351,915. This change includes unrealized appreciation or depreciation in
the value of plan assets; that is, the difference between the value of the plan's assets at the end of the
year and the value of the assets at the beginning of the year or the cost of assets acquired during the
year. The plan had total income of $23,164,615 which included employer contributions of
$22,059,825, employee contributions of $803,756, gain/loss of $0 from the sale of assets, and
earnings from investments of $299,924.
Total plan expenses were $23,516,530. These expenses included $5,815,999 in administrative
expenses and $17,700,531 in benefits paid to participants and beneficiaries, and $0 in other
expenses.
SUMMARY ANNUAL REPORT • 1199SEIU NATIONAL BENEFIT FUND AND AFFILIATED ORGANIZATIONS 401(K) PLAN
This is a summary of the annual report for the 1199SEIU National Benefit Fund and Affiliated
Organizations 401(k) Plan, EIN 13-1628401 for January 1, 2010, through December 31, 2010. The
annual report has been filed with the Employee Benefits Security Administration, as required under the
Employee Retirement Income Security Act of 1974 (ERISA).
Benefits under the plan are provided by a combination of funding arrangements. Plan expenses were
$1,941,437. These expenses included $58,039 in administrative expenses and $1,878,426 in benefits
paid to participants and beneficiaries, and $4,972 in other expenses. A total of 1,582 persons were
participants in or beneficiaries of the plan at the end of the plan year, although not all of these persons
had yet earned the right to receive benefits.
2010, compared to $21,838,099 as of January 1, 2010. During the plan year, the plan experienced an
increase in its net assets of $4,530,943. This increase includes unrealized appreciation or depreciation
in the value of the plan assets; that is, the difference between the value of plan's assets at the end of
the year and the value of the assets at the beginning of the year or cost of assets acquired during the
year. The plan had total income of $6,472,380, including employer contributions of $0, employee
contributions of $3,491,322, gains of $0, from the sale of assets, and earnings from investments
of $2,827,145.
YOUR RIGHTS TO ADDITIONAL INFORMATION
You have the right to receive a copy of the full annual report, or any part thereof, on request. The items
listed below are included in that report:
•
•
•
•
•
•
•
An accountant's report;
Financial information and information on payments to service providers
Assets held for investment;
Transactions in excess of 5 percent of plan assets;
Insurance information, including sales commissions paid by insurance carriers;
Information regarding any common or collective trusts, pooled separate accounts, master trusts,
or 103-12 investment entities in which the plan participates;
Actuarial information regarding the funding of the plan (for Pension Funds only).
To obtain a copy of the full annual report, or any part thereof, write or call your Fund office at:
1199SEIU Training and Employment Funds
1199SEIU Child Care Funds
330 West 42nd Street, New York, NY 10036
(646) 473-9200
34
The report is furnished without charge. The charge to cover copying costs will be $0.25 per page.
You also have the right to receive from the plan administrator, on request and at no charge, a statement
of the assets and liabilities of the plan and accompanying notes, or a statement of income and
expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report
from the plan administrator, these two statements and accompanying notes will be included as part
of that report. The charge to cover copying costs given above does not include a charge for the
copying of these portions of the report because these portions are furnished without charge.
You also have the legally protected right to examine the annual report at the main office of the plan:
330 West 42nd Street, New York, NY 10036, and at the U.S. Department of Labor in Washington, D.C.,
or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the
Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security
Administration, U.S. Department of Labor, 200 Constitution Avenue, N.W. Washington, D.C. 20210.
and Recruit Fellow Members to Get Healthy, Too
For several months, the 1199SEIU National Benefit Fund has
been working with the Union and your employers to support
worksite wellness initiatives within our institutions to help our
members live healthier lives. As part of this initiative, nearly
1,500 of you have already volunteered to take the Pledge to
become Wellness Champions. But if you’re not one of the
1,500, it’s not too late to get involved!
As healthcare workers, you spend so much time caring for
others. Make your health a top priority and empower your
co-workers to do the same.Wellness Champions will help
organize events and programs at your institution, such as
walking groups, exercise workshops or a competition to submit
recipes for the new edition of the Funds’ cookbook, What’s
Cooking Now.
Get involved by
attending the
next Wellness
Champion meeting
at your institution
and you will
receive a copy of
the 1199SEIU
Resistance Band
Total-Body Workout
DVD to jumpstart your fitness
routine! In addition
to the fitness DVD,
those who sign
up to be Wellness
Champions will also
receive a bag filled with healthy giveaways and the tools they
need to help get the job done.To find out when the next
Wellness Champion meeting will take place, contact your
Union organizer or Outreach Coordinator.
And don’t forget to lead by example: If you have health issues
yourself, Make the Call! to an 1199SEIU health coach or
Take the Call! if a coach reaches out to you.
An 1199SEIU
Wellness Champion
Is a Member Who…
Q
Leads by example and commits to
participate in his or her institution’s
wellness programs.
Q
Attends Union-Management-Fund
committee meetings regularly to
review progress, set goals, generate
ideas and even, when possible, submit
proposals for initiative funding.
Q
Encourages fellow members to
Take the Call! and Make the
Call! to receive one-on-one support
to make healthy changes through
the 1199SEIU Health Coaching
Service.
Q
Promotes and communicates
worksite wellness events, including
Fund health fairs and onsite
wellness workshops.
Q
Encourages co-workers to participate
in the worksite wellness programs.
Q
Stays up to date on wellness events,
facts and programs and shares
information with fellow members.
Q
Connects with his or her Outreach
Coordinator to discuss challenges
and get support and ideas.
Q
Reports to monthly Chapter
Delegate Meetings, Benefit
Outreach Committees or the Labor
Management Wellness Group.
Q
Is committed to creating a culture
of health at the workplace!
Benefit Update & News
SUMMARY ANNUAL REPORT • 1199SEIU NATIONAL BENEFIT FUND FOR HEALTH & HUMAN SERVICE EMPLOYEES
FOR YOUR BENEFIT
3
1199SEIU LEAGUE JOB SECURITY FUND • SUMMARY OF MATERIAL MODIFICATIONS
This Summary of Material Modifications describes changes that affect your job security benefit plan and
updates the Summary Plan Description (“SPD”) that was previously distributed to you. You should keep
this summary with your SPD until the SPD is updated to reflect the changes discussed herein.
MESSAGE FROM THE EXECUTIVE DIRECTOR
In this issue
3
4
4
5
and Recruit Fellow Members
to Get Healthy, Too
The 2012 Protecting Our
Health Calendar Is Here!
Celebrating Marriage
Equality and What It Means
for Our Funds
Get One-on-One Support
from a Health Coach
6
Member Profile: Zoila Quito
8
We’re Still Cooking! Submit a
Recipe for What’s Cooking Now
9
Common Nutrition Myths
– Busted!
10 Don’t Let Winter Put Your
11 Join Us at Our “Keep Your
New Year’s Resolution”
Workshop
12 Healthy Heart Basics
14 Start the New Year Off
Right – Schedule Your
Screenings Today
15 Helping You Get the Most
Over the past few months, so many of
you have taken action to make healthy
changes in your life and create a culture
of health at your worksites. In fact, so far
more than 1,500 of you have signed on
to become Wellness Champions! If you
have not joined yet, there is still time,
and we encourage you to become leaders
in this important effort to build a culture
of health across our institutions.
In this issue of For Your Benefit, you will find all the details you need to
get involved in this exciting new initiative. Plus, you will find plenty of
information on how to keep yourself and your family healthy despite the
icy winter weather – from healthy heart guidelines to common nutrition
myths, timelines for common medical screenings and ideas for working
out in the colder months.You will also read an inspiring story from one
of our members who worked with an 1199SEIU health coach to manage
her diabetes and turn her health around.
Of course, we have also included information about the benefits and
services available to you through your Fund, including free or discounted
tax preparation to help you get thousands of dollars more back in your
refund, and camp and scholarship opportunities for your children.
We hope you enjoy this issue of For Your Benefit, and use it to get 2012 off
to a healthy start!
Sincerely,
17 2012 Anne Shore Sleep-Away
Camp Program for Children
Ages 9 to 15 Years
17 Plan Now for the 2012-2013
Joseph Tauber Scholarship
Program
2
Effective immediately, the following changes to the 1199SEIU League Job Security Fund (JSF) apply:
1.
2.
3.
4.
5.
Duration of JSF benefits.
(a)
Except as provided in (c) below, laid-off eligible JSF participants shall be entitled to JSF
benefits (SUB, benefit coverage) for one year from the date of layoff, and
(b)
The JSF Executive Director shall have discretion to approve a second year of JSF benefits;
(c)
Provided, however (i) JSF benefits shall not exceed the length of the employee’s
continuous employment immediately prior to layoff and (ii) the Executive Director may
terminate full JSF benefits if the employee fails to pursue JSF referrals, refuses to enroll in
JSF-recommended training, or turns down appropriate job offers.
Effect of receipt of 1199SEIU Pension. JSF benefits shall not be provided to any JSF participant after
the effective date of a pension benefit from the 1199SEIU Health Care Employees Pension Fund.
Temporary placement. After six (6) months of layoff, JSF participants shall be required to accept
placement into temporary jobs where the duration of the job is of 3 months or longer.
Travel limitation. In the case of closed institutions, the maximum travel time for mandatory
placement shall be the greater of (i) one and one half (1 and 1/2) hours from his/her home or
(ii) his/her average commuting time to the job from which he/she was laid off.
Hard-to-place participants. Where the JSF assesses at orientation or thereafter, that a participant will be unable to be placed back into his/her classification (example: technical/
professional who don’t have the necessary education or who don’t have the current
This summary only highlights the key changes made to the 1199SEIU League Job Security Fund.
Summaries of material modifications together with your plan documents make up your official plan
descriptions; please keep them together and refer to them as necessary. We have made every attempt
to insure the accuracy of the information in this summary and the Summary Plan Description.
The 1199SEIU League Job Security Fund reserves the right to amend or terminate the 1199SEIU
League Job Security Fund, or any part of it, at any time.
In addition to the changes listed in the above SMM, the League Agreement’s Contract Interpretation
and Policy Committee (“CIPC”) has approved the following changes to the League Agreement:
i.
The JSF Executive Director shall have discretion to approve placement rights beyond the first
year following a participant’s layoff, and
ii.
The seven working day “refer and hold period” set forth in paragraph 6(c)(i)(4) of the League
Agreement shall be extended to fourteen working days.
1199SEIU NATIONAL BENEFIT FUND FOR HEALTH AND HUMAN SERVICE EMPLOYEES • SUMMARY OF MATERIAL MODIFICATIONS
This Summary of Material Modifications describes changes that affect your welfare benefit plan and
updates the Summary Plan Description (SPD) that was previously distributed to you. You should keep this
summary with your current SPD until the booklet is updated to reflect the changes discussed herein.
Effective January 1, 2011, the following Subsections are hereby eliminated:
•
“Extension of Coverage for Students Under Michelle’s Law,” in Section I.A
•
“Maximum Lifetime Benefit” and “Maximum Benefit for Newborn Care,” in Section I.D (and any
other reference to maximum lifetime benefit)
•
“If You Don’t Call 1199SEIU CareReview” in Section II.B
•
“Newborn Care” in Section II.C
•
“Newborn Care Benefits” in Section II.G
•
“Biotechnology Drugs” in Section II.L
Effective January 1, 2011, the following sentence is added to Section VII.D, Subsection
“What Is Not Covered”: Charges for claims containing misrepresentations or false, incomplete or
misleading information.
Effective January 1, 2011, the SPD is further amended, as shown below, with changes
highlighted and deletions in strikeout:
SECTION I.A
YOUR CHILDREN
Your children are eligible up to their 19th birthday if all of the following conditions are met:
•
They’re your biological children; or
•
They’re your legally adopted children (coverage for legally adopted children starts from placement); or
•
You are their legal parent identified on their birth certificate; and
•
They’re dependent on you for their full support and are living permanently with you, or an appropriate
court issues a qualified medical child support order Which provides otherwise (see box in Section I.A);
They’re not married; They’re not eligible to enroll in another employer-sponsored health plan
•
(excluding parent coverage); and
•
You are eligible for family coverage, based on your Wage Class (see Section I.D).
Your stepchildren, foster children and grandchildren are not covered by the Benefit Fund. Children of your
same-sex partner cannot be covered by the Benefit Fund, unless you are their legally recognized parent or
they are legally adopted by or placed for adoption with you.
AFTER YOUR CHILD REACHES AGE 19
Your child’s coverage may be continued from your child’s 19th birthday up to his or her 26th birthday if:
•
You file a properly completed Young Adult Enrollment Form with the Benefit Fund when your child
turns age 19 and each year after that until your child’s 26 birthday; and
•
They’re not eligible to enroll in another employer-sponsored health plan (excluding parent coverage).
CHILDREN WITH DISABILITIES
If your child is disabled, as described below, coverage for your child may continue after age 26 if all of
the following conditions are met:
•
There is no other coverage available from either a government agency or through a special
organization; and
•
Your child is not married; and
•
Your child became handicapped before age 19; and
•
You file a properly completed Disability Certification Form with the Benefit Fund each year
after your child reaches age 26.
Section II.K – DENTAL BENEFITS
Benefit Brief
Member Choice Dental Benefits
•
Effective January 1, 2003, maximum benefit of $3,000 per person per year (excluding essential
oral pediatric services)
If You Are Not Enrolled in Member Choice
•
Maximum benefit of $1,200 per person per year (excluding essential oral pediatric services)
Benefits are paid according to the actual charges or the Benefit Fund’s Schedule of Allowances,
whichever is less, up to the maximum benefit of $1,200 per person per year unless you are enrolled in
Member Choice. Effective January 1, 2003, the maximum benefit for Member Choice enrollees is $3,000
per person per year. Effective January 1, 2011, there is no limit on essential oral pediatric services.
Orthodontics
•
Orthodontics (treatment and appliances to correct tooth misalignment) once in a lifetime for
children. Adult orthodontic coverage will be considered only when repositioning of teeth is in
conjunction with orthognathic surgery.
Mitra Behroozi
Executive Director
requirements for the job or who are in unusual titles), an alternative placement plan will be
established, and the JSF will offer one of the following options:
a.
Placement in another job/classification that the participant can perform; or
b.
Enrollment in a program in which he/she can acquire a credential within two
years or less (this option is only for professional and technical titles); or
c.
Retraining in another classification provided credential can be obtained within one year
(with a possible extension for a second year); or
d.
In lieu of JSF benefits and obligations, provision of a one-time payment buy-out. If
applicable, details will be discussed with your counselor.
SECTION VI.A – RETIREE HEALTH BENEFITS
Special Rule
Members who have at least 15 years of consecutive coverage by the Benefit Fund immediately prior to
retirement and are age 65 or older, who are not participants in the Pension Fund, may be eligible for a
Life Insurance Benefit.
In most cases, retiree benefits start 30 days after you retire and stop for you and your spouse if you go
back to work. If you retired before October 1, 1998, your spouse’s benefits will stop 30 days after your
death. If you retired on or after October 1, 1998, your spouse will continue to be eligible after your
death for retiree health benefits for the remainder of his or her life. Your benefits must be coordinated
with any other health insurance that you or your spouse may have, including Medicare (see Section I.F).
Except as indicated above, in order to be eligible for retiree health benefits, you must be receiving a
pension from the 1199SEIU Health Care Employees Pension Fund. If your pension benefit is suspended
or stops for any reason (including your return to work or your loss of entitlement to a Social Security
Disability Award, you will no longer be eligible for retiree health benefits.
SECTION VII.C
WHEN BENEFITS MAY BE SUSPENDED, WITHHELD OR DENIED
It is important that you provide the Benefit Fund with all the information, documents or other material
it needs to process your claim for benefits.
The Benefit Fund may be unable to process your claim if you, your spouse or your children:
•
Do not sign the Assignment of Benefits authorization when you want your benefits paid
directly to your provider; or
•
Do not allow the disclosure of medical information, medical records or other documents and
information when requested by the Benefit Fund.
Benefits may be suspended, withheld or denied for the purpose of the recovery of any and all benefits paid:
•
That you were not entitled to receive;
•
That your spouse or dependent children were not entitled to receive; or
•
For claims that you, your spouse or dependent children would otherwise be entitled to until full
restitution (which may include interest and expenses incurred by the Fund) has been made for
any fraudulent claims that were paid by the Fund; or
•
That were the subject of a legal claim against a third party for which a lien form was not signed
and received by the Benefit Fund as required in Section I.G.
SECTION VII.E – ADDITIONAL PROVISIONS
Nothing in this booklet shall be construed as creating any right in any third party to receive payment
from this Benefit Fund.
Payments shall not be made to a person who is:
•
A minor (under age 18)
•
Unable to care for his or her affairs due to illness, injury, or incapacity.
Instead, the payment shall be made to a duly appointed legal representative or to such person who, in
the judgment of the Plan Administrator, is maintaining or has custody of the person entitled to payments.
No legal action may be brought against the Benefit Fund or the Trustees until all remedies under the
Benefit Fund have been exhausted, including requests for administrative reviews or appeals.
Payments made by the Benefit Fund which are not consistent with the Plan – as stated in this booklet
or as it may be amended – must be returned to the Benefit Fund.
No benefit payable under the Plan shall be subject in any manner to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance or charge.
Any action by way of anticipating, alienating, selling, pledging, encumbering or charging the same shall
be void and of no effect. Nor shall any benefit be in any manner subject to the debts, contracts, liabilities, engagements or torts of the person entitled to such benefit.
Notwithstanding the foregoing, the Benefit Fund shall have the power and authority to authorize the
distribution of benefits in accordance with the terms of a court order that it determines is a qualified
medical child support order, as required by applicable federal law.
The Fund does not cover claims containing misrepresentations or false, incomplete or misleading information. If a false or fraudulent claim is filed, the Fund may seek full restitution plus interest and reimbursement of any expenses incurred by the Fund. In addition, the Fund may suspend the benefits to which the
participant and his or her dependents(s) would otherwise be entitled until full restitution has been made.
The Trustees reserve the right to turn any such matter over to the proper authorities for prosecution.
This summary only highlights the key changes made to the 1199SEIU National Benefit Fund for Health and Human Service
Employees. Summaries of material modifications together with the Summary Plan Description make up your official plan descriptions; please keep them together and refer to them as necessary. We have made every attempt to insure the accuracy of the
information in this summary and the Summary Plan Description. However, if there is any discrepancy between them and the plan
document, insurance contracts or other legal documents, the legal documents will always govern. If you would like to review
the plan document or have any questions, please contact the Fund’s Member Services Representatives at (646) 473-9200.
The Fund believes it is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the Affordable Care
Act). As permitted by the Affordable Care Act, a grandfathered health plan can preserve certain basic health coverage that was
already in effect when that law was enacted. Being a grandfathered health plan means that this plan may not include certain
consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for an external review
process for claims appeals. However, grandfathered health plans must comply with certain other consumer protections in the
Affordable Care Act, for example, the elimination of lifetime limits on benefits.
Questions regarding which protections apply and which protections do not apply to a grandfathered health plan and what might
cause a plan to change from grandfathered health plan status can be directed to the plan administrator at: c/o Executive Director,
1199SEIU National Benefit Fund for Health and Human Service Employees, 330 West 42nd Street, New York, NY 10036. You
may also contact the Employee Benefits Security Administration, U.S. Department of Labor, at (866) 444-3272 or
www.dol.gov/ebsa/healthreform. This website has a table summarizing which protections do and do not apply to grandfathered
health plans.
The plan sponsor of the1199SEIU National Benefit Fund for Health and Human Service Employees reserves the right to amend
or terminate the 1199SEIU National Benefit Fund for Health and Human Service Employees, or any part of it, at any time.
FOR YOUR BENEFIT
35
Non-Profit Org.
U.S. POSTAGE
PAID
New York, NY
Permit No. 3700
330 West 42nd Street
New York, NY 10036-6977
ADDRESS SERVICE REQUESTED
DEDICATED TO THE HEALTH & WELL-BEING OF 1199SEIU MEMBERS
WINTER 2012
For Your Benefit
EN ESPAÑOL p18
Become a
Wellness
Champion
and Recruit Fellow
Members to Get
Healthy, Too
Meet Our
Featured Member
ZOILA QUITO
Let Us Help
You Get the
Most Out of
Your Tax
Return
www.1199SEIUBenefits.org

Layout 1 (Page 1)

Transcripción

Documentos relacionados

EASTER SUNDAY — SUNDAY, APRIL 5, 2015